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Axis Bank Debit Card
In recent times, transacting with cards and online methods have become more popular than using real cash. Debit and Credit Cards, E-wallets, virtual money gained further prominence after demonetization about two years back. One can avoid hassles of carrying too many notes in the wallet, waiting at ATM queues, risk of robbery and loss of money. The introduction of Debit card has made our lives easier through cashless facility for all kinds of transactions. Most banks offer many more benefits on Debit cards such as cashback, discounts, partner tie-ups, airport lounge access, reward points and so on.
Features of Axis Bank Debit Card
Axis Bank offers different types of debit cards to suit the varying needs of people. One can use the debit card for all money-related transactions at a nominal annual fee. Some of the main features of Axis Bank debit cards are:
Visa Checkout
Axis Bank offers a card digital wallet wherein you can store all your cards for faster check-outs while doing online shopping. This makes it very convenient and quicker. Login credentials make the entire process very secure.
EMI Facility
One can convert regular purchases into EMIs maintain liquidity in your account. The tenure options are 6, 9 and 12 months. This is available on select outlets and portals. Minimum loan amount available is Rs. 8000 and maximum of Rs.1 lac.
Offers
The bank has many offers in the dining field and consumer durables purchases.
MyDesign
One can create the debit card with the images of oneself or family members and customize it.
Loyalty Rewards Program
The entire range of debit cards offer rewards program by way of earning points on every purchase made.
Types of Axis Bank Debit Card
| TYPE OF CARD | TRANSACTION LIMIT Per Day | REWARD POINTS | OTHER BENEFITS |
|---|---|---|---|
| Burgundy Debit card | Rs.3 lacs cash withdrawal Rs.6 lacs purchase limit | 2/6 points for every Rs. 200 spent | Contactless features in select stores 15% off at more than 5000 restaurants Free ATM transactions Waiver on charges Complimentary movie and non-movie tickets Select Airport lounge access |
| Wealth Debit Card | Rs. 2 lacs cash withdrawal Rs. 5 lacs purchase limit | 1/3 points for every Rs. 200 spent | 15% off at more than 5000 restaurants Enhanced security chip Waiver on charges Complimentary movie and non-movie tickets 2 visits per quarter at Select Airport lounge access Personal Accident insurance of Rs. 10 lacs |
| Priority Debit Card | Rs. 1 lac cash withdrawal Rs. 4 lacs purchase limit | 1/3 points for every Rs. 200 spent | 25% cashback on movie tickets Complimentary access to select Mastercard lounges Free ATM transactions Waiver on charges |
| Online Rewards Debit Card | Rs. 50,000 cash withdrawal Rs. 4 lac purchase limit | 3 points for every Rs. 200 spent | Vouchers up to Rs. 10,000 annually 10% off on bookmyshow Welcome benefit of reward points Contactless debit cards |
| Titanium Rewards Debit Card | Rs.50,000 cash withdrawal Rs.4 lacs purchase limit | 3 points for every Rs. 200 spent on dining and shopping at apparel store | 5% cashback on movie tickets Select lounge access Personal accident insurance cover of Rs. 5 lacs |
| Rewards + Debit Card | Rs. 50,000 cash withdrawal Rs. 4 lacs purchase limit | 3 points for every Rs. 200 spent on dining and shopping at apparel store | 5% cashback on movie tickets Select lounge access Personal accident insurance cover of Rs. 5 lac |
| Secure Debit Card | Rs. 50,000 cash withdrawal Rs. 75,000 lacs purchase limit | 1 point for every Rs. 200 spent on every non-fuel purchase | During travel if card is lost, emergency advance facility up to Rs. 80,000 |
| Display Debit Card | Rs. 1 lac cash withdrawal Rs. 4 lacs purchase limit | 2/4 points for every Rs. 200 spent | Free unlimited access at all international ATMs |
| Youth Debit Card | Rs. 40,000 cash withdrawal Rs. 1 lac purchase limit | NA | Personalized picture+lost card liability+purchase protection of upto Rs. 50,000 |
| Ladies First Debit Card | Rs. 40,000 cash withdrawal Rs. 1 lac purchase limit | NA | 5X rewards points on Grocery & Apparel spends 24 Hour helpline |
| Power Salute Debit Card | Rs. 40,000 cash withdrawal Rs. 1 lac purchase limit | NA | Personal Accident Insurance Cover of Rs. 10 lacs Air Accident Insurance Cover of Rs. 25 lacs |
| NRI Domestic Titanium Debit Card | Rs.40,000 cash withdrawal Rs.1 lac purchase limit | 1 point for every Rs. 200 spent | Personal Accident Insurance Cover 2 lac 24-Hour Emergency Helpline |
| Titanium Prime Debit Card | Rs.50,000 cash withdrawal Rs.1 lac purchase limit | NA | Personal Accident Insurance Cover of 3lac |
| Titanium Prime Plus Debit Card | Rs.50,000 cash withdrawal Rs.1 lac purchase limit | 1 point for every Rs. 200 spent | 10% cash back on movie tickets Personal Accident Insurance Cover of Rs. 3 lacs |
| Visa Classic Platinum Debit card | Rs.40,000 cash withdrawal Rs.1 lac purchase limit | NA | Personal Accident Insurance Cover of Rs. 2 lacs |
| RuPay Platinum Debit Card | Rs.40,000 cash withdrawal Rs.1 lac purchase limit | NA | Cashback on Utility bill payments Airport Lounge Access |
| RuPay Platinum NRO Debit Card | Rs.75,000 cash withdrawal Rs.2 lac purchase limit | NA | Cashback on Utility bill payments, fuel transactions & train ticket bookings Airport Lounge Access |
| Smart Privilege Debit Card | Rs.40,000 cash withdrawal Rs.1 lac purchase limit | 1 point for every Rs. 200 spent | Personal Accident Insurance Cover of 3 lac |
| Gold Debit Card | Rs.50,000 cash withdrawal Rs.1.5 lac purchase limit | 1 point for every Rs. 200 spent | 2.5% Fuel Surcharge Waiver Personal Accident Insurance Cover of Rs. 5 lacs |
| Gold Plus Debit Card | Rs.50,000 cash withdrawal Rs.1.5 lac purchase limit | 1 point for every Rs. 200 spent | 2.5% Fuel Surcharge Waiver Complimentary access to airport lounges |
| MasterCard Classic Debit Card | Rs.40,000 cash withdrawal Rs.1 lac purchase limit | NA | Personal Accident Insurance Cover of Rs. 2 lacs |
How secure is the Axis Bank Debit Card?
All Axis Bank debit cards have secured online payment service through Verified by Visa. For any transaction online, it confirms your identity before making the payment. This helps in avoiding any fraudulent transactions on your card or skimming. The bank also offers an assistance plan to protect your debit card from loss, theft or fraud.
Axis Bank allows you to modify the limits of spend on the card as and when you want. This helps in keeping any misuse in the check. One can also turn on/off the debit card by keeping the limit at zero. Customizing the debit card helps in preventing fraudulent transactions. International usage can be activated and deactivated to help avoid any misuse.
What is a Contactless Debit Card?
Axis Bank has introduced contactless debit cards which is very convenient to use for transactions up to Rs. 2000/-. There is no need to swipe the card to make the payment or enter the PIN. One only needs to tap the merchant swiping machine with the Axis Bank Contactless Debit card and the payment comes through. This type of card contains a chip and an antenna with radio frequency. When the card is tapped against the swiping machine, the details are transferred wirelessly to process the payment.
This is a very convenient product and more secure than the traditional method. One needs to apply for a new card which contains the chip else the Contactless option will not work. The cardholder also benefits from the lost card liability like the normal debit card.
FAQs: Axis Bank Debit Cards
(1) What is the transaction limit on the Axis Bank Contactless Debit card?
You can use the contactless feature for transactions up to Rs. 2000/-. For payments above Rs. 2000/-, one will need to swipe the card in the regular manner.
(2) Is there a daily limit to the number of transactions done through contactless debit card?
Yes, currently the bank allows only a maximum of 5 transactions per day on the contactless debit card. You can use the debit for further transactions on the same day in the regular way of swiping and entering the PIN.
(3) Can I change the limits on my debit card?
Yes, at your convenience it is possible to change the limits on your debit card. Such customization helps in protecting your card against any misuse.
(4) What is a CVV number?
Card Verification Value (CVV) for Visa and
Mastercard are used for online transactions. It is the final 3 digits of the number printed on the signature behind the debit card.(5) Is it possible to change the PIN of my debit card?
Yes, the PIN of your debit card can be changed by visiting the closest ATM. This should be done on a regular basis to avoid skimming or misuse of your card.
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