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Axis Bank ACE Credit Card
Reward Type
NA
Joining Fee
3.40%
Annual Fee
nil*
Currently not available! for similar products
Axis Bank ACE Credit Card
The Axis Bank Ace Credit Card is a co-branded credit card launched in partnership with Google Pay and Visa. It provides the best cashback offers including accelerated cashbacks on your spends. In addition to cashback, it offers complimentary airport lounge access, discounts on dining at over 4000 partner restaurants, and other benefits. Let us now read more about the Axis Bank Ace Credit Card.Key Highlights of the Axis Bank ACE Credit Card
Joining Fee | Rs. 499 Spend reversal on Rs. 10,000 in 45 days |
Renewal Fee | Rs. 499 A waiver on Rs. 2 Lakhs spends yearly |
Unlimited Cashback | 5% cashback on bill payment, DTH, and mobile recharge Cashback on merchants |
Lounge Access | Complimentary lounge access to select domestic airports |
Fuel Surcharge Waiver | Waiver of fuel surcharge across all Indian petrol pumps |
Other Benefits | Benefits on dining Easy conversion of purchases in EMIs |
Features and Benefits of the Axis Bank Ace Credit Card
Cashback
- 5% cashback on the payment of bill, recharge of DTH, and mobile recharge initiated through Google Pay
- 4% cashback on Swiggy, Ola, and Zomato
- 2% cashback on all other spends
- No upper limit or maximum cashback earned
Joining Fee Reversal
- Joining fee reversal on achieving spends of Rs. 10,000
- This has to be done within 45 days of card issuance.
Annual Fee Waiver
- Annual fee waiver on reaching spends of Rs. 2 lakhs or exceeding that in a year
Complimentary Lounge Access
- 4 complimentary domestic lounge visits annually.
Fuel Surcharge Waiver
- 1% fuel surcharge waiver across all fuel stations on transactions in the range of Rs. 400 to Rs. 4,000.
Benefits on Dining
- Up to 20% off across 4,000+ participating restaurants
Easy EMI Conversion
- Convert purchases of Rs. 2,500 and more into EMIs.
Fees and Charges of the Axis Bank Ace Credit Card
Joining Fee |
|
Annual Fee |
|
Cash Payment Fee | Rs. 100 |
Fee for duplicate statement | Waived off |
Copy request fee | Waived off |
Late Payment fee |
|
Outstation cheque fee | Waived off |
Mobile alerts for transactions made | Free |
Charges for balance enquiry | Waived off |
Finance charges | 3.4% per month |
Fee for cash withdrawal | 2.5% of the cash amount subject to a minimum amount of Rs. 500 |
Overlimit penalty | 3% of the over-limit amount subject to a minimum of Rs. 500 |
Cheque dishonor or auto debit reversal or return | 2% of the amount subject to a minimum of Rs. 450 |
Surcharge on buying or canceling of railway tickets | As prescribed by IRCTC |
Fee for foreign currency transaction | 3.5% of the total amount transaction |
Axis Bank Ace Credit Card - Eligibility Criteria
- You must be in the age group of 18 and 70 years
- You should be a resident of India.
Axis Bank Ace Credit Card - Documentation
Category | Documents to be Submitted |
|---|---|
Residence Proof | Either one of the following:
|
Address Proof | Either one of the following:
|
Other Documents |
|
Application Process For The Axis Bank ACE Credit Card
Apply Through Credit Mantri
It is very convenient to apply for a credit card through CreditMantri, and you can complete the application through these simple steps1. Click on “CHECK ELIGIBILITY”
2. Fill in details like mobile number, email ID, employment type, residence city, residence Pin code, loans, etc.
3. Click on “Submit”
4. Input the OTP dispatched to your registered mobile number.
5. Follow the instructions and proceed to complete the rest of the application
On the Axis Bank Website
1. Go to the Axis Bank website2. Go to Explore Products
3. Go to Cards and then Credit Cards
4. Choose the Axis Bank Ace Credit Card
5. Click on ‘Explore Now’ if you want to understand all the details about the credit card and know more about the
6. Else, click on ‘Apply Now’
7. You will be redirected to the credit card’s application page
8. Proceed with the rest of the instructions and complete the full application
Offline
Go to the nearest branch of Axis Bank and contact a bank representative to apply for the Axis Bank ACE Credit Card. You have to ensure that you have all the documents readyAxis Bank Ace Credit Card Limit
The Axis Bank Ace Credit Card provides a decent credit limit for all credit cards. However, the credit limit is not fixed for each and every cardholder. It varies based on their income, credit history, relationship with the bank, and a few other factors. Those who have a high credit score will get a higher credit limit as compared to those who have a lower credit score. However, you can raise your credit limit with time by requesting your card issuer.Axis Bank Ace Credit Card Customer Care
You may have some queries regarding Axis Bank Ace Credit Card. For any doubts/complaints regarding your credit card, you can contact Axis Bank Customer Care.
- You can contact through any of these numbers: 1860-419-5555, or 1860-500-5555.
- You can also forward your questions via email.
Axis Bank Ace Credit Card Application Status
If you have applied for the Axis Bank Ace Credit Card, you can track the application status online. All you have to do is enter the application ID and the date of birth. Else, you can go to your nearest branch or call the Axis Bank credit card customer care to find out the status of your credit card.
Axis Bank Ace Credit Card Bill Payment
You can pay the Axis Bank Ace Credit Card bill through various methods such as mobile banking, internet banking, standing instruction, UPI payment, payment via debit card, payment via NEFT/IMPS, BillDesk, cheque payment, and over the counter or cash payment.Axis Bank Credit Card Balance Enquiry
You can check your credit card balance online through the mobile app or netbanking portal. But, you should register for these services and have your Axis credit card accounts linked. There are also multiple other methods you can avail to check the Axis credit card balance offline such as calling the customer care, visiting your nearest bank branch, sending an SMS, or swiping your credit card at an ATM.Conclusion
If you are looking for a cashback based entry-level credit card and are using Google Pay frequently for mobile/DTH recharges and bill payments, you can choose the Axis Bank Ace Credit Card. The credit card is also good for diners who regularly order food online via Swiggy/Zomato besides providing the free airport lounge access privilege.
FAQs Of Axis Bank ACE Credit Card:
1. What is the billing cycle of the Axis Bank Ace Credit Card?
The billing cycle is the duration between two consecutive statement generation dates. This billing cycle can be different for different cardholders.
2. How can I ease the Axis Ace Credit Card limit?
You can call Axis Bank credit card customer care numbers at 1860-419-5555, 1860-500-5555 to request an increase in the credit card limit. You can also raise a request to increase your credit limit by sending an email to creditcards@axisbank.com.