Every self-employed individuals, including a CA, is eligible for a personal loan provided the individual meets the eligibility criteria put forth by the bank. Hence, it is important to know what the lenders look at in a personal loan applicant.

The general eligibility criteria for the self-employed are

  • You should be between 21 to 60 years of age
  • You should show income proof for the last three years of your business
  • You must have all the required documents
  • You should have a good credit score
  • Income tax returns for the last 2 years

If you are able to fulfil the above criteria, you can definitely get a personal loan from any bank at low interest rate.