Government Schemes

In India, people of low-income sectors are provided with the facility of ration cards, using which they can purchase grain items at subsidised rates.

Check your TNPDS Smart Card status online effortlessly. Visit the TNPDS website or use the mobile app to track and manage your card status in real-time.

The post office Senior Citizen Savings scheme is highly beneficial to senior citizens. It offers a regular stream of income with the highest security and benefits on tax saving.

The government, in collaboration with, Small Industries Development Bank of India(SIDBI), has launched a portal through which one can apply for a business loan online. This initiative was started to ease access to credit to individuals and MSMEs. It aims at automation and digitalization of various processes of business loans in such a way that a borrower gets an in-principle approval letter in less than 59 minutes. The borrower will be given the flexibility to choose their own lender.

Investing in the Atal Pension Yojana, a pension scheme that is aimed at the unorganized sector qualifies you for income tax benefits. So if you are contributing to the Atal Pension Yojana, you are eligible for the same income tax benefits as the National Pension System. Under Section 80CCD(1), investment in Atal Pension Yojana or National Pension System

Atal Pension Yojana scheme is a pension scheme for people working in the unorganized sector. It is better to check the eligibility criteria before subscribing to the scheme

Small Industries Development Bank of India (SIDBI) helps small scale industrial units by refinancing loans extended by primary lending institutions. It serves as a major financial institution for Micro, Small and Medium Enterprises (MSME) sectors.

A MUDRA loan can be borrowed from most of the lending banks and NBFCs in India. Pradhan Mantri MUDRA Yojana (PMMY) is a scheme that was launched to provide loans up to Rs. 10 lakhs to the non-corporate, non-farm small/micro enterprises.

Capital Protection: Unlike other saving schemes such as mutual funds, stocks and securities, Kisan Vikas Patra offers you risk-free returns. The investment amount will not get affected at any cost. Though the interest rate may vary based on the revision, the invested amount remains intact.