How Can I Get A Credit Card Through My Bank

Credit cards with a host of offers, rewards and cash backs are great add-on to your wallet. Satisfying the eligibility criteria set by the bank can help you get a credit card through your bank. 

Eligibility

• You must be between 18 and 65 years of age.
• You must have a stable monthly income of at least Rs 15,000.
• You can be in regular employment or running your own business.

Documentation

• Proof of Identity - Aadhar card, Voter ID, Driving licence, Bank Statement
• Proof of Address - Driving licence, Passport
• Proof of Income - Latest payslips, Bank Statement, Proof of continuity for business, Audited financial statements, Income Tax Returns.
• Latest passport size photograph.

Application process

Online application:

• Choose the type of credit card you want to use for your expenses.
• Go to the “Credit Cards” page of your preferred bank.
• Provide the personal, professional, employment information.
• Submit the KYC documents as requested.

If you are an existing customer of the bank,

• Login to your net banking.
• Apply for “Credit Cards” online directly.

Offline application:

You can visit any of the branches of your preferred bank and apply. You can also send SMS, call customer care, or apply through the ATM of your bank.

After your credit card application is approved, it will be dispatched to your communication address.