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CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Get home loans at banks and NBFCs in Bhubaneswar at fixed rate of interest schemes with competitive home loan interest rates. Minimal documentation and speedy processing. Get balance transfers and top up facilities. Check deals and apply now.
Processing Fee
10,000₹*
Max Tenure
5 yrs
Best Rate
7.35%
Features
Pricing
Documents Required
Processing Fee
0%*
Max Tenure
30 yrs
Best Rate
6.90%
Features
Pricing
Documents Required
Processing Fee
3-5%
Max Tenure
15 yrs
Best Rate
12%
Features
Pricing
Documents Required
Processing Fee
Rs. 10,000/-*
Max Tenure
30 yrs
Best Rate
8.65%
Processing Fee
0.25%
Max Tenure
NA
Best Rate
8.33%
Processing Fee
2%
Max Tenure
15 yrs
Best Rate
15%
Processing Fee
NIL
Max Tenure
30 yrs
Best Rate
9.65%
Processing Fee
Nil
Max Tenure
20 yrs
Best Rate
9.1%
Processing Fee
0.25%*
Max Tenure
25 yrs
Best Rate
8.70%*
Processing Fee
Rs.5000/-*
Max Tenure
30 yrs
Best Rate
8.70%
Processing Fee
Rs.9500/-*
Max Tenure
15 yrs
Best Rate
12%
Processing Fee
1%*
Max Tenure
20 yrs
Best Rate
12%
Processing Fee
1.50%
Max Tenure
60 months
Best Rate
10.75%
Processing Fee
0.25%*
Max Tenure
20 yrs
Best Rate
9.75%
Processing Fee
Rs. 10,000/-*
Max Tenure
30 yrs
Best Rate
8.40%
Processing Fee
1.5%
Max Tenure
20 yrs
Best Rate
10.50%
Processing Fee
NIL
Max Tenure
25 yrs
Best Rate
8.70%
Processing Fee
Rs.2500/-*
Max Tenure
25 yrs
Best Rate
8.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
10,000₹*
Max Tenure
nil*
Best Rate
8.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.7%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.45%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
nil*
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10..0%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.10%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.10%
Processing Fee
1.50%
Max Tenure
30 yrs
Best Rate
9.1%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
Processing Fee
nil*
Max Tenure
NA
Best Rate
Real estate investments have earned the reputation of being a "smart investment" option in every Indian household. Purchasing a home is regarded as the most prudent investment option in this country.
Bhubaneshwar, the state capital of Odisha, has the best property prices in the state. It is also aided by continuous development and infusion of development schemes, making it an appealing destination for property investment.
| Locality Name | Property Rates (Price Range (Rs. per sq. ft.) |
|---|---|
Andharua | Rs. 2,338 - 3,102/sq. ft. |
Chandaka | Rs. 2,592 - 3,102/sq. ft. |
Damana Square | Rs. 4,718 - 5,398/sq. ft. |
Gudiapokhari | Rs. 2,550 - 2,932/sq. ft. |
Jatni | Rs. 3,272 - 3,910/sq. ft. |
Jaydev Vihar | Rs. 4,930 - 5,568/sq. ft. |
Kalinganagar | Rs. 4,888 - 5,738/sq. ft. |
Khandagiri | Rs. 4,548 - 5,015/sq. ft. |
Madanpur | Rs. 3,315 - 3,910/sq. ft. |
Nayapalli | Rs. 5,525 - 5,865/sq. ft. |
Old Town | Rs. 3,698 - 4,122/sq. ft. |
Pahala | Rs. 3,995 - 4,718/sq. ft. |
Palasuni | Rs. 4,548 - 5,228/sq. ft. |
Patia | Rs. 4,208 - 4,845/sq. ft. |
Patrapada | Rs. 4,165 - 4,420/sq. ft. |
Pokhariput | Rs. 2,805 - 4,165/sq. ft. |
Raghunathpur | Rs. 3,825 - 4,378/sq. ft. |
Rasulgarh | Rs. 3,910 - 4,590/sq. ft. |
Sailashree Vihar | Rs. 4,802 - 5,270/sq. ft. |
Sundarpada | Rs. 2,592 - 3,145/sq. ft. |
Sunderpada | Rs. 2,592 - 3,145/sq. ft. |
Tamando | Rs. 3,230 - 4,462/sq. ft. |
Uttara | Rs. 2,338 - 2,508/sq. ft. |
Home loans are the most common way to purchase your dream home. Home loans provide financing for up to 80% of the purchase price at extremely low interest rates. They allow you to repay the amount over a period of 30 years, allowing you to plan your monthly finances with ease.
| Housing Finance Company | Housing Finance Interest Rates | Processing Fee |
|---|---|---|
SBI | Starts at 6.55% | 0.40% Min of Rs.10000 and a Max of Rs.30000 |
HDFC | Starts at 6.75% | 0.50%, Min Rs. 3,000 |
PNB Housing Finance | Starts at 7.35% | 0.50%, Min Rs. 10,000 |
LIC Housing Finance | Starts at 6.66% | Min Rs. 10,000 to |
Indiabulls | Starts at 8.65% | 1.00% |
IIFL | Starts at 8.45% | 1.25% |
Piramal Housing Finance | Starts at 9.00% | 0.10% |
GIC Housing Finance | Starts at 10.25% | Min Rs. 2,500 |
Sundaram Home Finance | Starts at 6.95% | NIL |
L&T Housing Finance | Starts at 6.75% | 2.00% Min Rs. 4,999 |
In Bhubaneshwar, you can get the following types of home loans:
Home loans to purchase a residential property
A Home Loan, also known as a housing loan, is provided for the purchase of a house or apartment. Banks typically lend 80 to 85% of the property's market value. They are available in a variety of tenure lengths and interest rates, both fixed and floating. This can be used to buy new homes or old homes that have been resold in the real estate market.
Loans to purchase residential plots
This loan is available for the purchase of land or an empty plot for residential construction, or investment purposes. This loan cannot be used to purchase any agricultural land. Unlike home loans, where the loan amount is typically 80 to 85% of the property's value, land loans are offered up to 90% of the cost.
Loans to construct a house
Home construction loans are available for the sole purpose of constructing a home on previously owned land. The land can be an empty lot or it can be used to demolish an existing house and build a new one in its place. Typically, the loan amount provided for this is between 85 – 90% of the construction cost.
Home improvement loans
These loans assist the borrower with any home improvement or renovation work. They apply to all types of construction and renovation work. Paint jobs, new flooring, plumbing, and exterior elevation work are all covered by home improvement loans.
Home expansion loans
These are loans given to borrowers in order for them to expand their existing homes. This includes everything from expanding a single room to adding additional rooms to constructing a new floor above the existing house. Depending on the project, these costs could range from Rs. 20,000 to Rs. 10 lakhs.
Additional Read: Home Loan Application Process
Since home loans are offered for large sums and have long repayment terms, banks have strict eligibility criteria for sanctioning a home loan. The fundamental requirements are as follows:
EMI is Equated Monthly Instalment. This is the amount you will be paying to the bank every month till the loan tenure is completed to pay off your loan. This amount includes your interest component and the principal component.
Credit Mantri has a Home Loan EMI Calculator which allows you to calculate the approximate EMI you will have to shell out on your home loan. You can adjust the loan tenure and interest rate to find out different EMIs for calculation purposes.
Calculating your EMI is a good way to find out if you can afford the home loan. It helps you in your loan processing cycle.
1. What is the average time taken for home loan processing in Bhubaneshwar?
Home loans usually take up to 15- 30 business days for processing and sanctioning.
2. What are the different repayment tenures available for home loans in Bhubaneshwar?
Home loans in Bhubaneshwar come with a maximum repayment tenure of 30 years. However, this will be determined by your lender on a case to case basis.
3. What is the maximum home loan that I can get in Bhubaneshwar?
For the purchase of new or pre-owned homes, one can receive up to 85% of the purchase price. You can get up to 75% of the project cost as a loan if you are constructing a house. You can get a loan for up to 80% of the project cost for home renovations and repairs. Home loans of up to Rs.10 crores are available in the current market, depending on your eligibility.
4. What is the most number of co-applicants I can have on my home loan application?
The maximum number of joint applicants in an Indian home loan application is six. Also, keep in mind that each applicant must be an immediate family member.
5. What are the charges for pre-closure of home loans?
Most banks don’t levy any pre-closure charges if you are repaying the loan with your own income.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application