Fibe Credit Card

Fibe (Formerly Known as EarlySalary) Credit Card

Key Highlights of The Fibe Credit Card

More Features and Benefits of The Fibe Credit Card

• Enables salaried professionals across India to make online and offline transactions
• You can prepay your transaction amount on or before 1st EMI at zero interest.
• Individuals can set up dynamic credit limits across various categories.
• The card allows you to choose the repayment duration for EMIs with zero processing fee
• This card does not have an impact on your credit utilization rate and helps you enhance your credit score
• Buys on Amazon can be converted to no cost EMIs.
• Using the Fibe credit card is secure as it is backed by advanced machine learning (ML) technologies and risk-oriented decision making mechanisms.
• There is nothing like a minimum educational qualification to apply for the card

How Does The Fibe Credit Card Work?

Everything right from application to approval of the Fibe credit card takes place on the mobile app. The process is hassle-free. You can obtain both the digital and physical versions of the card. The digital version of the card will be generated on the app itself post-approval. The physical card will be given on the cardholder’s request. The credit limit varies across categories of transactions like shopping, travel, medical etc. and the total credit limit on the card differs according to the income-to-expense ratio.

Documents Required To Apply For The Fibe Credit Card

Fees For The Fibe Credit Card

How to Apply For The Fibe Credit Card?

To apply for the Fibe credit card, you have to download the Fibe mobile app. The complete application and approval process of the Fibe Credit Card is through the mobile app.

Here are the simple steps to apply for the Fibe credit card:

• Open the mobile app and click on the card tab
• Fill the details - personal, professional, and residential.
• Complete KYC-related procedures and upload the documents.
• A one-time password (OTP) will be dispatched to your registered mobile number.
• Proceed with the rest of the application.
• Finally, set up a passcode to activate your Fibe Credit Card
• The team will review your application and provide you with the credit limit

How To Block The Fibe Credit Card?

You can block your Fibe credit card using the following ways:

• Using the Fibe mobile app or website
• Call Fibe customer care on the number: 020-67639797
• Send a mail to the email ID - care@fibe.in requesting your card to be blocked
• You can also request to block the card via mail to the address given below:

Fibe

Office no. 404, The Chambers, (Samrat Chowk)

Clover Park, Near Ganpati Chowk,

Viman Nagar, Pune,

Maharashtra 411014.

Note: Blocking the Fibe Credit Card is permanent. Once you block the card, you cannot transact with it or unblock it. So, it is suggested that you block it only when the physical card is lost, stolen or damaged.

How To Repay The Amount Used On The Fibe Credit Card?

• You will get the monthly Fibe Credit statement
• The statement has information about the total outstanding amount, due date, transactions, and other details.
• The payment options are also listed.
• Choose an option. Use it, and the amount will be credited to your account.

Here are the steps to repay the amount used on the Fibe credit card

• Open the Fibe App
• Login using your passcode
• Click on repay option
• Select loan -> repayment

Fibe Credit Card versus Credit Card

Conclusion

Fibe credit card is a very useful card. It provides the cardholder with so many privileges while coming at Nil joining and renewal fees. So, apply for this card and enjoy the perks.

FAQs of Fibe Credit Card