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Federal Bank Credit Card Reward Points
Federal Bank offers you internationally accepted credit cards co-branded with SBI, in association with Visa. Hence, Federal Bank credit cards can be used all over the world, on all e-commerce website and can be used to make any type of payments. Federal Bank issues two types of credit cards: Federal Bank SBI Visa Gold ‘N More and Federal Bank SBI Visa Platinum.
About Federal Bank Credit Card Reward Points
Federal Bank SBI Visa Gold ‘N More Credit Card
The Federal Bank SBI Visa Gold ‘N More credit card is an international credit card that can be used in more than 24 million outlets across the globe and more than 3 lakh outlets in India. You can use the card and earn points while you shop, dine, fuel up your car, travel, etc.
- The card has a maximum credit limit up to Rs. 1.75 lakh.
- It has a flexible payment policy.
- There is zero percent fuel surcharge levied on payment with this card.
- An add-on card for family members can be applied.
- In case of any clarifications/issues, you can contact their 24*7 customer service.
Features – Federal Bank SBI Visa Gold 'N More
| Maximum credit limit | There is a maximum credit limit of up to Rs 1,75,000. |
| Joining fee | Rs.499 only |
| Annual Fee | Rs.499 only |
| Reward Points | 1 Reward Point per Rs. 100 spent (1 point is equal to Rs. 0.25) |
| Bonus Reward Points | You are eligible for bonus reward points for dining and spending on grocery in selected outlets. |
| Fuel surcharge waiver | You can only pay a 2.5% fuel surcharge across all petrol pumps. (Fuel surcharge waiver is valid for transaction amount ranging from Rs. 500 – Rs. 3000, maximum surcharge waiver of Rs. 100/- per statement cycle). |
| Special offer | Now, you can get back more than your joining fee (for first time issuance only). You can earn 2000 reward points by using your card for a single transaction of Rs.2000 or more within 60 days. |
Federal Bank SBI Visa Platinum Credit Card
You can avail attractive offers, fuel surcharge waiver, International airport lounge access and many other bonus offers.
- You can enjoy a credit limit up to Rs. 5 lakhs.
- You get a complimentary membership to the Priority Pass Program – the world's largest independent airport lounge access program and gives you access to more than 300 of the finest golf courses across the world along with 30% discount on green fee.
- There is zero percent fuel surcharge levied on payment with this card.
- An add-on card for family members can be applied.
- In case of any clarifications/issues, you can contact their 24*7 customer service.
Features – Federal Bank SBI VISA Platinum
| Maximum credit limit | You can enjoy a maximum credit limit up to Rs 5,00,000. |
| Joining fee | Rs 2,999 only |
| Annual Fee | Rs 2,999 only |
| Joining Gift | Gift voucher worth Rs. 3,000 from partner merchants |
| Reward Points |
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| Fuel surcharge waiver | Enjoy the freedom from paying 2.5% fuel surcharge across all petrol pumps. (Fuel surcharge waiver is valid for transaction amount ranging from Rs. 500 – Rs. 4000, maximum surcharge waiver of Rs. 250/- per statement cycle). |
| Special offer | You can earn 500 reward points by shopping using Federal Bank Platinum Card for Rs. 1000 or more in a single transaction within 30 days. |
| Milestone Rewards |
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| Travel Offers | You can avail for a discount at various hotels across the country. |
Benefits of Federal Bank SBI Credit Card
We already know that the Federal Bank SBI credit card has worldwide acceptance and has zero percent fuel surcharge (conditions apply). Another benefit is that you can request an add-on card for your family member – spouse, parents, children or siblings (above the age of 18).
You can also withdraw cash from over 1 million VISA/MasterCard ATMs (check the logo on the front of your card before using) across the globe, including 18,000 ATMs in India.
You also have the option of booking your railway tickets with the Federal Bank SBI card and get them delivered to your doorstep.
You can pay your utility bills on time with the Easy Bill Pay facility on Federal Bank SBI card. You can now pay your utility bills such as insurance, telephone, electricity bill payment before the due date from the comfort of your home.
Flexipay, the easy instalment plan from SBI Card lets you buy just about anything and repay in easy monthly instalments. Choose the plan best suited to your financial needs and avail of a low rate of interest.
Latest Offers on Federal Bank Credit Card
- You will get a 10% discount if you use a Flipkart Mobile app to shop.
- If you book a domestic flight ticket through Yatra.com (or a mobile app) you will get up to Rs. 1000 off.
- If you shop for Rs 7500 or more on Snapdeal you will get 10% cash back.
- You can avail good discounts on your booking of flights, hotels, or holiday bookings through ThomasCook.
- You can also avail various hot deals provided by SBI card.
Frequently Asked Questions
1.Where can I apply for a Federal Bank Credit Card?
At present, there are only selected customers in branches of Federal Bank that are eligible for Federal Bank SBI VISA credit card. Check with your local branch or contact the customer service for more information.
2. Is the interest rate on Federal Bank SBI Visa Platinum Credit Card high?
No, the credit card interest rate on Federal Bank SBI Visa Platinum Credit Card is low.
3. Does the Federal Bank SBI Credit Card have fraud insurance?
Yes, you will get a fraud cover of up to Rs.1,00,000.
4. Can I manage my Federal Bank SBI VISA Platinum credit card online?
Yes, you can manage the Federal Bank SBI VISA Platinum credit card online. You need to:
- Generate card statement for last one year.
- With the help of spend analyser to can look over your spending.
- Request for duplicate statement can be made.
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