Yes, you can take a loan from CASHe. CASHe is a lending app that provides instant personal loans of up to Rs. 2 Lakhs. These loans do not require any security or collateral. CASHe instant personal loans do not have an end purpose for usage. They can be used for marriage purposes, holidaying, buying gadgets, medical exigencies, repairs, home renovations, and repairs. The interest rates start from 2.75% per month. The loans have a flexible duration of 62 days, 90 days, 180 days, 270 days, or 1 year.

What is the eligibility criteria to avail of a CASHe personal loan?

The table below specifies the eligibility criteria for CASHe personal loans. 

Eligibility Criteria 

  

Age 

The age of the applicant should be at least 18 years and the maximum age of the applicant should not exceed 58 years at the time of maturity of the loan 

Proof 

The applicant should have income proof  & employment 

Minimum Monthly Income 

Rs. 12,000 or above 

Documents
  • PAN card for photo identity proof 
  • Aadhaar Card
  • Recent salary slip
  • Permanent address proof: voter’s ID, driving license, passport, utility bills (electricity/landline/gas bill) not older than 2 months 
  • If the current address varies from the permanent address, then you will be required to furnish utility bills for the recent 2 months of the current address, rent agreement, leave and license agreement.
  • The latest bank statement shows your salary credit. 
  • Photo proof
 

The applicant should have a bank account along with a Facebook/Google +/Linkedin account 
 

The applicant should possess a smartphone to access the CASHe Instant loan App
  • Depending on your income and loan tenure, you can avail of a loan to value (LTV) of between 30% and 200% of your net monthly salary 
  • As stated in CASHe's SLQ, your profile rating should be good. 

Also Read: How long does CASHe loan approval take?