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Domestic Lounge Access Credit Cards
If you are a frequent traveller, you know how important it is to access a comfortable and relaxing airport lounge. In this article, we will explore the credit cards available in India that provide domestic lounge access, along with details of charges, and benefits, and how to apply for it. Whether you're a business traveller or a vacation enthusiast, these credit cards can elevate your journey to new heights of comfort and luxury.Airport lounges offer a variety of amenities, including
- Complimentary food and drinks
- Wi-Fi access
- Comfortable seating
- Business centers
- Shower facilities and more.
Let us now read about the features, reward points, welcome perks, and other benefits of domestic lounge access credit cards.
About Domestic Lounge Access Credit Cards
Top Domestic Lounge Access Credit Cards 2024
Card | Annual Fees | Welcome Benefits | Domestic Lounge Access Benefits | Annual Charges Waiver | Eligibility |
|---|---|---|---|---|---|
₹4999 + taxes | 20000 Rewards points | 8 complimentary visits per year to Visa lounges in India (max 2 visits per quarter) | No spend-based waiver | - | |
Nil | Welcome voucher worth ₹500 on spending ₹15,000 | 4 complimentary Domestic airport lounge, spa visits per quarter, on minimum monthly spends of Rs.5000 | NA | - | |
₹2000+ taxes | 8,000 Reward points | 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India | No spend-based waiver | - | |
Joining fees ₹399 + taxes Renewal fees ₹399 + taxes | - | 1 complimentary lounge visit per calendar quarter | Joining fee waived on retail spends of ₹10,000 within 30 days. Renewal fee waived on total retail spends of ₹1 Lakh in 12 months. | Minimum net salary of ₹50,000/month or Income Tax returns of ₹7.5 lakhs | |
Nil | Welcome voucher worth ₹500 on spending ₹15,000 | 4 complimentary Domestic airport lounge visits per quarter, on minimum monthly spends of Rs.5000 | NA | - |
Domestic Lounge Access Credit Cards - Benefits and Features
Air India SBI Signature Credit Card
- 20,000 Reward points as welcome gift
- Complimentary Air India Frequent Flyer program membership - Flying Returns.
- Spend More Get More
- Pay your Card Outstanding with Reward Points
- Anniversary gift of 5,000 Reward points every year
- Bonus Rewards Points
Annual Retail Spend (₹) | Bonus Reward Points | Total Bonus Reward Points |
|---|---|---|
5 lakh | 20000 | 20000 |
10 lakh | 30000 | 50000 |
20 lakh | 50000 | 100000 |
- Elevate Every Time you Fly
- Earn 10 Reward Points for every ₹100 spent on Air India.
- Up to 30 Reward Points will be credited within 45 days from the date of transaction posting
- Earn 10 Reward Points for every ₹100 spent on SuperSaver booklet purchases.
- Airport Lounges Program
- International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program
- Complimentary Visa Lounge Access Program in India at major domestic airports.
IDFC First Wealth Credit Card
- Movie, Online and Dining Discounts
- Buy one, get one offer on movie tickets up to ₹500 on Paytm mobile app (valid twice per month)
- 300+ Merchant offers - Up to 20% discount at 1500+ restaurants
- Up to 15% discount at 3000+ Health & Wellness outlets
- Premium Benefits
- 4 complimentary Domestic airport lounge and spa visits per quarter
- 2 complimentary Golf rounds per month
- Cancellation for any reason (CFAR) insurance: Cancellation cover for 2 claims up to ₹10000, for hotel and flight booking cancellations.
- VISA Offers
- Airport Meet & Greet - Discounts on Airport Fast Track immigration service at over 450 destinations worldwide.
- Airport Transfers - Discounts on Airport transfer limousine services in 3000 cities across 83 countries.
- Concierge – Visa Concierge Experience to Self-book your flights, vacation, , dining, and other activities.
- Luxury Hotel Collection – Access to over 900 luxury hotels around the world with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, late check-out and others.
- Insurance and Road Assistance
- Complimentary Roadside Assistance worth ₹1,399
- Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹400/ month
- Air Accident Cover of ₹1 crore
- Personal Accident Cover of ₹10,00,000 and Lost Card Liability Cover of ₹50,000
- Comprehensive Travel Insurance Cover of USD 1200
RBL Bank Platinum Maxima Credit Card
- Rewards on all purchases
- 2 Reward Points for every ₹100 spent on all your purchases
- 5X Rewards for every ₹100 spent on specific purchases like Entertainment, dining, etc.
- Annual Spend Bonus - Use your card for purchases of ₹2.5 lakhs or more in a year and get 10,000 reward points
- Get additional 10,000 Bonus Reward Points on crossing ₹4 lakhs of annual spends
- Complimentary Movie Tickets
- One complimentary movie ticket free up to ₹100 every month on purchase of 2 or more tickets at BookMyShow
- Select RBL Bank Buy 1 Get 1 Offer under Offers/ Discounts section at BookMyShow website/ Mobile App to avail the offer
- Airport Lounge Access
- Get 2 complimentary visits every calendar quarter at domestic lounges at all major airports in India.
- YES Bank Prosperity Edge Card
- Reward Points Program
- Earn 2X Reward on every INR 200 spent on travel and dining.
- Lifestyle Benefits
- Great offers across travel, dining, shopping, wellness and more in select cities.
- International Lounge Program
- Access to airports outside India for Mastercard and Visa cards
- Domestic Lounge Program
- 1 complimentary visit within India per calendar quarter
- Fuel surcharge waiver
- 1% surcharge waiver for transaction between INR 400 – INR 5,000
- Interest Rate on Revolving Credit
- 3.60% per month (43.2% annually) on Revolving Credit, Cash Advances and Overdue Amount
- Complimentary Golf Program
- Enjoy 4 green fee waiver per year complimentary rounds of green fees per calendar year at Golf courses in India
- Enjoy 1 Golf lesson per year every calendar month at select golf courses in India
IDFC First Select Card
- Movie, Online and Dining Discounts
- Buy one, get one offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month)
- 300+ Merchant offers - Up to 20% discount at 1500+ restaurants
- Up to 15% discount at 3000+ Health & Wellness outlets
- Premium Benefits
- 4 complimentary Domestic airport lounge and spa visits per quarter
- 2 complimentary Golf rounds per month
- Cancellation for any reason (CFAR) insurance: Cancellation cover for 2 claims up to ₹10000, for hotel and flight booking cancellations.
- VISA Offers
- Airport Meet & Greet - Discounts on Airport Fast Track immigration service at over 450 destinations worldwide.
- Airport Transfers - Discounts on Airport transfer limousine services in 3000 cities across 83 countries.
- Concierge – Visa Concierge Experience to Self-book your flights, vacation, , dining, and other activities.
- Luxury Hotel Collection – Access to over 900 luxury hotels around the world with premium benefits such as automatic room upgrade upon arrival, Complimentary in-room Wi-Fi, Complimentary continental breakfast, VIP Guest status, late check-out and others.
- Insurance and Road Assistance
- Complimentary Roadside Assistance worth ₹1,399
- Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹400/ month
- Air Accident Cover of ₹1 crore
- Personal Accident Cover of ₹10,00,000 and Lost Card Liability Cover of ₹50,000
- Comprehensive Travel Insurance Cover of ₹22500
Documents Required To Apply For Domestic Lounge Access Credit Cards
Type of Document | Documents |
|---|---|
Identity Proof |
|
Address Proof |
|
Income Proof (for salaried individuals) |
|
Income Proof (for self-employed) |
|
Additional Documents |
|
How To Apply For Domestic Lounge Access Credit Cards?
- On The CreditMantri Website
1. Click on “CHECK ELIGIBILITY”
2. Fill in information like Mobile number, Residence city, Employment type, Email ID, Residence Pin code, any loans, etc.
3. Click on “Submit”
4. Enter the OTP forwarded to your registered mobile number.
Follow the instructions and complete the rest of the application
- On The Bank’s or Company’s Website
2. Once the card is selected, you can review the card once you apply for it.
3. It will ask you whether you are an existing customer or not
4. If you are an existing customer, then it will ask you for details like your phone number, PAN card, and customer ID.
5. After you enter the details, an OTP will be sent to your mobile
6. You will have to enter the number in the slot given on the website.
7. Post entering the OTP, it will ask a few basic questions like work, experience, income, etc.
8. Post this, you can click on the apply option
9. If you are not an existing customer, you will also have to enter your Aadhaar and other personal details
10. After you enter the details, it will show the credit cards available for you
11. Choose the card
12. Post selecting the card, you will get a message on your mobile saying that your application has been accepted.
13. Once the application has been selected, the bank or company will send you a confirmation email or SMS saying if the application has been accepted or rejected.
- Offline Application
Conclusion
Having a credit card that provides domestic lounge access can significantly enhance your travel experience by offering comfort, relaxation, and privileges. The credit cards discussed in this article, including Air India SBI Signature Credit Card, IDFC First Wealth Credit Card, RBL Bank Platinum Maxima Credit Card, YES Bank Prosperity Edge Card, and IDFC First Select Card offer a range of benefits along with complimentary domestic lounge access. Explore the options, compare the features, and choose the credit card that aligns with your travel requirements and preferences. Apply today and embark on a journey of luxury and convenience!
FAQs Of Domestic Lounge Access Credit Cards
1. What is domestic lounge access, and how does it work with credit cards?
Domestic lounge access allows credit cardholders to enjoy complimentary access to airport lounges within India. It provides a comfortable and relaxing environment before boarding domestic flights. With eligible credit cards, you can present your card at the lounge entrance to gain access.
2. Which credit cards in India offer domestic lounge access?
Several credit cards in India offer domestic lounge access as a benefit. Some popular options include HDFC Bank Regalia, Axis Bank Vistara Credit Cards, ICICI Bank Sapphiro Visa Credit Card, and SBI Card ELITE, among others. It's essential to check with individual banks and card issuers for the most up-to-date information.
3. Are there any restrictions or conditions for using domestic lounge access?
While each credit card's terms and conditions may vary, there are typically a few restrictions or conditions for utilizing domestic lounge access. These may include minimum spend requirements, limitations on the number of complimentary visits per year, and the need to book flights using the credit card. It's advisable to read the specific terms of your credit card to understand any restrictions that apply.
4. What are the benefits of having a credit card with domestic lounge access?
The primary benefit of having a credit card with domestic lounge access is the added convenience and comfort it offers while traveling within India. Lounge facilities often provide amenities like complimentary food and beverages, Wi-Fi access, comfortable seating, and dedicated staff assistance. It can significantly enhance your travel experience, especially during layovers or delays.
5. How can I maximize the value of domestic lounge access with my credit card?
To maximize the value of your domestic lounge access benefit, consider these tips:
- Understand the terms and conditions: Familiarize yourself with the specific requirements and limitations of your credit card's lounge access benefit.
- Plan your travel accordingly: Make use of lounge access during layovers or when you have sufficient time at the airport.
- Invite guests: Some credit cards allow you to bring guests to the lounge, usually for a nominal fee. Utilize this benefit when traveling with family or friends.
- Explore different lounges: Research the lounges available at the airports you frequent to discover which ones offer the best amenities and services.