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You can close your SBI credit card online. You can do so by sending an email to the official email ID of SBI via your netbanking account. First, you have to login to your Sbi netbanking account using your credentials and send a request for credit card closure. After sending a request for closure, you will get a unique interaction ID on your registered mobile number. Then, the bank will contact you to close your SBI credit card.
Factors To Consider Before Closing SBI Credit Card
Pay Your Dues:
Clear all your outstanding dues and EMIs according to the bank’s guidelines before closing your credit card account. Also, the bank will notify you regarding the same through a letter. Once you clear all your dues, the bank will initiate your credit card cancellation request.
Redeem Your Reward Points:
Clear your outstanding dues and EMIs and then redeem unused reward points from your credit card within a period of 45 days. After canceling the card, obtain some exciting offers from the bank’s catalog.
Don’t Use The Credit Card After The Cancellation Request:
While the cancellation process is going on, do not use the credit card. Also, if you make any fresh payment using the credit card, your cancellation request will be revoked by SBI.
Check For Fraud:
Check the latest statement for any fraudulent activity or transactions.
How Can You Apply For An SBI Credit Card?
You can apply for an SBI credit card online by going to the bank’s website or offline by visiting the bank’s branch. Before applying for it, know all the details about it on the CreditMantri website.