A member of the Employee’s Pension Scheme (EPS) can check the pension amount accumulated in his/her account through the EPS Passbook. This is available in offline as well as online formats. 

  • The last column in the passbook has the EPS contribution as deposited by the employer each month in the account. 
  • This passbook can also be downloaded from the EPF Passbook portal by logging in to the account using the registered UAN and password.

Key Features of EPF Pension

  • The entire contribution made in the Employees’ Pension Scheme (EPS) account is to be taken care of by the employer.
  • The employer has to contribute 8.33% of the employee’s pay towards EPS.
  • The employee’s pay comprises basic wages, dearness allowance, retaining allowance and cash value of food concessions.
  • The employer has to ensure the contribution is made within 15 days of the monthly account close.
  • The entire contribution cost must be borne by the employer.
  • An employer has to make contributions for all employees working for the organisation whether directly or as a contractor.
  • To be eligible for pension benefits, the minimum service period must be 10 years. 
  • If an employee has completed less than 10 years of service but more than 6 months, he/she can withdraw the EPS amount in case of unemployment for more than two months.
  • The retirement age of the beneficiary is fixed at 58 years of age.
  • An employee can be a member of the Pension Fund only till the age of 58 or from such time that he starts benefiting through a reduced pension (at the age 50).