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The government started the MSME scheme to promote small scale industries with their businesses. Only manufacturing and service companies can register and get benefits provided by the scheme. MUDRA loans are provided for vendors, traders, shopkeepers and other service sector activities. Financial support is given to individuals who run shops and also take part in trading activities. So if you are in need of funds for your trading activities you can avail a loan under the MUDRA scheme. MUDRA schemes provide funds of up to Rs. 10 lakhs. According to the amount you need you can choose your MUDRA loan scheme categories: Shishu, Kishore or Tarun.
If you are planning to just start your trading business, you can borrow a Shishu loan, where it covers up to Rs. 50,000. Shishu loans are usually provided to borrowers who are looking forward to beginning a startup or opening a shop or trading business. If you are looking for a bigger amount, you can apply for the Kishore category, which covers loans above Rs. 50,000 and up to Rs. 5 lakhs. And if you are looking to expand your trading business, you can take loans above Rs. 5 lakhs and up to Rs. 10 lakhs.