® 
Apply Fibe Instant Personal Loan
Max Tenure
2 - 60 months
Best Rate
1.33% P.M
Processing Fee
RS: 399/- to 2%
Features
- Disbursal in 116 seconds
- No foreclosure charges
- 100% Online Process
Pricing
Documents Required
- ID Proof
- Address Proof
- Income Proof (salary slip, bank statement)
By agreeing and accepting the terms and conditions set out herein, you provide your express consent to Social Worth Technologies Private Limited to access the credit bureaus and credit information report and credit score. You also hereby irrevocably and unconditionally consent to the usage of such credit information being provided by credit bureaus.
Features
- Instant approval
- End to end digital journey
- Same Day Disbursal
Pricing
- Processing fees: 4%
- Interest rate: 15% - 36%
- Installment Cycle: 5th of every month
Documents Required
- No documents required
Apply Moneyview Instant Personal Loan
Max Tenure
3 – 60 months
Best Rate
1.33% P.M
Processing Fee
From 2%
Features
- Loan Disbursal in 24 hours
- Minimal Documentation
Pricing
Interest rate from 1.33% P.M
Documents Required
- Selfie
- Bank Statement (If required)
Apply Cashe Instant Personal Loan
Max Tenure
3 - 12 months
Best Rate
1.50% P.M
Processing Fee
Rs 250-625
Features
- Easy to use mobile app for loan withdrawal
- Minimal documentation
- Multiple loan tenure and loan options
Pricing
- Processing fee: From Rs 85 - 2% on Loan amount
Documents Required
- ID Proof
- Address Proof
- Income Proof (salary slip, bank statement)
Apply Kredit Bee Personal Loan
Max Tenure
2 – 15 months
Best Rate
1.02% P.M
Processing Fee
From Rs 85
Features
- 100% Online Process
- 10 Minute Loan Disbursal
- Direct Bank Transfer
Pricing
Documents Required
- ID Proof
- Address Proof
Apply Incred Personal Loan
Max Tenure
3 - 60 Months
Best Rate
16% P.A.
Processing Fee
2% - 5%
Features
- Choice based loan offers available - Bureau Based & Banking Based
- ROI & Tenure will differ basis the loan offer chosen
- Disbursement within 24-28 Hours
- Complete Digital Loan Process
- No Income Documents Required
Pricing
- Interest rate: 1.33% P.M.
- Processing Fee: 2% - 5%
Documents Required
- Proof Of Identity & Proof of Address
- Bureau Based Offer - No Income Documents
- Banking Based Offer - Last 3 Month Bank Statements
Upon applying you provide Incred to pull your bureau Details to check the loan eligibility.
Apply Paysense Personal Loan
Max Tenure
12 – 60 months
Best Rate
1.5%
Processing Fee
2.5%
Features
- 100% Online Process
- Quick loan processing
- Minimal documentation
- *Interest Payable calculated using Reducing Balance Method
Pricing
Documents Required
- ID Proof
- Address Proof
- Income Proof (salary slip, bank statement)
Apply ZYPE Personal Loan
Max Tenure
up to 12 Months
Best Rate
18.00% p.a
Processing Fee
2.00%
Features
- Seamless onboarding
- Instant transfer
- Flexiable repayement option
- No hidden or extra charges
Pricing
- Interest rate: 18.00% p.a.- 39.00% p.a
- Processing fees: 2 -6%
Documents Required
- No documents required
Features
- 100% Online Process.
- No Foreclosure Charges.
Pricing
- Interest rate: 1% P.M.
- Processing fee: Upto 3%
Documents Required
- ID Proof.
- Address Proof.
- Bank Account Details with E-Mandate Facility.
Your application will be subjected to Bureau Enquiry.
Features
- 100% Digital Process with Instant Disbursal
Pricing
- The interest rate varies from 2% p.m.- 2.5% p.m
- Processing fees: 4%
Documents Required
- Aadhar Card
- PAN card
- Last 3 months’ Bank Statement showing salary credit
- Student ID card (Applicable only for students)
Apply Faircent Personal Loan
Max Tenure
6 - 36 Months.
Best Rate
14.04% P.A
Processing Fee
4%
Features
- Lower Interest Rates.
- 100% Online Process.
- Minimal documentation.
Pricing
- Interest rate: 1.17% P.M.
- Processing Fees: From 4%
Documents Required
-
Documents Required - Salaried
- ID Proof.
- Address Proof.
- Income proof (Latest 2 salary slips & Last 3 months'bank statement).
- Form 16/ITR.
Apply Tata Capital Personal Loan
Max Tenure
12-72Months
Best Rate
11.04% P.A.
Processing Fee
3%
Features
- Loan upto 35 Lakhs
- Flexible Tenures upto 6 years
- Faster Loan Process
Pricing
- Interest rate: From 0.92 P.M.
- Processing fee: 1% to 3%
Documents Required
- Last 3 Months Payslips
- Last 6 Months Bank Statements
- Proof Of Identity (Voter ID,Passport,Driving License,Aadhar Card)
- Proof Of Address (Ration Card, Electricity Bill, Passport)
- Proof Of Employment & Ownership - If Required
Apply Shriram Finance Limited
Loan Amount
50K
Max Tenure
12 Months.
Best Rate
35.1% p.a
Processing Fee
2.5%
Features
- Minimal Documentation.
- Quick loan processing.
- NTC also allowed for 50 k.
Pricing
- Interest rate - 35% to 37% P.A
- Processing fee - From 2.5%
Documents Required
- ID Proof.
- Address Proof.
We are an authorized sourcing partner for Shriram Finance Limited Personal Loan.
Apply Shriram Finance Limited
Loan Amount
1L
Max Tenure
18 Months.
Best Rate
28% p.a
Processing Fee
2000₹
Features
- Quick loan processing.
- Minimal documentation.
- Min Eligiblity Criteria.
Pricing
- Interest rate - 20% to 30% P.A.
- Processing fee - From 2.5%.
Documents Required
- ID Proof.
- Address Proof.
- Salary slip and appoinment Letter (for amber Customers).
- Income proof (3 Months BS ).
We are an authorized sourcing partner for Shriram Finance Limited Personal Loan.
Apply Shriram Finance Limited
Loan Amount
1_5L
Max Tenure
36 Months.
Best Rate
Nil*
Processing Fee
Nil*
Features
- Quick loan processing.
- Minimal documentation.
- Min Eligiblity Criteria.
Pricing
- Interest rate - 20% to 36% P.A.
- Processing fee - From 2.5%.
Documents Required
- ID Proof.
- Address Proof.
- Salary slip and appoinment Letter (for amber Customers).
- Income proof (3 Months BS )
We are an authorized sourcing partner for Shriram Finance Limited Personal Loan.
Apply Axis Bank Personal Loan
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A.
Processing Fee
1%
Features
- Minimal Documentation.
- Quick loan Processing.
- Balance Transfer Facility.
Pricing
- Interest rate: 1.08% P.M.
- Processing fee: From 0.75 - 2%
Documents Required
- ID Proof.
- Address Proof.
- Income proof (Latest 2 salary slips & Last 3 months'bank statement).
Apply Yes Bank Personal Loan
Max Tenure
12-72 Months.
Best Rate
11.05% P.A.
Processing Fee
1.0%
Features
- Hassle free Process.
- Flexibility of Repayment.
- No end use requirement.
Pricing
- Interest Rate: 0.92% p.m.
- Processing Fee: Upto 2.50%
Documents Required
- Income Proof (Latest 3 salary slips).
Ujjivan Personal Loan
Max Tenure
5 yrs
Best Rate
15.5%
Processing Fee
2.0%
Currently not available! for similar products
Edelweiss Salaried Personal Loan
Max Tenure
nil*
Best Rate
23.0%
Processing Fee
2%
Currently not available! for similar products
MyMoneyMantra Personal Loan
Max Tenure
1-5 yrs
Best Rate
10.75%
Processing Fee
2%
Currently not available! for similar products
RBL Personal Loan
Max Tenure
5 yrs
Best Rate
13.99%
Processing Fee
2%
Currently not available! for similar products
Shriram City Union Personal Loan
Loan Amount
75K
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.5%
Currently not available! for similar products
Shriram City Union Personal Loan
Loan Amount
20K
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.5%
Currently not available! for similar products
HDFC Personal Loan EM
Max Tenure
12 - 72 Months.
Best Rate
10.99%
Processing Fee
2.50%
Currently not available! for similar products
HDB Personal Loan
Max Tenure
1.6 yrs
Best Rate
18%
Processing Fee
2%
Currently not available! for similar products
ICICI Bank Personal Loan
Max Tenure
5 yrs*
Best Rate
11.49%*
Processing Fee
999₹*
Currently not available! for similar products
Shriram City Union Personal Loan
Loan Amount
35K
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.5%
Currently not available! for similar products
My Shubh Life Personal Loan
Max Tenure
6 - 24 months
Best Rate
2%
Processing Fee
3%
Currently not available! for similar products
Finzy personal Loan
Max Tenure
6 to 36 Months.
Best Rate
7.99% p.m
Processing Fee
2%
Currently not available! for similar products
SBI personal loan
Max Tenure
up to 6 years
Best Rate
15.65% p.a
Processing Fee
1.50%
Currently not available! for similar products
Navi Personal Loan
Max Tenure
6 years
Best Rate
9.9%-45% p.a.
Processing Fee
Nil
Currently not available! for similar products
MUTHOOT Personal Loan
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A
Processing Fee
2.5%
Currently not available! for similar products
MANAPPURAM Personal Loan
Max Tenure
NA
Best Rate
Processing Fee
2%
Currently not available! for similar products
IndusInd Bank Personal Loan
Max Tenure
5 yrs
Best Rate
12.99%*
Processing Fee
0.5%*
Currently not available! for similar products
HDFC Bank Personal Loan
Max Tenure
12 - 72 Months.
Best Rate
11.04% P.A.
Processing Fee
2.50%
Currently not available! for similar products
Fullerton Personal Loan
Max Tenure
4 yrs
Best Rate
17.25% *
Processing Fee
2%
Currently not available! for similar products
Capital First Personal Loan
Max Tenure
NA
Best Rate
16%
Processing Fee
2.49%
Currently not available! for similar products
PNB Personal Loan
Max Tenure
nil*
Best Rate
10.95%
Processing Fee
nil*
Currently not available! for similar products
Citibank Personal Loan
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Currently not available! for similar products
Kotak Mahindra Bank Personal Loan
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Currently not available! for similar products
Bank of Baroda Personal Loan
Max Tenure
nil*
Best Rate
11.60%
Processing Fee
nil*
Currently not available! for similar products
Union Bank of India Personal Loan
Max Tenure
nil*
Best Rate
14.40%
Processing Fee
nil*
Currently not available! for similar products
Bank of India Personal Loan
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Currently not available! for similar products
Canara Bank Personal Loan
Max Tenure
nil*
Best Rate
12.60%
Processing Fee
nil*
Currently not available! for similar products
IDBI Personal Loan
Max Tenure
nil*
Best Rate
9.50%
Processing Fee
nil*
Currently not available! for similar products
Bank of Maharashtra Personal Loan
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Currently not available! for similar products
Karur Vysya Bank Personal Loan
Max Tenure
nil*
Best Rate
11%
Processing Fee
nil*
Currently not available! for similar products
Tamilnad Mercantile Bank Personal Loan
Max Tenure
nil*
Best Rate
10.40%
Processing Fee
nil*
Currently not available! for similar products
HSBC Bank Personal Loan
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Currently not available! for similar products
Central Bank of India Personal Loan
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Currently not available! for similar products
UCO Bank Personal Loan
Max Tenure
nil*
Best Rate
11.45%
Processing Fee
nil*
Currently not available! for similar products
Indian Bank Personal Loan
Max Tenure
nil*
Best Rate
9.65%
Processing Fee
nil*
Currently not available! for similar products
Federal Bank Personal Loan
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Currently not available! for similar products
Aditya Birla Personal Loan
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Currently not available! for similar products
Indian Overseas Bank Personal Loan
Max Tenure
nil*
Best Rate
14.05%
Processing Fee
nil*
Currently not available! for similar products
South Indian Bank Personal Loan
Max Tenure
nil*
Best Rate
10%
Processing Fee
nil*
Currently not available! for similar products
HDBFS Personal Loan
Max Tenure
nil*
Best Rate
13.99%
Processing Fee
nil*
Currently not available! for similar products
Credy Personal Loan
Max Tenure
NA
Best Rate
1%
Processing Fee
3.0%
Currently not available! for similar products
India Bulls personal Loan
Max Tenure
nil*
Best Rate
11.99%
Processing Fee
2.5%
Currently not available! for similar products
Dena Bank Personal Loans
Headquartered in Mumbai, Dena Bank is an Indian banking and financial services company. The Bank has a network of 1,773 branches across India. It provides a wide range of banking products and financial services to retail and corporate customers.
How to Apply for Dena Bank Personal Loan
What is a personal loan?
A personal loan is an unsecured (i.e. without collateral), multi-purpose loan usually taken to cover short-term money requirements. Personal loans usually have a speedy approval process hence making it one of the most popular loans in the market.
An Introduction to Dena Bank Personal Loans
Dena Bank offers a wide range of services in the personal loan segment. It is the most preferred bank by all kinds of people for any financial service. For any immediate financial requirement like wedding, medical treatments, house repair, pleasure vacation etc. can be fulfilled using the personal loans offered by Dena Bank.
Advantages of Dena Bank
- Low interest rate
- No security needed
- Less paperwork
- Long tenure
- Minimum income requirement
Documentation Required for Dena Bank Personal Loans
Important documents to be submitted while applying for personal loans with Dena Bank
- Completed loan application
- 3 Passport size photographs
- Proof of identify (photo copies of Voters ID card/ Passport/ Driving licence/ IT PAN card)
- Proof of residence (photo copies of recent Telephone Bills/ Electricity Bill)
- Statement of Bank Account/ Pass Book for last six months
- Form 16/IT returns for the last two financial years for salaried employees
- IT returns for the three years for self-employed professionals
Dena Bank Personal Loans
Catering to the needs of various sections of people, tailor-made Dena Bank personal loans is the best option to fulfil your short-term needs. You can choose the best personal loan based on your requirement.
Key Highlights
| Eligibility Criteria | Salaried/Self-Employed | Pensioners |
| Age | Between 21-60 years | Pensioner of State and Central Government |
| Loan Tenure | Up to 36 months | Up to 36 months |
| Loan Amount | Up to 9 times of your net monthly income | Up to 3 Lakhs |
| Interest Rate | Starting from 12% | 11.50% |
Features of Dena Bank Suvidha Personal Loan
Motive:
The aim of the Dena Bank personal loan is to provide financial assistance to fulfil the needs like medical treatment of self or a family member, to meet wedding and travel expenses, education and house repair.
No Collateral Required:
No Collateral Required: As personal loans are unsecured loans, you do not have to pledge any collateral to obtain Dena Bank personal loan. However, suitable third-party guarantee is acceptable.
Loan Amount:
You can get loan up to nine times of your net monthly income. The minimum loan amount is INR 15,000.
Loan Tenure:
Up to 36 months
Processing Fee:
1% of the loan amount
Convenient Borrowing:
You can apply online or visit nearby Dena Bank branches.
Eligibility Criteria:
You are a permanent employee between 24 to 55 years having worked for at least 2 years in a Govt. or PSU/ reputed organization.
You should have a gross monthly income of at least INR 15,000.
You can have a salary disbursement arrangement with us or provide an undertaking form your employer.
Features of Dena Pensioners’ Loan Scheme
Objective:
The aim of the Dena Bank personal loan is to provide financial assistance for pensioners to fulfil the needs like medical treatment of self or a family member, to meet wedding and travel expenses, education and house repair.
No Collateral Required:
As personal loans are unsecured loans, you do not have to pledge any collateral to obtain Dena Bank personal loan. However, suitable third-party guarantee is acceptable.
Loan Amount:
For up to 73 years old – INR 3 Lacs or 12 months of pension amount For up to 80 years old – INR 1.5 Lacs or 6 months of pension amount
Loan Tenure:
Up to 36 months
Prepayment Charges:
No prepayment Charges are levied.
Processing Fee:
Nil
Convenient Borrowing:
You can apply online or visit nearby Dena Bank branches.
Eligibility Criteria:
You should be a pensioner of the State Govt., Central Govt. or PSU.
You should be an ex-staff member with a pension account.
Your take home pension is not less than 60% of your monthly pension after deduction of the loan instalment.
Interest Rate on Dena Bank Personal Loans
| Dena Suvidha | Tie Up with Corporate Salary Scheme(Fixed) | 13% |
| All other classes | 12% | |
| Dena Senior Citizen Pensioner's Scheme | 11.50% | |
EMI Payment Methods
Your Dena Bank personal loan can be repaid in following three ways.
Standing Instruction (SI):
If you are an existing account holder with Dena Bank, Standing Instruction is the best mode of repayment. Your EMI amount will be debited automatically at the end of the monthly cycle from the Dena Bank account you specify.
Electronic Clearing Service (ECS):
This mode can be used if you have a non-Dena Bank account and would like your EMIs to be debited automatically at the end of the monthly cycle from this account.
Post-Dated Cheques (PDCs):
You can submit post-dated EMI cheques from a non-Dena Bank account at your nearest Dena Bank Loan Centre. A fresh set of PDCs will have to be submitted in a timely manner. Please note Post Dated Cheques will be collected non-ECS locations only.
It is recommended that you opt for either the SI or ECS mode of payment for faster and less prone to error than the use of PDCs.
Dena Bank Personal Loans Summary
Dena Bank provides attractive interest rates on personal loans when compared to other lenders. Low interest rate with no hidden charges makes Dena Bank personal loans a prospective and viable option for borrowing for your urgent financial requirements. With long tenure and part-prepayment, Dena Bank personal loans do not impose much burden on the customers.
Dena Bank Personal Loan FAQs
1. What are my loan limits?
Your personal loan limit would be determined by your income and repayment capacity.
2. Can my spouse income be included for calculating the loan amount?
Yes, your spouse's income can be included provided he/she guarantees the loan or the loan is taken jointly.
3. Do I have to pledge some form of security?
No Security is Needed
4. What is the repayment schedule like?
The minimum amount that you are expected to pay every month is the EMI. You are allowed to pay more than the EMI if you wish to, and we do not charge any prepayment penalty.
5. What is EMI?
EMI stands for Equated Monthly Instalments. This instalment comprises both principal and interest components. Use the EMI calculator to find out your monthly payments based on the loan amount, the rate of interest and the repayment period. Choose the combination that best meets your financial resources and requirements.
6. What is the processing fee? Are there any other charges?
The processing fee for Dena Bank personal loan is 1% of the loan amount. Processing fees have to be paid upfront. No processing charges for pensioner scheme.
7. Do I have the option of choosing a fixed or floating rate for the loan?
You have the option to avail the loan with either a fixed interest rate or a floating one. In the case of a fixed rate loan, the interest rate on the loan will remain fixed through the entire tenure of the loan, whereas in the case of a floating rate loan, the interest rate could decline or rise in line with the changes in the Bank's Medium-Term Lending Rate (SBMTLR).
8. How does Dena Bank Personal loan compare with those offered by other banks?
There is total transparency with regard to the rate of interest and the fees charged by us. Dena Bank offers personal loans at the cheapest rates of interest, with no security or collateral Dena Bank offer loans for the longest tenors (60 months), with the flexibility provided to reduce the tenor by prepaying the loan without any penalty. The Bank provides finance for any personal need or requirement; the total amount being determined on the basis of repaying capacity.With an Dena Bank personal loan, you can choose between fixed rates of interest and floating interest rates.
9. How can I apply for the Dena Bank personal loan?
You can either apply online or visit the nearest Dena Bank loan centre for a personal loan.
10. Will there be any charges for prepayment towards my Dena Bank personal loan?
There are no prepayment charges on Dena Bank personal loan.
