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Introduction to the Fund
Baroda Pioneer Mutual Fund is managed by Baroda Pioneer Asset Management Company. It is a joint venture between two financial services organisations – Bank of Baroda and Pioneer Investments. They offer a range of equity, debt and money market options. It is present out of 40 locations in the country and the assets managed by the company has been to the tune of Rs. 14, 9691 crores as a monthly average ending on 31 August, 2018.
Types of Mutual Fund offered by Baroda Pioneer Mutual Fund
Baroda Pioneer Mutual Fund offers many schemes under the Equity, Debt Income and Liquid types of Mutual Funds. Under Equity, there are 6 varied schemes. The debt income type of fund offers 8 different schemes. The funds are managed by professional fund managers who have more than a decade experience in investment portfolios.
Equity Schemes
Baroda Multi Cap Fund
| Description | An open ended equity scheme investing across large cap, mid-cap and small cap stocks. |
| Objective | To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments. |
| Suitable for | Capital appreciation over long term. Investment predominantly in equity and equity related instruments. |
| Date of Allotment | September 12, 2003 |
| Benchmark | S&P BSE 200 |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Pay-out 2. Re-investment (default sub-option in case no option specified by investor) C. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | 1% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units |
| Riskometer | Moderately High Risk |
Baroda ELSS’96
| Description | Open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit. |
| Objective | To provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961 |
| Suitable for | Capital growth over long term. Investment predominantly in equity and equity related instruments. |
| Date of Allotment | March 31, 1996 |
| Benchmark | S&P BSE 200 |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Pay-out C. Bonus Option |
| Minimum Investment | Rs. 500 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | Nil |
| Riskometer | Moderately High Risk |
Baroda Mid Cap Fund
| Description | Open-ended equity scheme pre-dominantly investing in mid cap stocks. |
| Objective | Generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of growth oriented mid cap stocks. |
| Suitable for | Capital appreciation over long term. Investment predominantly in equity and equity related securities of growth oriented Mid-Cap stocks. |
| Date of Allotment | October 4, 2010 |
| Benchmark | S&P BSE Mid-cap index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Pay-out; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | 1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units. |
| Riskometer | High Risk |
Baroda Large Cap Fund
| Description | Open-ended equity scheme pre-dominantly investing in large cap stocks. |
| Objective | Generate capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of large cap companies. |
| Suitable for | Capital appreciation over long term. Investment predominantly in a diversified portfolio of equity and equity related securities of Large Cap companies |
| Date of Allotment | June 22, 2010 |
| Benchmark | Nifty 100 |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Pay-out; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | 1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units. |
| Riskometer | Moderately High Risk |
Baroda Banking and Financial Services Fund
| Description | Open ended equity scheme investing in the Banking and Financial Services sector |
| Objective | Generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector. |
| Suitable for | Capital appreciation over long term. Investment predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector |
| Date of Allotment | June 22, 2012 |
| Benchmark | Nifty Bank Index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Pay-out; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | 1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units |
| Riskometer | High Risk |
Baroda Hybrid Equity Fund
| Description | Open ended hybrid scheme investing predominantly in equity and equity related instruments |
| Objective | Long-term capital appreciation along with stability through a well balanced portfolio comprising of equity, equity related instruments, money market instrument and debt securities |
| Suitable for | Capital appreciation along with stability over long term. Investment predominantly in equity and equity related instruments with balance exposure to money market instruments and debt securities. |
| Date of Allotment | September 12, 2003 |
| Benchmark | CRISIL Hybrid 35+65 – Aggressive Index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Pay-out; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | 1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units |
| Riskometer | Moderately High Risk |
Debt Income Schemes
Baroda Conservative Hybrid Fund
| Description | Open ended hybrid scheme investing predominantly in equity and equity related instruments |
| Objective | Long-term capital appreciation along with stability through a well balanced portfolio comprising of equity, equity related instruments, money market instrument and debt securities |
| Suitable for | Capital appreciation along with stability over long term. Investment predominantly in equity and equity related instruments with balance exposure to money market instruments and debt securities. |
| Date of Allotment | September 12, 2003 |
| Benchmark | CRISIL Hybrid 35+65 – Aggressive Index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Pay-out; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | 1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units |
| Riskometer | Moderately High Risk |
Baroda Credit Risk Fund
| Description | Open ended debt scheme predominantly investing in AA and below rated corporate bonds |
| Objective | Generate returns by investing in debt and money market instruments across the credit spectrum |
| Suitable for | Income over medium term. Investment in a mix of debt and money market instruments across the credit and maturity spectrum |
| Date of Allotment | January 23, 2015 |
| Benchmark | CRISIL Short Term Bond Fund Index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Monthly Dividend 1. Pay-out 2. Re-investment (default sub-option in case no option specified by investor) C. Quarterly Dividend 1. Pay-out 2. Reinvestment (default sub-option in case no option specified by investor) D. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | If units are redeemed up to 10% of the units, on or before one year from the date of allotment : Nil If units are redeemed over and above the 10% limit, on or before one year from the date of allotment : 1% of the applicable Net Asset Value (NAV) If units are redeemed after one year from the date of allotment: Nil |
| Riskometer | Moderate Risk |
Baroda Gilt Fund
| Description | Open ended debt scheme investing in government securities across maturity. |
| Objective | To generate income by investing in a portfolio of Government securities |
| Suitable for | Credit risk free regular Income over long term. Investment only in Government (both Central and State Government) Securities. |
| Date of Allotment | March 21, 2002 |
| Benchmark | I SEC-MI BEX |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Dividend 1. Pay-out 2. Re-investment (default sub-option in case no option specified by investor) C. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | 0.25% if redeemed on or before 1 month (30 days) from the date of allotment of units. Nil if redeemed after 1 month (30 days) from the date of allotment of units. |
| Riskometer | Moderate Risk |
Baroda Income Fund
| Description | Open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years |
| Objective | Generate regular income by investing in a portfolio of good quality Fixed Income Securities by maintaining a balance between Risk & Return. |
| Suitable for | Regular Income over long term. Investment predominantly in good quality Fixed Income Securities by maintaining a balance between Risk & Return. |
| Date of Allotment | March 21, 2002 |
| Benchmark | CRISIL Composite Bond Fund Index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Dividend 1. Pay-out 2. Re-investment (default sub-option in case no option specified by investor) C. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | If units are redeemed up to 10% of the units, on or before one year from the date of allotment: Nil If units are redeemed over and above the 10% limit, on or before one year from the date of allotment : 1% of the applicable Net Asset Value (NAV) If units are redeemed after one year from the date of allotment: Nil |
| Riskometer | Moderate Risk |
Baroda Dynamic Bond
| Description | Open-ended dynamic debt scheme investing across duration |
| Objective | Generate returns with liquidity by managing the portfolio dynamically through interest rate cycles. |
| Suitable for | Regular Income over medium term with providing liquidity. Investment in medium to long term corporate bonds and / or government securities and manage the portfolio dynamically through different interest rate cycles. |
| Date of Allotment | June 30, 2012 |
| Benchmark | CRISIL Composite Bond Fund Index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Dividend 1. Pay-out 2. Re-investment (default sub-option in case no option specified by investor) C. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | 0.50% if redeemed within 3 months from the date of allotment of units, Nil if redeemed after 3 months from the date of allotment of units. |
| Riskometer | Moderate Risk |
Baroda Treasury Advantage Fund
| Description | Open-ended low duration debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 6 months and 12 months |
| Objective | Provide optimal returns and liquidity through a portfolio comprising of debt securities and money market instruments |
| Suitable for | Regular income over short term with maintaining a balance between returns and liquidity. Investment predominantly in Money Market (i.e. CP/CDs) and Debt Market Instruments. |
| Date of Allotment | June 24, 2009 |
| Benchmark | CRISIL Liquid Fund Index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Daily Dividend 1. Re-investment C. Weekly Dividend 1. Re-investment C. Monthly Dividend 1. Pay-out 2. Re-investment (default sub option in case no option specified by investor) D. Quarterly Dividend 1. Pay-out 2. Re-investment (default sub option in case no option specified by investor) E. Bonus Option$ |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | Nil |
| Riskometer | Moderately Low Risk |
Baroda Ultra Short Duration Fund
| Description | Open ended ultra-short-term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 months and 6 months) |
| Objective | Provide optimal returns and liquidity through a portfolio comprising of debt securities and money market instruments |
| Suitable for | Generate regular income by investing in a portfolio of debt and money market instruments such that the Macaulay duration of the portfolio is between 3 months – 6 months |
| Date of Allotment | June 1, 2018 |
| Benchmark | CRISIL Ultra Short Fund Index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Daily Dividend 1. Re-investment C. Weekly Dividend 1. Re-investment |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | Nil |
| Riskometer | Moderately Low Risk |
Baroda Short Term Bond Fund
| Description | open-ended short term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years |
| Objective | Generate income from a portfolio constituted of short term debt and money market securities. |
| Suitable for | Regular Income over short term. Investment predominantly in Money Market Instruments (i.e. CP/ CD) and Short Term Debt Market Instrument |
| Date of Allotment | June 30, 2010 |
| Benchmark | CRISIL Short Term Bond Fund Index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Monthly Dividend^ 1. Pay-out 2. Re-investment (default sub-option in case no option specified by investor) C. Quarterly Dividend^ 1. Pay-out 2. Re-investment (default sub-option in case no option specified by investor) |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | 0.25% if redeemed on or before 15 days from the date of allotment of units. Nil if redeemed after 15 days from the date of allotment of units. |
| Riskometer | Moderately Low Risk |
Liquid Schemes
Baroda Liquid Fund
| Description | Open Ended liquid scheme |
| Objective | Generate income with a high level of liquidity by investing in a portfolio of money market and debt securities |
| Suitable for | Regular income over short term with maintaining a balance between returns and liquidity. Investment predominantly in Money Market (i.e. CP/CDs) and Debt Market Instruments |
| Date of Allotment | February 5, 2009 |
| Benchmark | CRISIL Liquid Fund Index |
| Plans | Plan A and Plan B (Direct) A. Growth Option (default option in case no option specified by investor); B. Daily Dividend 1. Re-investment C. Weekly Dividend 1. Re-investment D. Bonus Option |
| Minimum Investment | Rs. 5000 and in multiples of Re 1 thereafter |
| Entry Load | Nil |
| Exit Load | Nil |
| Riskometer | Low Risk |
Documents required for investing in Baroda Pioneer Mutual Funds
- Application form
- PAN Card
- KYC
- Proof of identity – Driving Licence, Passport, Voters ID, Aadhar
How to invest in Baroda Pioneer Mutual Fund?
Investing in Baroda Pioneer Mutual Fund is a very easy process. There are different ways of doing it.
- One of the easiest and fastest ways to invest in Baroda Pioneer Mutual Fund is investing online. You can create an online account and access all required details pertaining to mutual funds. You can purchase units, track transactions and redemptions, switching schemes and downloading account statement.
- Another option is to physically visit the nearest branch and make a personal submission after consulting a fund manager
- You can also contact agents and distributors of mutual funds for information and submission of application form.
Baroda Pioneer Mutual Funds FAQs
1. What are tax saving schemes?
There are mutual fund schemes that are focused on offering tax rebates to the investor under the provisions of Income Tax Act 1961. For example, Equity Linked Savings Schemes and Pension Schemes.
2. What is load or no-load fund?
When a percentage of NAV is charged for the entry or exit of a mutual fund scheme, it is called as load fund. When there is no such charge, it is called as no-load fund. The investors will be able to take up a mutual fund scheme at NAV without any extra charges for the purchase or sale of units.
3. When will the investor get a certificate or statement of account after investing in a mutual fund?
The certificate or statement of account is normally issued within six weeks from the date of closure.
4. How is the performance of a mutual fund scheme calculated?
It is normally calculated in its net asset value (NAV) which is shared on a daily basis in case of open-ended schemes and on a weekly basis in case of close-ended schemes. This is mandatorily to be published in newspapers.
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