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Getting a personal loan now has become easier with a lot of options. You can either apply online or visit a near by branch for application.
Before applying for the personal loan, you need to check the eligibility criteria of the bank and proceed with the application. In some cases, the bank where you hold an account offer pre-approved personal loan offers. This saves a lot of time of loan processing and documentation.
When you apply online, you will have to give your personal and income details and an executive from the bank will collect the documents and process the application. You can also visit the nearby branch with the required documents to apply for the loan.