Credit Cards

Credit cards offer numerous advantages, including convenience of payment, building credit history, earning rewards, providing emergency funding, and offering consumer protections.

Apply effortlessly for an SBI RuPay credit card by following a few simple steps online, from entering personal and professional details to verification.

Tired of paying high interest rates on credit card usage? If you frequently carry forward your credit card balance from one month to the other, high interest rates can cause issues and financial losses in the long run.

Generally, you don’t need to activate your SBI credit card for online transactions separately.

The interest on outstanding balance of the Kotak Urbane credit card is 3.5% monthly (42% annually).

The Kiwi credit card is a UPI-enabled virtual RuPay Credit Card using which you can make UPI payments to any merchant both from saving and credit card.

You can convert the transaction into 3,6,9,12,18 or 24 months EMI according to your choice.

Five collaborating banks namely - South Indian Bank, Federal Bank, Bank of Baroda Financial, IDFC First Bank, and SBM Bank offer the OneCard credit card.

A wedding loan is a loan that can help you to manage your wedding expenses easily. But there are some essential things that you should consider before applying for a marriage loan

Linking RuPay credit cards with UPI has a lot of advantages. Some of the popular apps on which you can link RuPay credit cards to UPI are Paytm, PhonePe, and Google Pay. Here are the steps to link the RuPay credit card for UPI Payments on PhonePe.

Linking the RuPay Credit Card with UPI in Paytm is highly beneficial. You can earn more credit card rewards by making every payment with your UPI linked credit card. By using the RuPay credit card for all your UPI spends, you will carry a higher bank balance and earn higher monthly interest.

SBI Card offers its cardholders complimentary access to railway lounges across India. This is a great benefit for frequent travelers, as it can save them time and hassle.

Deferred interest credit cards allow consumers to make purchases without incurring immediate interest charges after the payment due date. However, it is crucial to fully understand the terms and potential pitfalls associated with these cards.

AU Credit Cards offer free access to railway lounges. It offers convenience and comfort to those who frequently travel via Indian Railways. You can avail of the services offered by the lounges while waiting for the train to arrive.

ICICI Bank offers credit cards that give access to railway lounges in India. Below is a list of credit cards that you must apply for if you travel by Indian railways.

IDFC Bank has come up with the IDFC Credit Card for Railway Lounge Access. They are very suitable for people who travel frequently by railway.

You can get the SBI Prime Card lifetime free if you spend a minimum of Rs. 3 lakhs annually. The SBI Prime card has a joining fee of Rs. 2,999. However, there is a free waiver on achieving milestone spends of Rs. 3 Lakhs yearly.

The minimum ideal CIBIL™ score for easy approval of an IDFC credit card application is 750. A CIBIL™ score of 750 and more is considered good. You will not only get quick approval for your credit card application but also a high credit limit.

The RBL credit card limit is the maximum balance available on your credit card. The bank decides the credit limit based on various factors like your credit score, income, debts, etc. You can always request the bank to increase your credit limit.

Yes, the PAN card is mandatory for LRS. On June 2019, the RBI made norms under the liberalized remittance scheme stricter by making the Permanent Account Number (PAN) compulsory even for transactions under $25,000.

Yes, LRS or the Reserve Bank’s Liberalised Remittance Scheme is applicable to credit card payments for foreign travel. This is to ensure that such expenses do not escape TCS or tax collection at source