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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Enjoy instant online approvals for personal loans provided at banks and NBFCs in Bhopal. Flexible tenure option is provided. Get quick disbursal of loans. No restrictions on the use of the loan amount. Check loans and apply now through CreditMantri.
Processing Fee
2.25%
Max Tenure
24 to 48 Months.
Best Rate
11% P.A
Features
Pricing
Documents Required
Processing Fee
4%
Max Tenure
6 - 36 Months.
Best Rate
14.04% P.A
Features
Pricing
Documents Required
Processing Fee
2000₹
Max Tenure
18 Months.
Best Rate
28% p.a
Features
Pricing
Documents Required
Processing Fee
3-4%
Max Tenure
2 yrs
Best Rate
18%
Features
Pricing
Documents Required
Processing Fee
1.0%
Max Tenure
12-72 Months.
Best Rate
12% P.A.
Features
Pricing
Documents Required
Processing Fee
2.5%
Max Tenure
12 Months.
Best Rate
35.1% p.a
Features
Pricing
Documents Required
Processing Fee
2.5%
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A
Features
Pricing
Documents Required
Processing Fee
2% - 5%
Max Tenure
3 - 60 Months
Best Rate
16% P.A.
Features
Pricing
Documents Required
Processing Fee
3%
Max Tenure
12-72Months
Best Rate
11.04% P.A.
Features
Pricing
Documents Required
Processing Fee
Nil*
Max Tenure
36 Months.
Best Rate
Nil*
Features
Pricing
Documents Required
Processing Fee
2.50%
Max Tenure
12 - 72 Months.
Best Rate
11.04% P.A.
Features
Pricing
Documents Required
Processing Fee
2%
Max Tenure
2 - 60 months
Best Rate
15.96% P.A.
Features
Pricing
Documents Required
Processing Fee
1%
Max Tenure
12 - 60 Months.
Best Rate
12.96% P.A.
Features
Pricing
Documents Required
Processing Fee
2.0%
Max Tenure
5 yrs
Best Rate
15.5%
Processing Fee
2%
Max Tenure
nil*
Best Rate
23.0%
Processing Fee
2%
Max Tenure
1-5 yrs
Best Rate
10.75%
Processing Fee
2%
Max Tenure
5 yrs
Best Rate
13.99%
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2.50%
Max Tenure
12 - 72 Months.
Best Rate
10.99%
Processing Fee
2%
Max Tenure
1.6 yrs
Best Rate
18%
Processing Fee
2.25%
Max Tenure
5 yrs
Best Rate
14.75%
Processing Fee
999₹*
Max Tenure
5 yrs*
Best Rate
11.49%*
Processing Fee
2.5%
Max Tenure
1 year
Best Rate
35.1% p.a
Processing Fee
2%
Max Tenure
6 to 36 Months.
Best Rate
7.99% p.m
Processing Fee
1.50%
Max Tenure
up to 6 years
Best Rate
15.65% p.a
Processing Fee
Nil
Max Tenure
6 years
Best Rate
9.9%-45% p.a.
Processing Fee
2%
Max Tenure
NA
Best Rate
Processing Fee
0.5%*
Max Tenure
5 yrs
Best Rate
12.99%*
Processing Fee
2%
Max Tenure
4 yrs
Best Rate
17.25% *
Processing Fee
2.49%
Max Tenure
NA
Best Rate
16%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.95%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.40%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
12.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.40%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.99%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.45%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.20%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
11.75%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
14.05%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
13.99%
Processing Fee
3.0%
Max Tenure
NA
Best Rate
1%
Processing Fee
2.5%
Max Tenure
nil*
Best Rate
11.99%
Do you live in Bhopal? Are you looking for a personal loan in Bhopal and wondering what your options are? Read on!
A personal loan is an unsecured loan, meaning you do not need to pledge collateral or offer any asset as security in order to avail the loan. The disbursal is generally quick, which makes it an ideal loan for emergency purposes.
Features of a Personal Loan:
Check Eligibility Online
Many lenders allow you to check your eligibility online at their website. Using the online eligibility calculator, you can check your personal loan eligibility within a matter of minutes.
Get Instant Online Approvals
Lenders offer instant approvals for personal loan based on your existing relationship with them and approve your loan application almost instantly. You can apply on their website online or apply through your Net Banking account to check whether you are eligible for any pre-approved offers on their personal loans.
Quick Disbursal
Personal loan disbursal is generally quick, once you are found to be credit worthy. Lenders generally disburse the loan amount within 72 hours of loan approval. Some banks like HDFC offer over-the-counter personal loan for certain customers, where you can walk-in with your documents and walk out with the loan in your bank account.
Flexible Tenure
Personal loan providers offer flexible and long tenures which could make repayment very easy and convenient. You can choose from tenures ranging from 12 months to 60 months or more, which depends on the lender.
Loan Amount
The loan amount can go up to lakhs. When you apply for a personal loan, the amount that you apply for must be proportionate with your income and repayment ability. The final loan amount that is approved depends entirely on the lender and their policies.
Personal loans are one of the costliest loans in the market. It comes with high interest rates which could go up to as high as 32% p.a. or even more, depending on your credit situation.
All major banks and NBFCs offer personal loans in Bhopal. Popular banks and NBFC’s that offer personal loans in Bhopal include: HDFC Bank, ICICI Bank, Axis Bank, Citi, SBI, Shriram Finance, Fullerton, etc.
Personal loans in Bhopal for salaried, self-employed and business people are available. You can do a simple internet search to find the best personal loan offers and personal loan providers in Bhopal.
It is possible to get a personal loan with bad credit, although it depends on a variety of factors including, the severity of your credit situation, and the relationship with your lender. It certainly becomes very difficult to avail a loan if your credit situation is bad. Some lenders might offer a loan upon pledging of some form of collateral, so that they are secured against default. Be aware that your loan might be rejected outright as well because of your credit score.
You can check your eligibility for a personal loan in Bhopal online, on the lender’s website.
For salaried / self-employed professionals:
Following are an overview of the documents generally asked while applying for a personal loan in Bhopal:
For the self-employed and those into business, the following might be requested for in addition to the above-mentioned documents.
Those who have an excellent credit history can get access to personal loans at low interest rates. If you have an excellent credit score, then lenders will be more than willing to lend to you. Those with a good credit score should negotiate for the best interest rates. Do not just agree for the first offer made to you—it can prove to be unnecessarily costly!
Do keep in mind that having a good credit score does not ensure approval of your personal loan application. It depends on various other factors, like your existing loan obligations, net annual income, age, repayment track, etc.
1. What is the minimum and maximum loan amount?
Typically, the loan amount ranges from a few thousands to lakhs of rupees. It depends on various criteria like your net annual income, your repayment behavior, your credit score and credit history. Final approval of your loan amount is at the sole discretion of your lender.
2. Do I have to pledge any collateral in order to secure a personal loan?
No collateral or security is required for obtaining a personal loan in Bhopal. However, if your credit condition is poor, you might be asked to pledge collateral.
3. How do I repay the loan?
Repayment is done by way of convenient EMIs (Equated Monthly Instalments).
4. What is an EMI?
EMI stands for Equated Monthly Installment and is the monthly amount you need to pay your lender towards servicing your personal loan—interest included.
There are several ways to apply for a personal loan:
Need help? Alternatively, if you think you need help with your personal loan application and advice on loan eligibility, then CreditMantri can guide you and match you with the loan offer that best suits your unique credit profile.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application