IDFC bank home loan statement or IDFC bank home loan certificate can be easily accessed online by individuals who have availed of a home loan from the bank. Here are the steps to be followed for the same:

  • Go to the IDFC bank net banking portal 
  • Click on the login page and log in using the assigned username and password
  • Once logged in, navigate to and click on the ‘Enquiries’ option
  • Within the ‘Enquiries’ section, select the ‘Home loan provisional certificate’ option
  • Once you enter the relevant details, the IDFC home loan statement will come up
  • This can either be viewed or printed or can also be downloaded as per individual requirement

Additional Read – IDFC bank home loan

How long does it take to get a house loan from IDFC bank?

IDFC bank home loan makes it easy for an individual to apply for a home loan online. Applicants must submit their details online through the bank’s website and the bank will then inform the applicant about their home loan eligibility through a call. Once the bank representative collects the documents needed for a home loan, the bank follows a verification procedure for cross-checking the applicant’s details. In this case, the bank representative may also have a short personal discussion with the applicant. 

After successfully verifying the applicant’s details, a home loan is sanctioned and the funds are transferred or DD is issued in favour of the builder or seller. One can even avail of many tax benefits after disbursal of a home loan.

Additional Read - IDFC bank customer care details

Is a down payment required for my housing loan?

An applicant has to make a down payment while buying a home. IDFC FIRST Bank finances a maximum of 90% of the home cost. This makes purchasing a dream home very easy since the buyer does not need to finance the entire cost of the future home upfront.