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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Bajaj Allianz Young Assure is a child plan which gives insurance protection and builds savings for the secured future of the child.
Review
Benefits
Key Features
Type | Traditional insurance plan | ||||||
Coverage | Death Benefit | Maturity benefit | Accidental Permanent Total Disability Benefit | ||||
In the event of untimely death of the insured when the policy is still active, beneficiaries receive death benefits similar to sum assured, viz, 105% of total premiums paid till time of death. Additional bonus, if any is paid on maturity. | A maturity benefit equal to total of guaranteed maturity benefit, guaranteed additions, vested bonus and interim bonus is paid. | Policy will continue to accrue any guarantee additions and vested bonus to insured for any accidental permanent total disability of life insured. | |||||
Entry Age | Minimum Age (years) | Maximum Age (years) | |||||
18 | 50 | ||||||
Maturity Age | Minimum Age (years) | Maximum Age (years) | |||||
28 | 50 | ||||||
Sum Assured | 10 times the annualised premium | ||||||
Premium Tenure (years) | 10, 15, 20 | ||||||
Premium Paying Term (PPT) | 10-year tenure | 15-year tenure | 20-year tenure | ||||
5/7 | 12/15 | 12/15/20 | |||||
Premium payment method | Monthly/Quarterly/Half-yearly/Yearly | ||||||
Rebate | For guaranteed maturity benefit above Rs 1, 00,000, insured offered premium rebate | ||||||
Lapsed Policy Revival | Within 2 years of first unpaid premium by clearing all dues and providing proof of good health | ||||||
Grace Period (days) | Yearly, half yearly and quarterly payment | Monthly payment | |||||
30 | 15 | ||||||
Surrender of Plan | Below 10 years | Above 10 years | |||||
Paying at least 1 full year’s premium for PPT | Paying at least 2 full year’s premium for PPT | ||||||
A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan
Credit repair involves rebuilding your credit health to a level where you become eligible for loans.
A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit
A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders
A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900
Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans
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Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders
It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.
It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,
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It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750
It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding
A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.
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