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CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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EPF (Employee Provident Fund) is a savings scheme backed by the government, which is intended to help individuals after they retire. Government employees have their own version of it known as the General Provident Fund (GPF). However, it is referred to as ‘PF’ most commonly.
The EPF scheme works under the condition that both the employer and the employee contribute a fixed percentage of salary every month to the PF account of the employee. The minimum contribution made from both sides is 12% of the basic salary.Now, EPF account holders have the option to claim a refund during or after their employment, provided under certain circumstances.
Let’s see the eligibility to claim a refund, the steps to apply, and how to check the claim status.
The eligibility to apply for an EPF claim is as below:
You can file your PF claim online through the Employees' Provident Fund Organisation (EPFO) website. Below is a general outline of the process:
Requirements:
Steps:
1. Visit the EPFO Member e-SEWA portal
2. Login: Enter your UAN and password.
3. Go to 'Online Services': Look for the "Online Services" tab and select "Claim (Form-31, 19 & 10C)".
4. Verify Details: The portal will display your information. Verify and click "Proceed for Online Claim".
5. Choose Claim Type: Select the reason for claiming your PF. Options like "Full Settlement" or "Advance (Form 31)" will be available based on your eligibility.
6. Enter Bank Details: Ensure the bank account linked to your UAN is displayed. Verify and proceed.
7. Review and Submit: Carefully review the claim details and submit the application electronically.
Using EPFO Website
While the EPFO website previously offered a dedicated page for claim status, the process has shifted to the Member Passbook application as of March 2024.
Therefore, checking the claim status directly through the website is no longer the recommended method.
Below are the methods currently available to check the EPF Claim Status:
1. Through the EPFO Member Passbook Application:
2. UAN Member Portal:
3. Other Methods:
Important Note:
Checking your EPF claim status solely without a UAN is difficult as of March 2024.
Previously, the EPFO website allowed inquiries using the PF account number. However, the focus has shifted towards UAN-based services for better security and record management.Here's the current scenario:
Alternatives if you don't have your UAN:
1. Contact your employer: Your employer can provide information about your UAN or guide you on how to retrieve it.
2. Retrieve your UAN: You can retrieve your UAN by following these steps:
Additional options (though not ideal without UAN):
Status | Description | Action |
---|---|---|
Payment Under Process | Claim application received, being reviewed. | Wait for further updates. |
Settled | Claim approved, funds transferred. | Expect the amount in your bank account within a few days. |
Rejected | Claim application disapproved. | Check the reason for rejection and resubmit the claim after rectifying the issue. |
Not Available | Claim application not processed yet. | Wait for some time and check again later. |
Recommended Read: Difference between EPF and PPF
Unfortunately, as of March 2024, there isn't a direct and built-in online functionality to cancel a submitted EPF claim on the EPFO website or mobile application.
Here's what you can do:
1. What is the website of PF claiming?
The official website for EPF is https://www.epfindia.gov.in/, but claim applications are now handled through the UAN portal.
2. How can I claim my EPF online?
Claim your EPF online by activating your UAN, linking Aadhaar & PAN, then filing the claim through https://unifiedportal-mem.epfindia.gov.in/.
3. How can I check my PF claim status?
Check your PF claim status through the EPFO Member Passbook App or UAN portal.
4. Can I withdraw my 100% PF amount?
You can generally only withdraw 100% of your PF upon reaching retirement age (58 years) or in specific situations like full settlement due to closure/retrenchment.
5. How can I track my PF offline claim?
Tracking offline claims directly isn't possible. Contact the EPFO regional office for updates.
6. Who approves PF claim?
The EPFO approves the claim after verification with your employer.
7. Why my PF claim is still under process?
Reasons for a pending claim could be claim validation, verification with your employer, or high claim volume. Contact EPFO for clarification.
This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.
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