Yes, you can withdraw cash using the SBI Pulse credit card. The cash withdrawal on the card works on 1 million Visa ATMs around the world, out of which 18,000 ATMs are in India. You also have access to more than 10,000 ATMs spread across more than 100 Indian cities.

How do you use an SBI Credit Card to make Cash Withdrawals?

  1. Your SBI Credit Card should be inserted into the ATM's card slot.
  2. Enter your PIN information and the required withdrawal amount.
  3. Get your money and the transactional receipt.

Fees and Charges for Withdrawing Cash with SBI Pulse Credit Card

When you use an ATM to withdraw money, a cash advance fee will be assessed. 2.5% or Rs. 500 (whichever is higher) will be charged for domestic cash withdrawals, and 2.5% or Rs. 500 (whichever is higher) will be levied for foreign cash withdrawals.

Also, you will be required to pay a service fee (monthly fees of 3.5% per month and annual fees of 42% per year, respectively) on these withdrawals, starting from the day you took the money out of the ATM until the day of settlement or payback of the whole amount.

Creating a PIN for SBI Pulse Credit Card

  1. Visit sbicard.com and log into your SBI Card Online account.
  2. Access My Account from the menu on the left.
  3. Choose "Manage PIN"
  4. Choose the credit card for which you wish to generate a PIN from the drop-down menu.
  5. One Time Password (OTP) will be SMS sent to your registered mobile number.
  6. Put in your desired ATM PIN together with the OTP.
  7. Once you click "Submit," your PIN is produced.

Call to create your SBI credit card's PIN.

  1. Call 1860 180 1290 or 39 02 02 02 (local STD prefix) and choose option 6
  2. Enter your card information and birthdate.
  3. One-Time Password (OTP) authentication will be sent to the registered mobile number
  4. Continue to set your SBI Pulse credit card PIN