As per prevailing market trends, PNB Housing Finance has reduced home loan interest rates. The current home loan interest rates start from 7.35% and are one of the best home loan rates right now. 

Suggested Reading: Latest Home Loan Interest Rates for 2021

PNB Housing Finance Home Loan Interest Rates (w.e.f 25th February 2021) 

Interest Rates on Home Loans up to Rs. 35 lakhs

Credit Score of the Applicant

For Salaried/Self-employed Professionals

For Self-employed Non-Professionals

More than 800

7.35% – 7.85%

7.55% – 8.05%

750 to 800

7.55% – 8.05%

7.65% – 8.15%

700 to 750

7.95% – 8.45%

8.35% – 8.85%

650 to 700

8.35% – 8.85%

8.60% – 9.10%

Up to 650

8.55% – 9.05%

8.85% – 9.35%

Less than zero

8.55% – 9.05%

8.85% – 9.35%

 

Interest Rates on Home Loans Above Rs. 35 lakhs

Credit Score of the Applicant

For Salaried/Self-employed Professionals

For Self-employed Non-Professionals

More than 800

7.70% – 8.20%

7.90% – 8.40%

750 to 800

7.85% – 8.35%

7.95% – 8.45%

700 to 750

8.05% – 8.55%

8.55% – 9.05%

650 to 700

8.55% – 9.05%

8.80% – 9.30%

Up to 650

8.75% – 9.25%

9.05% – 9.55%

Less than zero

8.75% – 9.25%

9.05% – 9.55%

 

Points to Note about PNB Housing Finance Home Loan Interest Rates

  • PNB Housing Finance offers home loans only on floating rates. This means your EMIs are likely to change depending on prevailing market conditions. 
  • The rates of interest mentioned above are likely to change, as per the discretion of the lender. 
  • Use our free credit score calculator to find your latest credit score and see which interest band you’re eligible for, based on your credit scores. 

Use the home loan EMI calculator to find a suitable EMI for your budget.