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Are you worried about your poor credit score? Looking for expert guidance on how to maintain a 750+ credit score? Searching for the best deals on future loans and credit cards?
Whatever be your current credit ratings, our Credit Health Report (CHR) can help you unlock your credit potential. As our tagline goes, Credit Healthy Toh Credit Wealthy. So, start working on your credit health with our Credit Health Report.
How can our Credit Health Reports help you?
Ready to Take your Credit Health to the Next Level?
Get Started NowWhy Subscribe to our Credit Health Report?
Understand your Credit Score
Know your Number – Access your latest credit score for free anytime, understand where you stand, and track your score over time.
Credit Score Summary -Identify the factors influencing your score and get an easy-to-read and easy-to-understand summary of your credit report.
Credit Health Insights
Expert Guidance and Tips – Make your credit score your friend and not a foe with our credit health insights. We help you unlock your full credit potential with expert tips and actionable insights.
Learn how to Maintain or Improve your Credit Score – We offer in-depth account level analysis to provide you with tips on how to improve or maintain your credit score.
Personalised Recommendations
Best Credit Products Matched to your Credit Profile – Our data-driven tool pulls information from your credit report to match you with the best loans and credit cards suited to your credit profile.
Avoid Multiple Loan Applications – Get the best loan offers at your fingertips. Evaluate and choose the right one. Simplify your credit search.
Stay in the Know
Get Monthly Updates – Keep a pulse on your credit score and credit health with our detailed monthly reports.
Track your Progress – See how your credit efforts are impacting your credit score.
Stay on Track with your Credit Payments – Easily check for missed/delayed loan EMIs, credit card bills
Identify Frauds/Errors – your credit report for errors, account misuse and frauds. Learn how to rectify them and update your credit report.
Analyse and Control your Spending
Spending Pattern – Track and monitor your expenditures week-on-week in different categories.
Spends Analyser – Analyse your spending habits and handle your budgets better.
Take Control of your Credit Health & Start Building a Sound Credit Future
Subscribe NowFAQs
The difference lies in the amount of information and the value-added insights we offer. The credit report from the bureaus contains only the overall summary of your credit activities for the past year.
Our credit health report contains an in-depth analysis. It helps you understand where you stand and how to maintain/improve your credit score. Additionally, we also offer several value-added services like personal loan/credit card recommendations, spending patterns analyser, EMI payment reminders and more.
While your credit health report is generated monthly, you can download your latest report or any previous report any number of times by logging into your dashboard.
Our Credit Health Report is available as a yearly package, and you get 12 monthly reports in a year, for less than Rs. 2 per day. Our plans start from just Rs. 499 per year.
No. Once you sign up, you will continue receiving the 12 reports. At the end of the annual subscription period, you can decide if you want to continue with the plan or not.
At CreditMantri, we utilise information from Equifax, one of the top four authorised credit bureaus in India.
We offer several payment options like credit/debit cards, net banking, UPI and mobile wallets. Choose whichever method is convenient for you.
No. Our credit health report pulls your credit score and other credit information from the bureaus via a soft inquiry. A soft inquiry does NOT hurt your credit score.
Yes. The information on your credit health report comes directly from Equifax, one of India's four authorised credit bureaus. It contains the latest data from the bureau. If you spot any errors, we can help you dispute the error with the bureau.
Our credit health reports are designed to offer credit information in an easy-to-understand format. We don’t burden you with complicated jargons. If you still need help understanding your CHR, our credit experts are just a call away.
Your data is 100% safe with us. We do not share your data with third-party lenders other than lenders you have chosen.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application