Citibank Credit Card Offers

Central Bank of India Credit Card Offers

Citibank offers a wide range of financial products, and credit cards form a significant portion under consumer banking. Citibank offers an assorted range of credit cards with some exclusive features in the categories of dining, shopping, entertainment, domestic and international flight bookings, hotel and travel bookings, smartphone purchases, fuel, luxury, and much more. From instant cashbacks or discounts to earning reward points on every purchase are some of the types of offers provided by the Citibank credit cards. So, whether you are a movie buff, love to dine out, or an avid traveller, Citibank has something in store for you.

Citibank credit card gets you some of the best deals and promotion in town in association with well-known merchants, across varied categories like dining, shopping, rewards, and EMIs. The below listed offers are applicable on all Citibank credit cards except corporate cards.

Dining

Save upto 15% on dining with partner restaurants across cities like Bengaluru, Chennai, Delhi/NCR, Mumbai, Kolkata, Chandigarh and Pune.

Lifestyle

Travel & Fuel

Shopping

EMI

Features of Citibank Credit Cards

There are several great features of Citibank credit cards viz.

• Zero Annual Fee - Citibank cares for its valued customers and thus, they do not levy any annual fees on their credit card range. The bank offers this facility to its customers across all credit cards.

• Rewards – Citibank credit cards are known for their exclusive offers and rewards are one such way that it keeps its customers happy. The bank allows the customers to earn brownie points on each valid transaction and the customer can redeem the accrued points against a wide range of options. Citibank has a tie up with some of the prestigious merchants across locations where the customers can use their cards to earn points.

  To redeem the credit card points online, the cardholder can visit the rewards section of the bank website and can select from a diverse rewards redemptions options that include hotels, entertainment, travel, apparel, accessories, books, and more. Best of all, rewards points earned on some of the credit cards never expire, leaving the option for the customer to use them accordingly.

• Internet Banking – Customers can view their credit card account information online easily, through internet banking system. They are not just able to view their current and pervious month details and even obtain them, but they can also check their monthly statement, payment status, pay bills using an online payment gateway, generating a duplicate PIN online, changing communication address, and much more.
• Cashless Transactions – Credit cards rule out the need of carrying physical cash thereby, reducing the hassles of carrying cash at all times, everywhere. Citibank offers a range of digitized credit cards that offer a hassle-free experience by helping you pay bills on the go as you shop, dine, travel, fill up your fuel tank, or simply enjoy a movie.

Benefits of Citibank Credit Cards

Apart from the fantastic deals, offers, and rewards on the credit cards, Citibank offers many other benefits for its credit card holders. Among its major benefits are:

• Waiver off Annual Fees - Citibank offers their customers to enjoy their range of credit cards by waiving off the annual fee on credit card if the customer spends a minimum of Rs. 30,000 in a year.
• Rewards every time you shop - Citibank offers its customers 10X Rewards Points for every spend at apparel and departmental stores. Customers can also earn 1 point for every Rs. 125 on any of the other purchases.
• Welcome Rewards up to 2500 points - The bank offers 1,500 bonus points on first purchase made within 30 days of card issue. (Terms and conditions applied)
• Get 1,000 bonus points on your first purchase of Rs. 1000 made within 60 days of card issue. (Terms and conditions applied)
• Earn Bonus Reward Points on monthly spends - The bank offers 300 bonus points on card purchases made for Rs. 30,000 or more in a month.
• Points that never expire
• Customers have the choice of either redeeming the points instantly or keep accumulating the points for something big later because the reward points will never expire.
• Do more with your points
• The Citibank credit card points can be redeemed against some great options like air miles, premium merchandise, vacations, and cash backs.
• Rewards on Fuel Spends – Citibank offers its credit cards customers to earn Turbo Points on each fuel purchase. When customers use their credit card at the Indian Oil gas stations anywhere in the country to purchase fuel, they earn more points.
• Insurance Coverage – The bank offers insurance coverage to frequent fliers on some of their credit cards along with a coverage for lost card as well. Additionally, the bank also covers its customers base with Airline Insurance and Overseas medical insurance.
• Universal Acceptance – Citibank has an international presence across the globe and so, the credits offered by the bank is globally accepted. As an advantage, Citibank credit card users can survive cashless in any country, and purchase across millions of merchant locations worldwide.

Citibank Credit Card Rewards Points Redemption

Citibank credit cards customers can redeem their rewards points for:

1. Redeem for fuel instantly at more than 200 IndianOil outlets. Redemption rate value is Rs. 0.25 for 1 Reward Point where minimum points needed to redeem is 250.

2. Instant redemption for in-store shopping at select partner stores.

3. Redeem instantly for travel arrangements, buying items on e-commerce stores, movie tickets, and mobile services.

4. Redeem frequent flier membership miles for Air India and Jet Airways. Redemption value is Rs. 0.75miles for 1 Reward Point where minimum points needed to redeem is 100.

5. Redeem for cashback by adjusting the points against your outstanding statement. Redemption value equals to Rs. 0.35 for 1 Reward Point where minimum points needed to redeem is 5000.

6. Redeem instantly against premium brand gift vouchers.

Citibank Credit Card Privileges

Take advantage of the privilege services as Citibank Credit Card users:

1. Personal Concierge Services – Customers can call the concierge services (1800-114-999) to plan for a party, to send flowers, for dining reservations, travel assistance, and so on.

2. Benefits Round the Year –

• Dining Privileges – Save up to 15% across partner restaurants.
• Hot Deals – Grab exciting offers on top brands across all categories.
• EMI Privileges – Select from convenient EMI options over 2000 consumer electronics and mobile phone outlets, and across dominant retail chains and online retailers.

Frequently Asked Questions

1. How to check the credit card offers on Citibank credit card?

You can either download the Citi Mobile App on Google Play or iTunes on your smartphone and access your card account details, or simply check your credit card details online by logging into the portal. You can also SMS on 52484 or +91 9880752484 and get details, or you can simply dial their 24x7 phone banking number 1860 210 2484 and talk to customer support.

2. What are the different credit card online payment modes?

Net banking with pre-assigned login id & password, mobile banking by downloading the app and using the customer ID for log in, 24x7 ATM funds transfer across the country, or by setting up autopay on your savings out, are some of the popular online credit card payment modes.

3. What are the different credit card online payment modes for non-Citibank accounts?

Pay your Citi credit card online using NEFT (National Electronic Funds Transfer) from any bank account with NEFT facility, RTGS (Real Time Gross Settlement) with net-banking enabled and pay Rs 2lakhs and more, and through Epay that is, through the Citibank website.

4. How to pay credit card bill using non-Citibank website?

You can pay credit card bills online by logging into your bank’s online payment portal for instance, ICICI net banking using the unique id and password, and pay the due amount. You can also pay offline in cash at your nearest Citibank branches (with a Rs. 100 fees levied), or cheque payment at your nearest Citibank AT or branch.

5. How to Apply for Citibank credit card?

You can either apply for the Citi credit card online or offline. You may either visit the nearest Citibank branch, fill up the required form with required details and submit with necessary documents like ID proof and address proof, or apply on their website, click on the credit cards section on the left side of the page, and fill up the required details.

6. What are the eligibility criteria and documents required?

Applicant should be between the age of 18 to 70 years, should have a permanent monthly income, should have good credit score, and should be a resident Indian or an NRI.

For documents, you need one passport size photograph, PAN card, income proof which is your payslip for the last 3 months or IT Return or Bank Statement of Last 3 months or Form 16, ID proof - Bank Statement or Aadhaar Card or Election Voter ID or Driving License, and Address proof - Passport or Driving License or Election Voter ID or Ration Card or Rental Agreement or Bank account statement.

About Citibank

Citibank is a well-known private sector bank in India and a subsidiary of the multinational financial services, Citigroup (United States), that’s headquartered in Mumbai. It’s originally headquartered in New York City, United States. Citi offers a wide range of financial products and services to consumers and institutions that includes the verticals like, credit cards, corporate & investment banking, wealth management, and security brokerage. The Indian franchisee in India are business like, equity brokerage, equity distribution, private banking, and private equity. Citibank has been awarded the “Best Consumer Internet Bank in India” by Global Finance four years in a row since 2012. The bank has also been awarded for “Best Corporate/Institutional Internet Bank” two years consecutively.