Citi Bank personal loan offers to salaried individuals with salaries starting from Rs. 25,000. 

  • The minimum loan amount you can get is Rs. 50,000
  • The maximum loan amount you can get is Rs 30 lakhs
  • The loan is offered for the age group 21-60
  • The minimum loan tenure is 1 year
  • The maximum loan tenure is 5 years
  • A credit score of 750 and above will help you to get the loan faster
  • The interest rates are ranging from 9.99%-16.49% per annum
  • The processing fee is 3%-4%
  • Citi will process your loan within as fast as 48 hours

Some conditions to think about are that the pre-closure and part payment is available only after 12 months.

Citi offers doorstep service and online upload of documents. There is no guarantor required and a top-up facility is also available for the loan. KYC, PAN, address proof and ID proof are required for processing the loan.

The loan amount can be utilized for personal expenses and there are no restrictions for the same.