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City Union Bank Debit Cards
Debit cards are cards that you can use in place of cash. They are different from credit cards in that they use the amount lying in your account rather than giving you money on credit at an interest. You can use your debit cards to make payments for utility bills, shop for groceries, luxuries, and even fuel.
City Union Bank offers a variety of debit cards to their customers. Each debit card is designed to satisfy a specific need of the customer. You can even use the City Union Bank debit cards to withdraw cash from City Union Bank ATMs or ATMs of other banks in case you find yourself in a situation where you are unable to use your debit card and need cash instead.
Types of City Union Bank Debit Cards
City Union Bank offers different types of debit cards with different benefits and withdrawal limits.
Visa Classic Debit Card :
The daily withdrawal amount at ATMs is Rs50, 000/- while the daily amount at POS terminal is Rs50,000/- and e-commerce is Rs 50,000.
Visa Gold Debit Card :
This card is in association with Visa and the daily withdrawal limit at ATM is Rs.50,000/- while the amount that can be paid at POS terminal daily is Rs. 1,75,000/- and E- commerce is Rs. 75,000.
Platinum Debit Card :
This card is in association with RuPay PMJDY and the daily withdrawal limit at an ATM is Rs.1,00,000/-. The amount that can be paid at POS terminal daily is Rs. 2,00,000/- and e-commerce is Rs.2,00,000/-.
RuPay Classic Debit Card :
This card is in association with RuPay PMJDY. The withdrawal limit in this card at ATM is Rs. 50,000/- the amount that you can pay at POS terminal is Rs. 50,000 and e-commerce is Rs. 50,000/-
Visa Platinum Debit Card :
The amount that can be withdrawn at ATM daily using City Union Bank Platinum Debit Card is Rs. 1,00,000/- and the amount that can be paid at POS terminals daily is Rs. 2,00,000/- and e-commerce is Rs. 2,00,000/-
Master Debit Card :
The daily withdrawal limit using City Union Bank Master Debit Card at ATM is Rs.1,00,000/- and the amount that can be paid daily at POS terminals is Rs1,00,000/- and e-commerce is Rs1,00,000/-
Master Classic Debit Card :
This card comes with a daily withdrawal limit at the ATM of Rs 50,000/- and the amount you can pay for purchases is Rs50,000/- and the amount for e-commerce daily is Rs 50,000/-. In any of the City Union Bank ATMs you can withdraw only 15,000/- at a time.
City Union Bank RuPay PMJDY Debit Card :
This card has been specially designed for Indian citizens who are economically weak in association with RuPay and Pradhan Mantri Jan Dhan Yojna (PMJDY). The transaction cost in this card is low compared to other cards.
Features of City Union Bank Debit Cards
- Ease of Access :
- Safety :
- Numerous Benefits :
City Union Bank debit cards offer you the ease of shopping, fine dining, travelling, making hotel reservations, booking movie tickets and a whole lot more. In fact, with your debit card in your pocket (or bag), you can do just about anything without having to worry about falling short for payment.
It is natural to be worried about the accidental loss of your debit card, but City Union Bank debit cards use PIN to authenticate every transaction. There is an additional level of security with OTP in certain circumstances. Besides, every transaction triggers an SMS alert to your registered mobile. If you are still worried, all RuPay cards come with PaySecure authentication.
Apart from being secure and easy to use, City Union Bank debit cards also offer you a host of other benefits such as discounts, cash-backs and reward points subject to certain terms and conditions.
How Secure is the City Union Bank Debit Card?
- All City Union Bank debit cards require a PIN to authenticate every transaction be it at an ATM or POS machine.
- If you are using your debit card for an online transaction, you will receive an OTP on your registered mobile number for authentication.
- As an additional level of security, an SMS alert is sent to the account holder every time a transaction is completed using the debit card.
- In case you receive an alert for a transaction not done by you, you can call the customer care number for City Union Bank at any time during the day or night to block your card so that no further transactions are made.
What are the benefits of having City Union Bank Debit Card?
City Union Bank debit card comes with a lot of benefits. You can enjoy cashless shopping and book your airline, train and movie tickets with City Union Bank debit card. Pay utility bills from the comfort of your home and withdraw cash anywhere in the world. With City Union Bank Net you can activate or block your debit card. You can also enjoy the benefit of setting limit on your debit card for different modes of transactions. You can enjoy priority customer service 24/7 during all seven days of the week.
How to apply for a City Union Bank Debit Card?
If you have a savings account or a current account with City Union Bank, you can go to the bank website and fill in an application form for a debit card. You will need to download the form and submit it at your base branch. You can get a generalized card within minutes. However if you want a personalized card this can take a few days.
In case you do not have an account with City Union Bank, you will need to first open a savings or current account before you can apply for a debit card. Please visit the nearest bank branch for details on how to open a savings or current account.
FAQs: City Union Bank Debit Card
(1) Who is eligible for a City Union Bank debit card?
Any Indian resident who is eligible to open an account with City Union Bank is eligible for a City Union Bank debit card. The limits on the card may vary depending on the age of the customer, the purpose for the debit card, and the type of account among other factors. For more details, visit the nearest bank branch.
(2) What makes City Union Bank Card better than other banks?
City Union Bank does not charge any service fees for issuing debit cards. Fees are however, applied to certain services related to debit cards.
(3) Can the debit card be used on all merchant websites?
No, the debit card can only be used on merchant websites which are verified by Visa and have its logo.
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