How Do I Increase My Idfc Credit Card Limit

IDFC credit card limits can be increased when you apply for the credit card or even later.

Let’s see what are the various ways to do increase IDFC Credit Card Limit:

1. Requesting the bank directly – IDFC might be interested in increasing your credit card limit if you put in a request directly. This will depend on various factors like your previous credit history and payment pattern. 
2. Maintaining a good credit score – Maintaining your creditworthiness and your credit score is important as IDFC Bank often checks that before issuing a credit card or increasing the limit. Pay your credit card bills, EMI’s and dues on time and you can easily maintain a good credit score. It also means that you use your credit cards and can maintain them well.
3. Make sure your information is updated with the bank – Make sure that IDFC Bank is aware of changes in your financial status that can impact its decision. Important updates like a hike in income or another investment you recently made might put you in a better spot for increasing the credit card limit.
4. Make a fair case for yourself – Explain why you need to increase your credit card limit fairly well with facts and valid points. Tell them you have been a loyal customer for a long time and use the bank’s services for various reasons. You pay your dues on time and in full. You have recently got a hike in your salary and can hence pay higher credit card bills. You can also tell them you trust the bank and hence, are comfortable with sticking with the same bank and making more payments via their services.

If you follow the above points, it should be fairly easy for you to increase your IDFC credit card limit. Like always, think and spend wisely!