You can get a IndusInd bank personal loan at affordable interest rates beginning from 10.49%. You can avail personal loans for amounts ranging from 50,000 to 15 Lakhs.

Why Is IndusInd Bank The Right Choice For A Personal Loan?   

  • The online application process is simple and involves just 4 easy steps
  • It is completely paperless and digital and you do not have to visit a bank’s branch.
  • Simple documentation process
  • No collateral
  • Quick processing and loan disbursal making it easy to obtain funds during financial crises. 
  • Hassle free loan application process
  • Flexible loan repayment tenures in the range of 12 to 60 months. You can pay back according to your convenience
  • Doorstep servicing facilities
  • Low processing fees and affordable interest rates
  • Loans are customized to meet the needs of the consumers, such as wedding, education, home loan etc.

What Is the Eligibility Criteria For A Personal Loan From IndusInd Bank? 

The qualification parameters for self-employed individuals are the same as self-employed professionals. However, self-employed individuals should have at least 5 years of experience post qualification. 

  • Applicant should be at least 21 years at the time of applying for the loan

  • The age of the person at the time of the personal loan maturity should be 60 years or the retirement age, whichever is before.

  • Minimum net monthly income should be Rs. 25,000 for applying to a personal loan online.

  • Should have completed at least 2 years in employment and 1 year in the current organization 
  • Should have stayed for at least 1 year in residence if it is rented.

How to Apply For A Personal Loan From IndusInd Bank Online? 

Keep your identity proof, address proof, and income proof documents ready before applying for a personal loan online.  You can apply for a personal loan online from IndusInd bank in the following 4 ways:  

  • Enter the details and requirements of the loan 
  • A tailor-made loan offer best suited to your specific needs is made
  • Digitally sign your contract for instant disbursement of funds in your bank account.
  • Complete the process with Video KYC verification and auto repayment set up 

It is always good to plan your finances before you apply for a personal loan using the IndusInd Bank EMI calculator.