Credit Score powered by our Bureau Partners 
® | 
CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
Availing credit cards in Chennai comes with major benefits. Get cashback and reward points for every spend. Pay your credit card bills via online banking. Build a credit history to boost your credit score. Apply online, the CreditMantri way!
Annual Fee
2000₹
Reward Type
Rewards
Joining Fee
2000₹
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
4999₹
Reward Type
LifeStyle
Joining Fee
4999₹
Features
Pricing
Documents Required
Annual Fee
499₹
Reward Type
Shopping
Joining Fee
499₹
Features
Pricing
Documents Required
Annual Fee
499₹
Reward Type
Shopping
Joining Fee
499₹
Features
Pricing
Documents Required
Annual Fee
1499₹
Reward Type
Travel
Joining Fee
1499₹
Features
Pricing
Documents Required
Annual Fee
4999₹
Reward Type
Travel
Joining Fee
4999₹
Features
Pricing
Documents Required
Annual Fee
300₹
Reward Type
Travel
Joining Fee
500₹
Features
Pricing
Documents Required
Annual Fee
1000₹
Reward Type
Rewards
Joining Fee
1000₹
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
499₹
Reward Type
Fuel
Joining Fee
499₹
Features
Pricing
Documents Required
Annual Fee
₹500
Reward Type
Shopping
Joining Fee
₹500
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
500
Reward Type
Rewards
Joining Fee
500
Features
Pricing
Documents Required
Annual Fee
1499₹
Reward Type
Shopping
Joining Fee
1499₹
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
NA
Reward Type
Shopping
Joining Fee
Features
Pricing
Documents Required
Current address available as proof:Annual Fee
1499₹
Reward Type
NA
Joining Fee
1499₹
Features
Pricing
Documents Required
Annual Fee
2999₹
Reward Type
NA
Joining Fee
2999₹
Features
Pricing
Documents Required
Annual Fee
2999₹
Reward Type
NA
Joining Fee
2999₹
Features
(1X = 1 Reward point per ₹100 spent | 1 Reward point = Rs. 1)
Pricing
Documents Required
Annual Fee
499₹
Reward Type
NA
Joining Fee
499₹
Features
Pricing
Documents Required
Annual Fee
999
Reward Type
NA
Joining Fee
999
Features
Pricing
Documents Required
Annual Fee
NA
Reward Type
NA
Joining Fee
Features
Pricing
Documents Required
Annual Fee
NULL
Reward Type
NA
Joining Fee
Rs.1999
Features
Pricing
Documents Required
Annual Fee
Rs.299
Reward Type
NA
Joining Fee
Rs.499
Features
Pricing
Documents Required
Annual Fee
Nil
Reward Type
Fuel
Joining Fee
Nil*
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
Nil
Reward Type
Travel
Joining Fee
Nil*
Annual Fee
1000₹*
Reward Type
Travel
Joining Fee
1000₹*
Annual Fee
500₹*
Reward Type
LifeStyle
Joining Fee
500₹*
Annual Fee
Nil
Reward Type
LifeStyle
Joining Fee
Nil*
Annual Fee
Nil
Reward Type
LifeStyle
Joining Fee
Nil*
Annual Fee
500₹
Reward Type
LifeStyle
Joining Fee
Nil*
Annual Fee
Nil*
Reward Type
Fuel
Joining Fee
Nil*
Annual Fee
Nil*
Reward Type
Cashback
Joining Fee
Nil*
Annual Fee
NA
Reward Type
Travel
Joining Fee
Nil*
Annual Fee
500₹*
Reward Type
NA
Joining Fee
500₹*
Annual Fee
1000₹*
Reward Type
Travel
Joining Fee
1000₹*
Annual Fee
499₹
Reward Type
Entertainment
Joining Fee
499₹
Annual Fee
Nil
Reward Type
Rewards
Joining Fee
Nil
Annual Fee
Nil*
Reward Type
Travel
Joining Fee
Nil*
Annual Fee
2500₹
Reward Type
Rewards
Joining Fee
2500₹
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
Travel
Joining Fee
nil*
Annual Fee
nil*
Reward Type
Entertainment
Joining Fee
nil*
Annual Fee
nil*
Reward Type
Entertainment
Joining Fee
nil*
Annual Fee
nil*
Reward Type
Entertainment
Joining Fee
nil*
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
Cashback
Joining Fee
nil*
Annual Fee
nil*
Reward Type
Fuel
Joining Fee
nil*
Annual Fee
499₹
Reward Type
Travel
Joining Fee
499₹
Annual Fee
1000₹
Reward Type
Entertainment
Joining Fee
1000₹
Annual Fee
0₹
Reward Type
Entertainment
Joining Fee
0₹
Annual Fee
4999₹*
Reward Type
Travel
Joining Fee
4999₹*
Annual Fee
2499₹*
Reward Type
Rewards
Joining Fee
2499₹*
Annual Fee
nil
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
Nil
Reward Type
LifeStyle
Joining Fee
Nil*
Annual Fee
500₹*
Reward Type
LifeStyle
Joining Fee
500₹*
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
Annual Fee
nil*
Reward Type
NA
Joining Fee
Annual Fee
nil*
Reward Type
NA
Joining Fee
Annual Fee
nil*
Reward Type
NA
Joining Fee
Annual Fee
nil*
Reward Type
NA
Joining Fee
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
0₹*
Reward Type
LifeStyle
Joining Fee
0₹*
Annual Fee
NA
Reward Type
Shopping
Joining Fee
Annual Fee
NA
Reward Type
Shopping
Joining Fee
Annual Fee
NA
Reward Type
Shopping
Joining Fee
Annual Fee
500₹*
Reward Type
NA
Joining Fee
500₹*
Annual Fee
nil*
Reward Type
NA
Joining Fee
3.40%
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
NA
Reward Type
Shopping
Joining Fee
Annual Fee
NA
Reward Type
NA
Joining Fee
Annual Fee
NA
Reward Type
NA
Joining Fee
Bharatanatyam, blockbusters and beaches! These are the three B’s that immediately come to our minds when we think of what is referred to as the culture capital of India, Chennai. Not many people know that it is known for another B: banks. Tamil Nadu’s capital Chennai has a long history with banking right from the colonial times and today numerous prominent commercial and banking establishments have the city as their first home, the city also serves as a captive centre of operations for several global banks and financial corporations.
So, are you looking for a credit card in the wonderful city of Chennai? If your answer is a resounding “Yes”, then read on.
A credit card is usually a plastic card issued by a financial company like a bank that gives the card-holder an option to borrow funds at point of sale. Hence, a credit card is plastic money that is essentially borrowed. It comes with an approved credit limit (based on your salary and credit rating) that allows you to make purchases and pay back later, along with interest charges as accrued. It comes in handy for making various transactions, as opposed to carrying money. As long as you pay back the money you borrowed within the grace period, which is ideally the interest-free period, you don’t have to pay extra in the form of hefty interest charges.
There are different types of credit cards – lifestyle credit cards, rewards credit cards, cashback credit cards, fuel credit cards, shopping credit cards, business credit cards etc. Based on your need, repayment capacity, and existing loan obligations, lenders can approve a credit card in Chennai for you.
Key features of a Credit Card:
Different credit cards have different eligibility requirements. Compare different eligibility requirements before applying for credit.
Ideally, one should be salaried or self-employed, having a regular source of income, be over 21 years of age and have a clean credit history.
Documentation is generally minimal. Following is an overview:
To discover the exclusive offers on credit cards in Chennai, register now on CreditMantri.
Before selecting a credit card, it is advised that you do a credit card comparison and select the ones which fulfill all your requirements, this is one way of ensuring you get the best credit card offers in Chennai.
Can I apply for Credit Card online?
Absolutely. Several lenders have the facility to apply online.
Can I avail the EMI Facility with a credit card?
Most Credit Card issuers offer you attractive repayment terms at affordable interest rates and flexible tenure. You can convert your purchases over Rs. 5,000 to easy EMIs. Generally, once a transaction is converted into EMIs the same cannot be reversed or cancelled. You have the option to only pre-close an EMI, although pre-closure charges are applicable.
How can I convert my credit card purchase into EMI?
You can avail the EMI option by logging to your Net banking platform with your user ID and password, and covert a purchase into EMI online. Alternatively, you can call the customer care for help with converting a purchase into an EMI.
How to apply for credit card loan in Chennai?
You can check your eligibility and apply for a loan against your credit card limit by logging in to your net banking account.
I got my credit card bill. What are the bill paying options available?
You can choose from the following options to make your bill payment:
You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.
CreditMantri matches your credit and demographic profile to the lender's lending criteria and presents you a shortlist of only those lenders willing to lend to you based on your unique credit profile. In effect, we pre-screen your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chances of your credit card application getting approved is higher.
Click here to sign up and apply for loans and credit cards , the CreditMantri way!
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application