Best Airport Lounge Access Debit Cards

What is an Airport Lounge Access Debit Card?

An Airport Lounge Access Debit Card is a debit card that grants the cardholder entry into airport lounges, similar to how credit cards with lounge access benefits work. These lounges typically offer various amenities like comfortable seating areas, Wi-Fi, beverages, quiet workspaces, and sometimes even more, like access to food and showers.

It's important to note that not all debit cards offer lounge access, and the specific benefits and eligibility criteria can vary depending on the card issuer and the card itself.

List of Top 10 Debit Cards Offering Airport Lounge Access

1. HDFC Bank Millennia Debit Card

The HDFC Bank Millennia Debit Card is a good option for those who like to travel domestically and want to earn rewards while they're at it. This card offers complimentary access to airport lounges four times a year, but you'll need to spend at least ₹5,000 in the previous quarter to qualify.

Airport Lounge Access:

• Complimentary access: 4 times annually (once per calendar quarter) at domestic airports across India.
• Eligibility: Requires a minimum spend of ₹5,000 in the previous calendar quarter.

Other Card Benefits:

• CashBack Rewards: Earn points for transactions exceeding ₹400.
• Higher Debit Card Limits: Increased daily limits for shopping and cash withdrawals compared to standard debit cards.
• Online Shopping: Secure online transactions using Verified by VISA/MasterCard SecureCode.
• Contactless Payment Technology: Tap and pay for convenience and security.
• Insurance Cover:
• Fire & Burglary Protection: Up to ₹200,000.
• Checked Baggage Insurance: Up to ₹2 lakh.
• Zero Liability Protection against unauthorized transactions.

• Fuel Surcharge Waiver: Waived on fuel transactions at petrol pumps.

2. ICICI Bank Platinum Debit Card

The ICICI Bank Platinum Debit Card caters to frequent domestic travellers who value airport lounge access but might not want to worry about minimum spending requirements. Unlike some cards, this one offers complimentary access to participating airport lounges up to 2 times per quarter simply for being a cardholder.

Airport Lounge Access:

• Complimentary access: Up to 2 times per quarter at participating airport lounges.
• Eligibility: Card membership itself seems to be sufficient for access, unlike some cards requiring minimum spending.

Other Card Benefits:

• Higher Transaction Limits: Increased daily limits for shopping and cash withdrawals compared to standard debit cards.
• Rewards Program: Earn ICICI Bank Reward Points for transactions.
• Insurance Coverage:
• Purchase Protection Cover (varies based on savings account linked).
• Personal Accident Insurance (Air) (varies based on savings account linked).
• Zero Liability Protection against unauthorized transactions.

• Online Transactions: Secure online transactions.
• Convenience Features:
• Itemized billing for easier tracking of expenses.
• 24/7 Customer Care support.

3. SBI Platinum Debit Card

The SBI Platinum Debit Card is a domestic travel-friendly option that offers complimentary access to airport lounges twice a year through the Priority Pass program. This card caters to individuals who value occasional lounge access while travelling domestically in India.

Airport Lounge Access:

• Complimentary access: 2 times per year (once every 6 months) at domestic airports across India through the Priority Pass program.
• Eligibility: No specific minimum spend requirement is mentioned publicly. However, it's advisable to confirm directly with SBI for any potential requirements.

Other Card Benefits:

• Reward Points: Earn 2 SBI card Rewardz points for every ₹200 spent.
• Higher Transaction Limits: Increased daily limits for ATM withdrawals and online transactions compared to standard debit cards.
• Insurance Coverage:
• Personal Accidental Death Insurance (varies based on card variant).
• Purchase Protection Insurance (varies based on card variant).
• Zero Liability Protection against unauthorized transactions.

• Online Transactions: Secure online transactions with Verified by Visa/MasterCard SecureCode.
• Additional Benefits:
• Activation bonus points.
• Birthday bonus points.
• Discounts and offers on various brands and merchants.

4. IndusInd World Exclusive Debit Card

Do movie nights and travel excite you? The IndusInd World Exclusive Debit Card might be your perfect match. This card offers not only complimentary lounge access but also reward points redeemable for movie tickets and travel vouchers.

1. World Select Debit Card:

• Airport Lounge Access:
• Complimentary access: 2 times per quarter at participating domestic and international airport lounges in India.
• Eligibility: No specific minimum spend requirement is mentioned publicly. However, it's recommended to confirm with IndusInd Bank for any potential requirements.

• Other Benefits:
• Reward Points: Earn 6 Reward Points for every ₹150 spent on retail transactions. Points can be redeemed for various rewards like gift vouchers, flight tickets, and merchandise.
• Buy One Get One Offers: Discounts on movie tickets and other offers throughout the year.
• Free Movie Tickets: Up to ₹6,000 worth of annual movie ticket vouchers.
• Higher Transaction Limits: Increased daily limits for ATM withdrawals and POS transactions compared to standard debit cards.
• Insurance Coverage:
• Personal Accidental Death Insurance (up to ₹2 lakh).
• Purchase Protection Insurance (up to ₹25,000).
• Zero Liability Protection against unauthorized transactions.

2. Signature Exclusive Debit Card:

• Airport Lounge Access:
• Complimentary access: Up to 4 times per quarter at participating domestic and international airport lounges in India.
• Eligibility: No specific minimum spend requirement is mentioned publicly. However, it's recommended to confirm with IndusInd Bank for any potential requirements.

• Other Benefits:
• Similar benefits to the World Select IndusInd Debit Card, including reward points, movie ticket offers, higher transaction limits, insurance coverage, and complimentary access to international airport lounges (limited visits per year).

• Additional benefits might include:
• Higher purchase protection insurance coverage.
• Exclusive discounts and offers on travel and lifestyle products.

5. YES Prosperity Platinum Debit Card

For those seeking well-rounded benefits and travel perks, the YES Prosperity Platinum Debit Card is a strong contender. This card provides a welcome bonus, reward points, complimentary lounge access, and comprehensive insurance coverage.

Airport Lounge Access:

• Complimentary access: Once per quarter at domestic airport lounges across India.

Other Card Benefits:

• Reward Points: Earn 4 points for every ₹200 spent. These points can be redeemed for various rewards like vouchers, merchandise, and flight tickets.
• Welcome Benefits: Up to ₹10,000 worth of benefits upon card issuance, which may include travel vouchers, cashback offers, and discounts on various products and services (specific offers may vary).
• Higher Transaction Limits: Increased daily limits for cash withdrawals and POS transactions compared to standard debit cards.
• Insurance Coverage:
• Personal Accidental Death Insurance (up to ₹5 lakh).
• Purchase Protection Insurance (up to ₹25,000).
• Lost Card Liability Protection (up to ₹2 lakh).

• Fuel Surcharge Waiver: Waived fuel surcharge on transactions at petrol pumps across India.
• International Acceptance: Widely accepted at over 1.2 million ATMs and over 25 million merchant establishments worldwide.
• Additional Features:
• Instant EMI facility at over 80,000 stores.
• Online shopping security with Verified by Visa/MasterCard SecureCode.
• 24/7 customer support.

6. SBI Platinum International Debit Card

The SBI Platinum International Debit Card caters to travelers who occasionally fly domestically and want some international acceptance. It offers complimentary access to domestic airport lounges twice a year through the Priority Pass program. Additionally, this card provides reward points on spending, higher transaction limits for ATMs and online transactions, and secure online transactions.

Airport Lounge Access:

• Complimentary access: 2 times per year (once every 6 months) at domestic airports across India through the Priority Pass program.
• Eligibility: While no specific minimum spend requirement is publicly mentioned, it's advisable to confirm directly with SBI for any potential requirements.

Other Card Benefits:

• Rewards: Earn 2 SBI Rewardz points for every ₹200 spent.
• Higher Transaction Limits: Increased daily limits for ATM withdrawals and online transactions compared to standard debit cards.
• Online Transactions: Secure online transactions with Verified by Visa/MasterCard SecureCode.
• Additional Benefits:
• Activation bonus points.
• Birthday bonus points.
• Discounts and offers on various brands and merchants.

7. IDFC FIRST Wealth Debit Card

Are you a frequent traveller who prioritises luxury and security? The IDFC FIRST Wealth Debit Card might be perfect for you. This card offers unmatched complimentary access to both domestic and international airport lounges, along with the highest transaction limits and insurance coverage we've seen so far.

Airport Lounge Access:

• Complimentary access:
• Domestic Lounges: 3 visits per quarter with a companion (totalling 3+3 visits).
• International Lounges: 2 visits per quarter (charged $32, reversed within 10 days).

• Eligibility: Maintaining the minimum balance requirement for the linked savings account.

Other Card Benefits:

• Enhanced Transaction Limits:
• Cash withdrawal limit: ₹7 Lakhs per day.
• POS purchase limit: ₹12 Lakhs per day.

• Insurance Coverage:
• Personal Accident Insurance: Up to ₹1 Crore.
• Air Accident Insurance: Up to ₹2.5 Crores.
• Purchase Protection Cover: Up to ₹1 Lakh.

8. Kotak Privy League Signature Debit Card

For the jet setter on the go, the Kotak Privy League Signature Debit Card boasts worldwide acceptance and a premium lounge access program. This card prioritizes security features and offers comprehensive insurance coverage for peace of mind while travelling.

Airport Lounge Access:

• Complimentary access: 2 free visits per quarter to participating airport lounges globally, through the Priority Pass program.

Other Card Benefits:

• Worldwide Acceptance: Kotak’s Debit Card is widely accepted at merchant establishments and ATMs worldwide that accept Visa cards.
• Enhanced Security: Chip-based card with additional security features for safer transactions.
• Higher Transaction Limits:
• Daily ATM withdrawal limit: Up to ₹3.5 Lakhs.
• Daily purchase limit: Up to ₹3.5 Lakhs.

• Insurance Coverage:
• Lost Card Liability: Up to ₹4 Lakhs.
• Purchase Protection: Up to ₹1.5 Lakhs.
• Air Accident Cover: Up to ₹1 Crore.
• Personal Accidental Death Cover: Up to ₹15 Lakhs.

9. Axis Priority Debit Card

Exclusive to Axis Bank's Priority customers, the Axis Priority Debit Card provides unparalleled value within India. This card offers complimentary access to domestic lounges, eliminates ATM fees nationwide, and rewards you with points for everyday spending.

Airport Lounge Access:

• Complimentary access: Free access to domestic airport lounges across India through the Priority Pass program. This typically allows for 4 visits per year (once per quarter).

Other Card Benefits:

• Exclusivity: Available only to Axis Bank Priority customers, who typically meet specific account balance or relationship criteria set by the bank.
• Reward Points: Earn 1,000 eDGE reward points upon card activation within 30 days of issuance.
• Higher Transaction Limits: Enjoy increased daily cash withdrawal limits of ₹1 Lakh and daily purchase limits of ₹4 Lakhs.
• Free ATM transactions: No charges for using any ATM in India, including those from other banks.
• No Fees: Waived issuance and annual fees for the card.

10. HDFC Bank EasyShop Platinum Debit Card

The HDFC Bank EasyShop Platinum Debit Card caters to frequent shoppers. It offers cashback rewards on various spending categories and allows converting purchases into EMIs. This card also includes higher transaction limits and complimentary lounge access with a minimum spend requirement.

Airport Lounge Access:

• Limited access: 2 complimentary visits per quarter with a minimum spend of ₹5,000 in the previous calendar quarter.

Other Card Benefits:

• Cashback Program:
• Earn 1 CashBack point for every ₹100 spent on Telecom and Utilities bills.
• Earn 1 CashBack point for every ₹200 spent on Groceries & Supermarkets, Restaurants & Apparel, and Entertainment.
• Maximum cap of ₹750 per month.

• Higher Transaction Limits:
• Daily Shopping Limit: ₹5 Lakhs
• Daily ATM Withdrawal Limit: ₹1 Lakh
• Cash withdrawal at PoS: Up to ₹2,000/day with a monthly limit of ₹10,000

• No Cost EMI: Convert purchases above ₹5,000 into equated monthly instalments (EMI) with participating merchants.

FAQs On Airport Lounge Access Debit Card:

Disclaimer:

This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.