® 
Apply RBL Bank Platinum Maxima Credit Card
Reward Type
Rewards
Joining Fee
2000₹
Annual Fee
2000₹
Features
- 8,000 Reward Points
- 10 Reward Points on Rs. 100 spent on dining, entertainment, fuel, utilities and international transactions
- 2 Reward Points on all other transactions
- 10,000 Reward Points on spending Rs. 2.5 Lakhs a year
- 10,000 Reward Points on spending Rs. 4 Lakhs a year
- 1 Free movie ticket every month
- 2 Complimentary Domestic Aiport lounge visits every quarter
- 1 Reward Point = Rs. 0.25
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 2,000
- Annual Fees Rs. 2,000
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Apply YES Bank Prosperity Edge Card
Reward Type
Rewards
Joining Fee
1199₹*
Annual Fee
1199₹*
Features
- 8 Reward Points on every Rs. 200 spent on Travel & Dining (Capped at 1,500 Reward Points per statement cycle)
- 4 Reward Points on every Rs. 200 spent on other categories (except few categories like Transportation, Utilities, Insurance, etc.)
- Accelerated rewards point on selected transactions on YESCART
- 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
- Dedicated Website for Flight/Hotel/Movie ticket booking on Reward Points redemption
- Exclusive Catalogue of Products
- Redemption of Reward Points against Air Miles (10 Reward Points = 1 InterMile / 1 Club Vistara Point)
- Enjoy 4 complimentary rounds of Golf per calendar year at select Golf courses in India
- Enjoy one complimentary Golf Lesson every calendar month at select golf courses in India
- 1 complimentary Domestic Airport Lounge visit in India per calendar quarter for Primary Cardmember
Pricing
- Joining Fees Rs. 399 (waived on spending Rs. 10,000 within 30 days of card set up date)
- Annual fees Rs. 399 ( waived on annual spends of Rs. 1 Lakh)
Documents Required
- ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)/ Letter issued by National Population Register containing details of name, address.
- Salaried;Employee ID card - Office address mentioned on the EMP card to match with application form - where office address is opted as Mailing address
- Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
- Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)
- Salaried Income Proof - Last 2 months Salary slip (Salary Proof not required if applicants salary account is with Yes Bank)
- Salaried - Last 2 months Credit Card Statement and Card Face Image
- Self Employed Income Proof: Last 1 year ITR
- Self-employed - Last 2 months Credit Card Statement and Card Face Image
Apply YES Bank Prosperity Rewards Plus Card
Reward Type
Rewards
Joining Fee
2500₹
Annual Fee
2500₹
Features
- 4 Reward Points on every Rs. 200 spent on Travel & Dining
- 2 Rewards Points on every Rs. 200 spent on other categories (except Transportations & Utilities etc.)
- 1 Reward Point on every Rs. 200 spent on Transporation & Utilities
Pricing
- Joining Fees Rs. 399 (Waived on spending Rs. 5,000 within 90 days of card set up date)
- Annual fees Rs. 250 (Waived on annual spends of Rs. 25,000)
Documents Required
- ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)/ Letter issued by National Population Register containing details of name, address.
- Salaried;Employee ID card - Office address mentioned on the EMP card to match with application form - where office address is opted as Mailing address
- Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
- Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)
- Salaried Income Proof - Last 2 months Salary slip (Salary Proof not required if applicants salary account is with Yes Bank)
- Salaried - Last 2 months Credit Card Statement and Card Face Image
- Self Employed Income Proof: Last 1 year ITR
- Self-employed - Last 2 months Credit Card Statement and Card Face Image
Features
- Voucher worth Rs. 5,000
Welcome Benefits
- Rs. 250 off on every movie ticket (maximum upto 2 tickets per month)
- 5X Reward Points on Dining, Departmental stores and Grocery Spends
- 15,000 bonus Reward Points on annual spends of Rs. 5 Lakh and Rs. 8Lakh
- 2 Complimentary Domestic Aiport lounge visits every quarter
- 6 complimentary International airport lounge visits every year
- Get 1 complimentary Upgrade Voucher and Club Vistara Silver membership
- Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flight bookings
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 4999
- Annual fees Rs. 4999 (Waived on annual spends of Rs. 10 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form.
Features
- Get Amazon gift card worth Rs. 500 on payment of Joining Fee of Rs. 499
Welcome benefits
- Earn 10X rewards on online spends with exclusive partners - Apollo24X7 / BookMyShow / Cleartrip / Eazydiner / Lenskart / Netmeds
- Earn 5X rewards on all other online spends
- e-voucher worth Rs.2,000 on annual online spends of Rs. 1 Lakh
- e-voucher worth Rs.2,000 on annual online spends of Rs. 2 Lakhs
- 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499 (waived on annual spends of Rs.1 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- A signed consent form.
Features
- 2000 RPs on spending Rs. 2,000 (Within 60 days post card setup)
Welcome benefits
- Enjoy 10 Reward Points per Rs.150 spent on Dining, Movies, Departmental Stores and Groceries
- On all your other spends, earn 1 Reward Point per Rs. 150 spent
- 1% fuel surcharge at any petrol pump on transaction amt between Rs. 500 to Rs. 3,000 at any petrol pump
- 1 Reward Point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499 (waived on annual spends of Rs.1 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- A signed consent form.
Apply AIR India SBI Platinum Credit Card
Reward Type
Travel
Joining Fee
1499₹
Annual Fee
1499₹
Features
- Get 5,000 Reward Points on payment of joining fee
Welcome Benifits
- Anniversary bonus Reward Points 2,000 every year
- 1% fuel surcharge waiver in every petrol pump in India
- Upto 15 Reward Points on every Rs. 100 spent on Air India Tickets
- Upto 15,000 bonus Reward Points on annual spends of Rs. 3 lakh
Cashbacks & Rewards
Pricing
- Joining Fees 1499
- Annual Fees 1499
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form.
Apply Air India SBI Signature Credit Card
Reward Type
Travel
Joining Fee
4999₹
Annual Fee
4999₹
Features
- Get 20,000 Reward points on payment of joining fee
- Earn 30 Reward Points (for self) & 10 Reward Points (for others) for every Rs. 100 spent on Air Indias website & app
- Earn up to 1,00,000 bonus Reward points annually on milestone spends
- Earn 4 complimentary visits per year to Domestic VISA lounges in India (Max. 2 visits per quarter)
- Earn 4 Reward Points on every Rs. 100 spent elsewhere
- Convert your Reward points into Air India miles (1 Reward point = 1 Air India Airmile)
- Get 5,000 Reward points on payment of annual fees
- 1% Fuel Surcharge Waiver (On txn amt Rs. 500 - Rs. 4,000) across all petrol pumps
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 4999
- Annual fees Rs. 4999
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form.
Features
- Get 1,500 Reward Points worth Rs. 1500 on payment of joining fee
Welcome benefits
- 10% Value Back as Reward Points for your IRCTC ticket Booking (for Android only) on AC1, AC2, AC3, AC CC
- Earn 3 Reward Points per Rs. 125 spent on Dining and standing instructions on Utility spends
- Earn 1 Reward Point per Rs. 125 spent on other non-fuel purchases
- Earn 2,500 Reward Points on annual travel spends of Rs. 50,000
- Earn 5,000 Reward Points on annual travel spends of Rs. 1,00,000
- 1 Reward Point = Rs. 1
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 1499
- Annual fees Rs. 1499 (waived on annual spends of Rs. 2 Lakhs)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form.
Features
- Earn 2 Reward Points for every Rs.100 spent
- Earn 4 Reward Points for every Rs.100 spent during the weekends
- Earn 1,000 Bonus Reward Points every month on swiping your card 5 times for transactions worth Rs.1,000 or more in a calender month.
- Enjoy waiver of fuel surcharge at any petrol pump in India
- (Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.)
Pricing
- Joining Fees 1,000
- Annual Fees 1,000 (waived on annual spends of Rs. 2 Lakhs)
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Features
- 2,000 Reward Points worth Rs. 500
- 13X Reward Points on fuel purchases at BPCL outlets (Up to 1,300 Reward Points per month)
- 5X Reward Points on every Rs. 100 spent on Groceries, Departmental Stores, Movies & Dining (Up to 5,000 Reward Points per month)
- Get 1 Reward Point for every Rs. 100 spent on non-fuel spends
- 1 Reward Point = Rs. 0.25
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499 (waived on annual spends of Rs. 50,000)
Documents Required
- 2 Passport size color photos
- Passport, driving license, voter ID, PAN, Aadhaar card
- Passport, driving license, voter ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
- Latest 3 Months salary slip (or) Last 3 months bank statements
- Last year ITR along with Bank Statement for last 3 months and Form 16
Features
- 2,000 Bonus Reward Points
Welcome benefits
- 1 Reward Point on every Rs. 100 spent everywhere except Fuel
- Earn 20 Reward Points for every Rs.100 spent on Groceries (Maximum 1,000 Reward Points in a month)
- Get 10% discount (up to Rs. 100) on movie tickets at BookMyShow 15 times a year
- Tank up with Shoprite Credit Card with waiver of fuel surcharge at all fuel stations (Valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 100 per month).
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 0
- Annual fees Rs. 500 (Waived on annual spends of Rs. 1.5 lacs)
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Apply YES Bank Prosperity Business Card
Reward Type
Rewards
Joining Fee
2499₹*
Annual Fee
2499₹*
Features
- 8 Reward Points on every Rs. 200 spent on Travel & Dining (Capped at 1,500 Reward Points per statement cycle)
- 4 Reward Points on every Rs. 200 spent on other categories (except few categories like Transportation, Utilities, Insurance, etc.)
- Primary Cardmembers enjoy Domestic Lounge access, limited to 1 visit per quarter, across 30 lounges in India.
- Enjoy one complimentary golf lesson every calendar month
Pricing
- Joining Fees Rs. 399 (waived on spending Rs. 25,000 or more within 90 days of card set up date)
- Annual fees Rs. 399 (waived on annual spends of Rs. 1 Lakh)
Documents Required
- ID Proof - Pan Card/ Driving License/ Passport/ Voter ID card/ Aadhar card (with Photo)/ Letter issued by Unique Identification authority of India (with Photo)/ NREGA Card(with photo)/ Letter issued by National Population Register containing details of name, address.
- Salaried;Employee ID card - Office address mentioned on the EMP card to match with application form - where office address is opted as Mailing address
- Address Proof - Driving License/ Passport/ Voter ID card/ Aadhar card (with Address)/ Letter issued by Unique Identification authority of India (with Address)/ NREGA Card(with Address)
- Signature Proof - Pan card/ Driving License/ Passport/ NREGA Card(with Signature)
- Salaried Income Proof - Last 2 months Salary slip (Salary Proof not required if applicants salary account is with Yes Bank)
- Salaried - Last 2 months Credit Card Statement and Card Face Image
- Self Employed Income Proof: Last 1 year ITR
- Self-employed - Last 2 months Credit Card Statement and Card Face Image
Features
- Gift voucher worth Rs. 1,000 on doing the 1st txn within 30 days post card setup
- Get 10% off at BookMyShow up to Rs. 300 per month
- Get 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month
- 5 Reward Points for every Rs. 100 spent online
- 1 Reward Point for every Rs. 100 spent offline (except on fuel)
- Voucher worth Rs. 1,000 upon Rs. 2 lakhs spend in a year
- Voucher worth Rs. 5,000 upon Rs. 5 lakhs spend in a year
Welcome benefits
Cashbacks & Rewards
Pricing
- Rs. 100 per month (waived on monthly spends of Rs. 5,000)
Documents Required
- 1 Recent coloured Passport Size photograph
- Filled application form
- ID Proof - PAN card (mandatory)
- Address proof / Driving License / Passport / Voter ID / Aadhaar card / Ration card
Features
- 5,000 Reward Points on payment of joining Fees
- 5% cashback on txns above Rs. 1,000 at supermarkets (capped at Rs. 500 a month)
- Get 20% on BookMyShow upto Rs. 100
- Get 3X Reward Points on all other spends
Welcome Offers
Cashbacks & Rewards
Pricing
- Joining Fees 999
- Annual Fees 999 (waived on annual spends of Rs. 1.2 Lakh)
Documents Required
- 5,000 Reward Points on payment of joining Fees
- 5% cashback on txns above Rs. 1,000 at supermarkets (capped at Rs. 500 a month)
- Get 20% on BookMyShow upto Rs. 100
- Get 3X Reward Points on all other spends
Welcome Offers
Cashbacks & Rewards
Features
- - Get 5X Reward Points for every Rs. 150 spent at fine-dining outlets
- Get 5X Reward Points for every Rs. 150 spent on fuel
- Get 1 Reward Point for every Rs. 150 spent on other categories
- (1 Reward Point = Rs. 0.25)
Pricing
- Joining Fees Rs. 250
- Annual fees Rs. 250
Documents Required
- ID Proof : Pan Card (Mandatory to hold original while doing VKYC)
- EKYC Requirement - Mobile number should be linked to Aadhar.
- Current address proof - Voter ID, Driving License & Aadhar card
Features
- 20% off at Myntra once per month (capped at Rs. 700)
- 10% off at Grofers up to 5 times a month (capped at Rs. 1,000 a month)
- 10% off on Zomato orders up to 5 times a month (capped at Rs. 150 per txn)
- 20% off on Yatra on domestic flights upto Rs. 750 and a 10% discount on international flights upto Rs. 10,000
- 25% off on domestic hotel bookings upto Rs. 4,000
- 15% cashback on your Ola cab bookings with a maximum cashback of Rs. 600 per month
- Buy One Get One (BOGO) movie ticket free at INOX on Saturdays and Sundays! Valid for 2 transactions per month with a maximum discount of Rs. 200 per transaction
Pricing
- Rs. 49 per month (waived on monthly spends of Rs. 5,000)
Documents Required
- ID Proof : Pan Card (Mandatory to hold original while doing VKYC)
- EKYC Requirement - Mobile number should be linked to Aadhar.
- Current address proof - Voter ID, Driving License & Aadhar card
Features
- Get a Noise ColorFit Pulse Smart Watch worth Rs. 4,999 on payment of Joining Fee
Welcome benefits
- Earn 10 Reward Points per Rs.100 spent on Chemist, Pharmacy, Dining and Movies
- Earn 2 Reward Points per Rs.100 spent on all other spends
- Get Rs.1500 voucher on spending Rs. 4 Lakhs in a year
- 8 Complimentary Domestic Lounge visits a year capped at 2 per quarter
- Enjoy 1 year free FITPASS PRO and free Netmeds memberships
- 1 Reward Point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 1499
- Annual fees Rs. 1499 (Waived on annual spends of Rs. 2 Lakh)
Documents Required
- 2 passport size color photos
- AID Proof(any one) - passport, drivers license, voters ID, PAN, Aadhaar card
- Address Proof (any one)- Passport, drivers license, voters ID, Aadhaar card, Electricity bill, Telephone bill, Postpaid mobile phone bill, Bank account/Post Office savings bank account statement
- Salaried - Latest 3 Months salary slip (or) Last 3 months' bank statements
- Self-employed - Last year ITR along with Bank Statement for last 3 months and Form 16
Features
Welcome benefits
- Voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card setup
- 5% cashback (up to Rs. 1,000) on the transaction value of first EMI done within 90 days of card setup
Cashbacks & Rewards
- 10X Reward Points on every Rs. 150 spent on spends above Rs. 20,000 per month and spends done on your birthday
- 6X Reward Points on every Rs. 150 spent on online shopping for spends upto Rs. 20,000
- 3X Reward Points on every Rs. 150 spent on offline shopping for spends upto Rs. 20,000
- (1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25)
- 4 complimentary Railway lounge visits per quarter
- Fuel surcharge waiver of 1%, at all fuel stations across India, up to Rs. 200/month
Pricing
- No annual fee. Lifetime Free Credit Card
Documents Required
- Depending on offer generated all offers have a no- document option along with below offers
- Card statement (card vintage more than 12 months) for Salaried and Self-employed
- Last 6 months bank statement (salary account) for Salaried
- Latest ITR with 3 months Bank statement for Self-employed
Features
- Voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card setup
- 5% cashback upto Rs. 1000 on first EMI txn within 90 days
- 10X Reward Points on spends above Rs. 30,000 per month and spends done on your birthday
- 6X Reward Points on online shopping for spends upto Rs. 30,000
- 3X Reward Points on offline shopping for spends upto Rs. 30,000
- 'Buy one, get one' offer on movie tickets up to Rs. 500 on PayTM mobile app (valid twice per month)
- 4 complimentary Domestic & International Airport lounge, spa visits per quarter
- 2 Complimentary Golf rounds per month
- Upto 20% off at 1500+ restaurants
- Upto 15% off at 3000+ health & wellness outlets
- Exciting discounts on Airport fast track immigration services, luxury hotels and Airport transfers
- 1.5% forex markups for all international transactions
- 1X = 1 Reward point per ₹100 spent | 1 Reward point = ₹0.25
Welcome Benefits
Cashbacks & Rewards
Pricing
- No annual fee. Lifetime Free Credit Card
Documents Required
- Depending on offer generated all offers have a no- document option along with below offers
- Card statement (card vintage more than 12 months) for Salaried and Self-employed
- Last 6 months bank statement (salary account) for Salaried
- Latest ITR with 3 months Bank statement for Self-employed
Features
- 10X Reward Points on every Rs. 125 spent on spends above Rs. 25,000 per month and spends done on your birthday
- 6X Reward Points on every Rs. 125 spent on online shopping for spends upto Rs. 25,000
- 3X Reward Points on every Rs. 125 spent on offline shopping for spends upto Rs. 25,000
- (1X = 1 Reward point per ₹125 spent | 1 Reward point = ₹0.25)
- 'Buy one, get one' offer on movie tickets up to Rs. 250 on PayTM mobile app (valid twice per month)
- 4 complimentary Domestic airport lounge visits per quarter
- 4 complimentary Railway lounge visits per quarter
- Up to 20% discount at 1500 restaurants
- Up to 15% discount at 3000 Health & Wellness outlets
Pricing
- No annual fee. Lifetime Free Credit Card
Documents Required
- Depending on offer generated all offers have a no- document option along with below offers
- Card statement (card vintage more than 12 months) for Salaried and Self-employed
- Last 6 months bank statement (salary account) for Salaried
- Latest ITR with 3 months Bank statement for Self-employed
Features
Welcome benefits
- Voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card setup
- 5% cashback (up to Rs. 1,000) on the transaction value of first EMI done within 90 days of card setup
Cashbacks & Rewards
- 10X Reward Points on every Rs. 150 spent on spends above Rs. 20,000 per month and spends done on your birthday
- 6X Reward Points on every Rs. 150 spent on online shopping for spends upto Rs. 20,000
- 3X Reward Points on every Rs. 150 spent on offline shopping for spends upto Rs. 20,000
- (1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25)
- 25% discount on movie tickets up to Rs. 100 on PayTM mobile app (valid once per month)
- 4 complimentary Railway lounge visits per quarter
Pricing
- No annual fee. Lifetime Free Credit Card
Documents Required
- Depending on offer generated all offers have a no- document option along with below offers
- Card statement (card vintage more than 12 months) for Salaried and Self-employed
- Last 6 months bank statement (salary account) for Salaried
- Latest ITR with 3 months Bank statement for Self-employed
Features
Welcome benefits
- Voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card setup
- 5% cashback (up to Rs. 1,000) on the transaction value of first EMI done within 90 days of card setup
Cashbacks & Rewards
- 10X Reward Points on every Rs. 150 spent on spends above Rs. 20,000 per month and spends done on your birthday
- 6X Reward Points on every Rs. 150 spent on online shopping for spends upto Rs. 20,000
- 3X Reward Points on every Rs. 150 spent on offline shopping for spends upto Rs. 20,000
- (1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25)
- 25% discount on movie tickets up to Rs. 100 on PayTM mobile app (valid once per month)
- 4 complimentary Railway lounge visits per quarter
Pricing
- No annual fee. Lifetime Free Credit Card
Documents Required
- Depending on offer generated all offers have a no- document option along with below offers
- Card statement (card vintage more than 12 months) for Salaried and Self-employed
- Last 6 months bank statement (salary account) for Salaried
- Latest ITR with 3 months Bank statement for Self-employed
Features
- 2% cashback on all your Online spends, up to Rs. 1,000 per month
- Convert your transactions into EMIs at special interest rate of 0.99% per month at Rs. 0 processing fee
- 1% cashback on your other spends, up to Rs. 500 per month
- Note - Fuel transactions are not eligible for Cashback
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499 (Waived on annual spends of Rs. 1.2 lacs)
Documents Required
- ID Proof : Pan Card (Mandatory to hold original while doing VKYC)
- EKYC Requirement - Mobile number should be linked to Aadhar.
- Current address proof - Voter ID, Driving License & Aadhar card
Features
- Get MakeMyTrip voucher worth Rs. 3000
Welcome Benefits
- 5 Travel Reward Points for every Rs. 100 spent on travel
- 2 Travel Reward Points for every Rs.100 spent on other categories
- Get complimentary golf rounds & golf courses across the country
- 0% markup fee on all international spends
- Get 10,000 bonus Travel Reward Points on spends of Rs. 2.5 lakhs in a year
- Get 15,000 Travel Reward Points on spends of Rs. 5 lakhs in a year
- Get additional Gift Card worth Rs. 10,000 from brands like Taj experiences, Amazon, Croma, Myntra & Makemytrip on annual spends of Rs. 7.5 lakhs in a year
- 1 Reward point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 3,000
- Annual fees Rs. 3,000
Fees
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Features
- Get 10% cashback on groceries (Upto Rs. 100 per month)
- Get 10% cashback on BookMyShow, Swiggy & Utility bill payments through RBL MyCard app (upto Rs. 100 per month per category)
- Get 2 Reward Points on every Rs. 100 spent online
- Get 1 Reward Point on every Rs. 100 spent offline (except fuel)
- 1 Reward point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 75 per month
- Annual fees Rs. 75 per month (waived on monthly spends of Rs. 3000 or more)
Fees
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Features
- Get 10,000 Reward points on payment of joining fee
Welcome Benefits
- Get a complimentary movie ticket every month (up to Rs. 200 on purchase of 2 or more tickets at BookMyShow)
- Get 10 Reward Points for every Rs.100 spent on dining, entertainment, fuel, utility bill payments & international purchases
- Get 2 Reward Points for every Rs.100 spent on all other spends
- Get 2 Complimentary Domestic Aiport lounge visits every quarter
- Get 10,000 Reward Points on annual spends of Rs. 2 Lakhs
- Get 10,000 Reward Points on crossing annual spends of Rs. 3.5 lakhs
- Get 10,000 Reward Points on crossing annual spends of Rs. 5 lakhs
- 1 Reward point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 2,500
- Annual fees Rs. 2,500
Fees
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Features
- Get 20,000 Reward points on payment of joining fee
Welcome Benefits
- Get 1+1 Movie ticket offer (Upto Rs. 200) twice a month at BookMyShow
- Get 20 Reward Points on every Rs.100 spent on international and dining spends on weekends
- Get 2 Reward Points on every Rs.100 spent elsewhere
- Get 10,000 Reward Points on annual spends of Rs. 3 Lakhs
- Get 15,000 Reward Points on crossing annual spends of Rs. 5 lakhs
- Get 20,000 Reward Points on crossing annual spends of Rs. 8 lakhs
- Get 2 Complimentary Domestic Aiport lounge visits every quarter
- Enjoy waiver of fuel surcharge across all fuel stations (valid for fuel transactions between Rs. 500 and Rs. 4,000)
- Get access to global iconic events like Formula 1 races, special awards nights & other exclusive sports events
- 1 Reward point = Rs. 0.25
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 5,000
- Annual fees Rs. 5,000
Fees
Documents Required
- Passport or Driving License or Aadhaar or Voter ID
- Utility bill with current address
- Passport or Driving License or Aadhaar or Voter ID OR
- 3 months bank statement or Govt photo ID or Credit Card statement or Insurance policy or Vehicle registration or Spouce Passport or Marriage certificate, etc
- Aadhaar copy
- 1 Month credit card statement should not be older than 2 months/3 months salary slips
Features
- 1 Economy class ticket from Vistara on payment of joining fee
- 3 Club Vistara Points on every Rs. 200 spent on all your spends
- Earn 1,000 bonus CV points on spend of Rs. 50,000 within 90 days of card set-up
- Get 1 Economy class ticket each on annual spends of Rs. 1.25 lakhs, Rs. 2.5 lakhs & Rs. 5 lakhs
- Get 1 Hotel E-Voucher from Yatra worth Rs. 5000 on annual spends of Rs. 5 lakhs
- Earn 4 complimentary visits per year to Domestic Airport lounges
- Get 1 Economy class ticket from Vistara on payment of annual fees
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 1,499
- Annual fees Rs. 1,499
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form
Features
- Voucher worth Rs. 3,000 from Bata, Pantaloons, Shoppers stop, Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter
- Earn 10 Reward Points per Rs. 100 spent on Dining, Groceries Movies & Departmental Stores
- Earn 20 Reward Points per Rs. 100 spent on your birthday (Max 2,000 RP per year)
- Earn 2 Reward Points per Rs. 100 spent on all other spends except fuel
- Get Pizza Hut e-Voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter
- 8 Complimentary Domestic Aiport lounge visits every year (Max 2 visits per quarter)
- Complimentary Club Vistara Silver membership for 1 year
- Earn 9 Club Vistara Points for every Rs. 100 spent on Vistara flights booking
- E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons on crossing annual spends of Rs. 5 Lakhs
- 1% Fuel Surcharge Waiver (On txn amt Rs. 500 - Rs. 4,000) across all petrol pumps
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 2999
- Annual fees Rs. 2999 (Waived on annual spends of Rs. 3 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form
Features
- Voucher worth Rs. 3,000 from Yatra, Hush Puppies / Bata, Aditya Birla Fashion, Westside
- Earn up to 5% value back on spends on Tata outlets
- Earn 2% value back on spends at Croma and cromaretail.com
- Get a gift voucher worth Rs. 3000 each on annual spends of Rs. 4 lakhs & Rs. 5 lakhs
- Earn 3X Reward Points on Departmental & Grocery stores, Dining & International spends
- Earn 1 Reward Point per Rs. 100 on all other spends
Welcome benefits
Cashbacks & Rewards
(1X = 1 Reward point per ₹100 spent | 1 Reward point = Rs. 1)
Pricing
- Joining Fees Rs. 2999
- Annual fees Rs. 2999 (Waived on annual spends of Rs. 3 Lakh)
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form
Features
- 500 Reward Points on doing the 1st txn worth Rs. 2,000 within 60 days post card setup
- Get exciting offers while making online payment of utility bills, insurance, or telephone
- Get easy installment plan with lower interest rate
- Discounts in railway ticket booking from IRCTC
- 1% Fuel Surcharge Waiver upto Rs. 100 per statement cycle (On txn amt Rs. 500 - Rs. 3,000) across all petrol pumps
Welcome benefits
Cashbacks & Rewards
Pricing
- Joining Fees Rs. 499
- Annual fees Rs. 499
Documents Required
- Passport size photo (coloured)
- Proof of address (electricity bill, ration card)
- Photo ID Proof (driving licence, voter ID)
- Income Proof (IT Returns, Salary slip, Form 16)
- A signed consent form
HDFC All Miles Credit Card
Reward Type
Fuel
Joining Fee
Nil*
Annual Fee
Nil
Currently not available! for similar products
HDFC Business Money Back Credit Card
Reward Type
NA
Joining Fee
Annual Fee
NA
Currently not available! for similar products
HDFC Diners Club Platinum Credit Card
Reward Type
Travel
Joining Fee
Nil*
Annual Fee
Nil
Currently not available! for similar products
HDFC Diners Club Rewards Credit Card
Reward Type
Travel
Joining Fee
1000₹*
Annual Fee
1000₹*
Currently not available! for similar products
HDFC Moneyback Credit Card
Reward Type
LifeStyle
Joining Fee
500₹*
Annual Fee
500₹*
Currently not available! for similar products
HDFC Solitare Credit Card
Reward Type
LifeStyle
Joining Fee
Nil*
Annual Fee
Nil
Currently not available! for similar products
HDFC VISA Regalia Credit Card
Reward Type
LifeStyle
Joining Fee
Nil*
Annual Fee
Nil
Currently not available! for similar products
ICICI Bank Coral Credit Card
Reward Type
LifeStyle
Joining Fee
Nil*
Annual Fee
500₹
Currently not available! for similar products
ICICI Bank HPCL Credit Card
Reward Type
Fuel
Joining Fee
Nil*
Annual Fee
Nil*
Currently not available! for similar products
ICICI Bank Platinum Chip Credit Card
Reward Type
Cashback
Joining Fee
Nil*
Annual Fee
Nil*
Currently not available! for similar products
HDFC Snapdeal - Credit Card
Reward Type
NA
Joining Fee
500₹*
Annual Fee
500₹*
Currently not available! for similar products
HDFC Jet Platinum - Credit Card
Reward Type
Travel
Joining Fee
1000₹*
Annual Fee
1000₹*
Currently not available! for similar products
RBL Bank Fun+ Credit Card
Reward Type
Entertainment
Joining Fee
499₹
Annual Fee
499₹
Currently not available! for similar products
IndusInd Bank Platinum Aura Credit Card
Reward Type
Rewards
Joining Fee
Nil
Annual Fee
Nil
Currently not available! for similar products
YES First Preferred Credit Card
Reward Type
Travel
Joining Fee
Nil*
Annual Fee
Nil*
Currently not available! for similar products
Axis Bank Miles and More Credit Card
Reward Type
Travel
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Axis Bank My Zone Credit Card
Reward Type
Cashback
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Axis Bank Neo Credit Card
Reward Type
Shopping
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Axis Bank Privilege Credit Card
Reward Type
Travel
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Axis Bank Vistara Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
HDFC Diners Premium Credit Card Features
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
HDFC Platinum Times Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
HDFC Regalia First Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
HDFC Titanium Times Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
HSBC Platinum Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
JetPrivilege HDFC Bank Diners Club Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Jetprivilege HDFC Bank World Credit Card
Reward Type
Travel
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Kotak Delight Platinum Credit Card
Reward Type
Entertainment
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Kotak PVR Gold Credit Card
Reward Type
Entertainment
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Kotak PVR Platinum Credit Card
Reward Type
Entertainment
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Kotak Royale Signature Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Standard Chartered EMIrates World Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Standard Chartered Manhattan Platinum Credit Card
Reward Type
Cashback
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Standard Chartered Super Value Titanium Credit Card
Reward Type
Fuel
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
Yatra SBI Credit Card
Reward Type
Travel
Joining Fee
499₹
Annual Fee
499₹
Currently not available! for similar products
RBL Movies And More Credit Card
Reward Type
Entertainment
Joining Fee
1000₹
Annual Fee
1000₹
Currently not available! for similar products
RBL Titanium Delight Credit Card
Reward Type
Entertainment
Joining Fee
0₹
Annual Fee
0₹
Currently not available! for similar products
YES First Business Credit Card
Reward Type
Travel
Joining Fee
4999₹*
Annual Fee
4999₹*
Currently not available! for similar products
HDFC Bank Regalia Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil
Currently not available! for similar products
Diners Club Black
Reward Type
LifeStyle
Joining Fee
Nil*
Annual Fee
Nil
Currently not available! for similar products
HDFC Bank Freedom Credit Card
Reward Type
LifeStyle
Joining Fee
500₹*
Annual Fee
500₹*
Currently not available! for similar products
HDFC Bank Bharat Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
HDFC Bank Teachers Platinum Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
HDFC Bank Doctors Superia Credit Card
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Currently not available! for similar products
HDFC Millenia Credit Card
Reward Type
NA
Joining Fee
Annual Fee
nil*
Currently not available! for similar products
HDFC IOCL Credit Card
Reward Type
NA
Joining Fee
Annual Fee
nil*
Currently not available! for similar products
HDFC EasyEMI Credit Card
Reward Type
NA
Joining Fee
Annual Fee
nil*
Currently not available! for similar products
HDFC Dinersculb Privilege Credit Card
Reward Type
NA
Joining Fee
Annual Fee
nil*
Currently not available! for similar products
HDFC Life Click 2 Protect 3D Plus Life Option
Reward Type
NA
Joining Fee
Annual Fee
NA
Currently not available! for similar products
Fibe Card
Reward Type
LifeStyle
Joining Fee
0₹*
Annual Fee
0₹*
Currently not available! for similar products
HDFC Bank MoneyBack+ Credit Card
Reward Type
NA
Joining Fee
500₹*
Annual Fee
500₹*
Currently not available! for similar products
Kredit Bee Credit Card
Reward Type
NA
Joining Fee
99₹
Annual Fee
149₹
Currently not available! for similar products
Axis Bank ACE Credit Card
Reward Type
NA
Joining Fee
3.40%
Annual Fee
nil*
Currently not available! for similar products
Axis Select Credit Card
Reward Type
NA
Joining Fee
3.40%
Annual Fee
nil*
Currently not available! for similar products
Axis Flipkart Credit Card
Reward Type
NA
Joining Fee
Annual Fee
NA
Currently not available! for similar products
Axis Bank Magnus Credit Card
Reward Type
NA
Joining Fee
Annual Fee
NA
Currently not available! for similar products
Axis Bank IndianOil Credit Card
Reward Type
NA
Joining Fee
Annual Fee
NA
Currently not available! for similar products
Axis Bank Aura Credit Card
Reward Type
NA
Joining Fee
Annual Fee
NA
Currently not available! for similar products
Axis Bank Vistara Platinum Credit Card
Reward Type
NA
Joining Fee
Annual Fee
NA
Currently not available! for similar products
Axis Bank Vistara Infinite Credit Card
Reward Type
NA
Joining Fee
Annual Fee
NA
Currently not available! for similar products
Overview
Do you love to shop? Do you love to travel? Do you love to shop while you travel? Then the Citibank Rewards Credit Card is the one for you! This card comes with some amazing features for people whose expenses primarily include shopping and travelling.
The card offers accelerated reward points for every time you shop. The highlight of this card are the ‘never expiring reward points’. What more can a shopaholic ask for?
Here are some attractive features of the card to help you decide if the Citi Rewards Card is the right choice for you:
Get ‘Welcome Gift’ at the time of card issuance
Get 2500 reward points upon card activation. Earn 1,500 reward points for the first purchase made on the Citibank Rewards Credit Card – purchase to be completed within the first 30 days from the date of issue of the card. Also earn 1,000 bonus reward points for spending Rs. 1,000 on the Citibank Rewards Credit Card within the first 60 days of card issuance.
More rewards for your shopping
Users get ‘Accelerated Rewards’. You can earn 1 reward point for every Rs.125 spent on your card. You can also earn 10x the reward points for spending at online or physical department stores and clothing.
Get ‘Bonus Points’ on big-ticket purchases
You are given a 300 points reward for spending Rs. 30,000 or more in a given month.
Evergreen Reward Points
This is by far the best feature of this card. Your reward points will never expire! What more does a shopaholic want! The reward points on this card will never expire, allowing you to accumulate them and use them as you wish.
Contactless Pay
Most of the recent Citi credit cards are now enabled with Contactless Pay feature. This feature allows you to pay with just a tap on the POS machine instead of swipe or insert into the card machine. Moreover, for transactions under Rs.2000, you don’t even need to enter your PIN. It is as easy as that!
Citi Pay Lite
This feature helps you to convert your huge purchases into affordable monthly EMIs.
Citi Quick Cash
You can get instant cash loans, based on your card limit, to meet emergency needs.
Go Global!
Get access to local deals and discounts in more than 90 countries while you are travelling.
How to Apply for Citi Rewards Credit Card
Value Added Services
Every customer wants to feel special. Citibank takes cognisance of this fact and offers many value added services to its customers.
Flexible redemption of your Reward Points – You are given ultimate flexibility to redeem your reward points. You can now redeem them over SMS, Holidays, Air Miles, Cashback or purchase of premium products and services.
Travel and Lifestyle Services – Contact their Travel & Lifestyle Specialist who will help you to plan and create experiences that you will cherish for life.
What is the process to apply for a Citibank Rewards Credit Card?
You can apply for the card by logging on to Citibank Online.
- On the online application form, you will be required to enter your contact details, personal information like name, date of birth, nationality, PAN number etc.
- Then you have to enter your professional information relating to your job or business.
- The third part is your address information.
- Once you have submitted all the required information, your application will be taken up for processing.
- An authorized representative will contact you in the next 2-3 days to collect the documents proofs.
- The review of duly submitted applications will take 7 working days. Upon approval, the credit card and the welcome kit will be delivered to your mailing address.
Documents to be submitted for your Citibank Rewards Credit Card application
The following are the documents required for processing a credit card application
- One color passport size photograph
- Duly signed consent form
Address proof
- Valid Passport issued by Govt. of India
- Valid Driving License
- Proof of possession of Aadhaar number (Aadhaar Card/ E-Aadhaar)
- Voter's ID Card
- Job Card issued by NREGA duly signed by an officer of the State Government
Photo ID proof
- Valid Passport issued by Govt. of India
- Valid Driving License
- Proof of possession of Aadhaar number (Aadhaar Card/ E-Aadhaar)
- Voter's ID Card
- Job Card issued by NREGA duly signed by an officer of the State Government
For salaried employees – Latest 2 months’ salary slips
For self-employed individuals – Latest ITR
Eligibility criteria for Citibank Rewards Credit Card
- Minimum age of 18 years up to a maximum of 70 years
- You must be an Indian resident
Schedule of charges associated with Citi Rewards Credit Card
| Fee Type | Charges |
|---|---|
Annual Fee | Rs.1000 + taxes |
Cash Withdrawal fee | 2.5% of cash withdrawn or Rs.500 (whichever is higher) |
Late payment fee | For balances up to Rs.1,000 - NIL |
Over credit limit fee | 2.5% on the amount over and above the credit limit. (Minimum of Rs.500 excluding charges, taxes and fees) |
Cheque return or bounce fee | Rs.500 per cheque return |
Statement request fee | Rs.100 |
Surcharge on Railway ticket booking | 1.8% of the transaction value |
Duplicate card issue | Rs.100 |
Bill payment by cash at branch | Rs.250 per deposit |
Bill payment by cash at ATMs | Rs.100 per deposit |
Citibank Rewards Credit Card FAQs
1. What is the credit limit?
Credit Limit means the maximum amount of credit available on your Citi Rewards Credit Card.
2. What is the cash limit?
Cash limit is the maximum cash you can withdraw from your Citi Rewards Credit Card.
3. What is a billing date/cycle and due date?
Your credit card billing date is the date on which your monthly statement is generated. The due date is the date by which payment has to be made to avoid late payment charges or other penalties. The billing date and payment due date are mentioned on your credit card statement. You can also find it on your online login. The billing date and payment due date cannot be changed.
4. How can I make payment for my Citi Rewards Credit Card?
Citibank offers various options to make your credit card bill payment:
- Citibank Online Account login
- Payment through the Citi Mobile App
- Online payment through NEFT, Epay, Visa Money Transfer, Standing Instruction with your bank or NACH Mandate
- Payments can also be done via cheque or cash deposit at the branch
5. How do I convert one of my purchases into an EMI?
Citibank offers ‘Dial an EMI’ that enables you to convert your eligible purchases into EMI. You can login to your Citibank online account to avail this feature. You can also call the 24*7 CitiPhone number to execute this option.