Bank Of Baroda Credit Card Offers

Bank of Baroda Credit Card Offers

Using credit cards have become a necessity and a way of life today. As we move towards a paperless world, the usage of credit card has increased many folds. With the growing demand, there are many credit card offers out in the market to entice new users. Different types of credit cards are also made available for varying needs. The numerous credit card benefits absolutely make it impossible not to have it in your wallet.

Bank of Baroda Credit cards has tied up with many partners and merchandisers to offer special benefits on shopping, dining and travel.

Bank of Baroda credit cards have many offers for its users. These are some of the best credit card offers available in the market.

Travel & Hotels

Dining

Lifestyle

Health & Fitness

Other Credit Offers

Benefits of Bank of Baroda Credit Cards

Bank of Baroda bank offers some of the best credit cards in the market. The benefits of their credit cards are:

1. EMI Option: Easy conversion of purchase into EMI and pay back in instalments.

2. Multiple redemption options: One can redeem reward points in the form of cashback and other merchandise.

3. Zero Fuel surcharge: Bank of Baroda provides zero fuel surcharge facility for the credit cardholders. 1% of fuel surcharge amount will be waived for all the transactions ranging between Rs 400 to Rs 5,000 at all the fuel stations in the country.

4. Free Add-on cards: One can get up to 3-lifetime free add-on cards for spouse, parents, siblings or kids who are above 18 years of age.

5. Insurance Cover: Bank of Baroda provides free personal accidental death cover to ensure financial protection for the family. This feature is given to all BOB card holders by default.

6.Zero Liability on lost card: While the cardholder needs to report the loss of the credit card to the bank immediately, it frees the cardholder from any liability. This also helps in avoiding any fraudulent uses of the lost card.

Frequently Asked Questions

1. How to apply for a credit card with Bank of Baroda?

The easiest way to apply for a BOB card is to visit the website and click on apply under the credit card section. You can also visit the nearest branch and submit an application in person.

2. What is a Mastercard or Visacard?

MasterCard and VISA are international payment systems that tie-up with member banks to issue cards with their brand name. Through this service, it is possible to provide settlement service for various card payments globally.

3. What is the eligibility criteria for Bank of Baroda credit cards?

The Bank has laid out some basic eligibility criteria for applying for a credit card.

You must be earning as an: Individual - 3, 00,000 p.a. (Gross) and above, Company/Firm (Paid up capital) - 25 lakhs & above

If a card is applied on a company’s name - The audited balance sheet from last 3 years, Profit & Loss Account and Board resolution will need to be submitted.

If card is applied on a personal a/c – The Latest Form 16 or ITR copy, Photograph of the applicant and address proof will need to be submitted.

4. What should I do if I lose my card or it gets damaged?

You should immediately inform the bank by visiting the bank branch or call the 24 hours customer care 1800-225-100. It is mandatory to report the loss of a credit card.

5. What is a credit limit?

There is an upper limit of spending or borrowing on your credit card. This is called as the credit limit. It is usually set by the bank on the basis of your income, source of incomes, regular payments etc. It does get changed upwards or downwards depending your previous year’s track record of spending and repayment.

About Bank of Baroda

As one of the leading commercial banks in India, Bank of Board offers services like personal banking, like deposits, retail loans, credit cards, debit cards, services and lockers; business banking like includes loans and advances, services and lockers; corporate banking, and international business, which includes non-resident Indian (NRI) services, foreign currency credits, ECB, offshore banking, export finance, import finance, correspondent banking, trade finance and international treasury. The Head Office is located at Baroda and Corporate Office is registered in Mumbai. Bank of Baroda has 5458 branches and 10027 ATMs. Internationally, the bank has 105 branches in 23 countries.