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IDFC offers a variety of credit cards to suit everyone’s needs. While the convenience of buy now pay later is very lucrative, one must be aware of what charges are levied to be able to use the services. There is a thin line between smartly using a credit card and overspending and ending up If you are stuck and cannot choo see which one to pick, we are here to make the task easier for you! Read on to know more about their cards.
Types of IDFC Credit Cards –
Regular Credit Cards :
These are the usual credit cards that are available to a customer with features. IDFC’s FIRST Classic Credit Card and IDFC FIRST Millenia Credit Card fall in this category. They offer discounts, rewards, railway lounge access, personal accident coverage, fuel surcharge waiver etc. They also offer welcome gift vouchers, interest free cash withdrawals (up to 48 days) and cashback offers. The reward points are redeemable online and offline for a fee.
Premium Credit Cards :
The IDFC FIRST Select Credit Card offers a higher credit limit with better rewards. It also offers railway and airport lounge access, better discounts on shopping and health and wellness outlets, travel insurance, personal accident insurance etc.
Super Premium Credit Cards :
These cards are reserved for special customers who have been loyal to the bank for a long time. The IDFC FIRST Wealth Credit Card offers lounge and spa access at domestic and international airports, low forex mark-up fee, complimentary lost card liability, travel insurance etc. They also offer cool features like monthly golf round sessions, discounts on shopping, dining, health check-ups and fuel surcharge waivers
The type of credit card you can apply for depends a lot on your history with the bank and your credit score. While you can get a credit card easily, be wise in how you want to use it keeping in mind interest charges and other charges.