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The PaySense app is an instant loan app that provides not just an instant applicant process but also instant loan approval. Additionally, the amount will be disbursed to your account within a few hours if you are eligible and if you have provided all the necessary documents. You can download the app and apply for a loan of up to Rs. 2 Lakhs immediately.
Features of the PaySense Instant Personal Loan
The PaySense loan has the following features:
- You can get instant personal loans in the range of Rs. 5000 to Rs. 5 Lakhs to meet all your requirements.
- Get prompt loan approval and disbursal of cash in your account.
- Upload pictures of your KYC documents and sign your loan application digitally.
- Reminders and auto-debit facilities so that you do not miss out on paying your EMIs.
- You can get subsequent loans from PaySense without any further verification process. Documentation is just one time, and further checks are not required.
- No credit history is required.
How Does PaySense Work?
The following are the steps involved in taking a personal loan from PaySense:
Check your eligibility and select a loan plan:
You are required to fill in a few basic details to know about your eligibility. Once you find out your eligibility, you can choose the loan amount. Choose the best combination of loan duration and EMIs when you select a loan plan.
Upload Your KYC Documents:
You have to upload a few documents to complete your KYC. You are also required to sign the loan agreement and an NACH form to enable the auto deduction of EMIs. This ensures that you do not miss out on your EMI payments and it does not impact your credit score negatively. The entire process is paperless. Once all your documents are uploaded, you will get your approval within 2 working hours.
Money is disbursed to your account:
Post completion of your application procedure and approval process, the money is disbursed to your account.