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The banks generally check for the repaying capacity of the borrower irrespective of which profession is being done or carried out. Being an entrepreneur, your ability to generate income is a crucial factor in becoming eligible for the home loan.
The entrepreneurs must have the following things to get a home loan from any bank.
- Your business profile
- Proof of business existence
- Educational qualification
- Income tax returns of last 3 years with computation of income
- Last 3 years CA certified/audited balance sheet and profit & loss account
The above documents are important to be submitted for all the entrepreneurs to get a home loan. Apart from that you should also have a good credit score and other general documents to become eligible for a home loan.