Fibe Personal Loan

Key Features of Fibe Personal Loan (formerly known as EarlySalary)

Fibe personal loans are an easy and quick way to get access to instant cash in just a few minutes. The options for loans available with them make it a very lucrative option. Let us look at the key features of Fibe personal loans.

Key Benefits of Fibe Personal Loans

1. Online application process – The application process for Fibe personal loans is completely online. You need to apply online on Fibe’s official website, fill out the application form, submit the needed documents, and the loan amount should be in your account within 10 minutes subject to Fibe’s internal policies.

2. Instant loan transfer – With Fibe personal loans, you can get an instant loan starting from Rs. 8,000 to Rs. 5,00,000 directly credited to your bank account. This feature makes it useful when you need funds urgently.

3. Flexible repayment tenure – Fibe personal loans give the flexibility to choose the payment tenure. You can choose from 90 to 730 days as per your financial situation. This makes it very convenient as you can pay according to your planned budget.

4. Low-interest rates - Fibe personal loans start with an interest rate as low as Rs. 9/day for a loan worth Rs.10,000. That makes it super attractive as you do not pay much interest on the loan taken.

5. No pre-payment or foreclosure charges – This feature means that you can prepay and close the loan in case you have enough cash flow. This saves you from paying interest on the remaining loan and the prepayment/foreclosure charges.

6. Education loan tie-ups - Fibe has tie-ups with education institutes like Pearson, Extramarks, Toppr, and more. Applicants can choose repayment tenure from anywhere between 3 to 12 months. You can directly transfer the education loan from the Fibe credit limit to the partner education institution.

7. Versatile use of the loan – Fibe personal loans can be used for a variety of reasons starting from medical bills, education, wedding expenses, or even your dream vacation. These are no questions asked loans and you can use them the way you like.

8. No collateral needed – Since personal loans are unsecured loans, you do not need collateral in order to apply for Fibe personal loans.

9. Borrow multiple times – Applicants can apply again for a Fibe personal loan only 3 days after they have paid fully for their existing Fibe personal loan.

Types of Fibe Personal Loans

Fibe has different kinds of personal loans available for various needs. You can choose the loan you want according to your immediate requirement. Below are the types of Fibe personal loans -

Types of Fibe Personal Loans

1. Auto loan

a) Two-wheeler loan

b) Used car loan

2. Education loan

3. Wedding loan

4. Home renovation loan

5. Medical loan

6. Consumer durables loan

a) Smart TV loan

b) Refrigerator loan

c) Washing machine loan

d) AC loan

e) Kitchen appliances loan

f) Laptop loan

The eligibility criteria for application to Fibe Personal Loans

Fibe Personal Loans Eligibility Criteria

Documentation needed for application to Fibe Personal Loans

Documentation needed for Fibe Personal Loans

Cities where Fibe Personal Loans can be availed

Application Process to Fibe Personal Loans

Application to Fibe personal loans via CreditMantri –

1. Click on “CHECK ELIGIBILITY”

2. Fill in details like email ID, Mobile number, Residence city, Employment type, Residence pin code, and info about any loans that you may have

3. Tick all checkboxes for agreement terms.

4. Click on “Submit”

5. Enter the OTP received on your registered mobile number.

6. Proceed with the rest of the application and your application will be processed in no time.

Application to Fibe personal loans via the Fibe official website –

1. Click on “START YOUR APPLICATION”

2. Create an account by entering your mobile number

3. Enter the “OTP” received on your mobile and click on “Submit”

4. Enter the remaining details and proceed to complete the application.

Fibe Personal Loans

Fibe personal loans are unsecured loans that are available within a few minutes and can be used for a variety of reasons.

Fibe Personal Loans Interest Rates

Fibe personal loans offer attractive interest rates starting from Rs. 9/day for a loan of Rs. 10,000.

Fibe Personal Loans Application Process

You can apply via CreditMantri or by logging in to Fibe’s official website.

Fibe Personal Loans Eligibility

Anyone between the age of 21-55 years, with a minimum income of Rs. 15,000 for non-metro cities and Rs. 18,000 for metro cities, residents of India, can apply for the loan.

Fibe Personal Loans Documents Needed

Income proof, address proof, identity proof, and a selfie is needed to apply for Fibe personal loans.

FAQs of Fibe Personal Loan

1. How to apply for a personal loan from Fibe?

You can apply for a Fibe personal loan within a few minutes.

• Login to the Fibe app and verify your mobile number
• Fill out the application form and upload the needed documents
• Within 2-3 minutes of the application submission, you will be notified of the application status.
• Once the loan is approved, you can select the loan type you want.

2. What are the documents needed for the Fibe personal loans?

• Identity proof – Aadhaar card/Passport/Driving License/Pan Card
• Income proof – Last 3 to 6 months’ bank statement
• Identity proof – Passport/Utility bill/Rental agreement

3. What is the interest rate on Fibe’s personal loan?

Fibe offers competitive interest rates on its personal loans starting at Rs. 9/day for a Rs. 10,000 loan.

4. How can I get in touch with Fibe customer care?

You can get in touch with Fibe in various ways

• Customer care phone number – 020-67639797
• Customer care email – care@fibe.in
• Press enquiry – pr@fibe.in
• Data privacy and security concerns – care@fibe.in, Mr. Vinay Dubey, Principal officer, IT Act, 2000 and rules, 2011
• Customer grievance – care@fibe.in, Mr. Ankit Sundriyal, Grievance redressal officer