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If you are based in Chennai and looking for a personal loan, the internet can bring the best loan offers from around the country to your doorstep! You need not limit yourself to a local lender – most leading banks and NBFCs in the country have a branch presence in Chennai and you can choose which offer best suits your requirements. Not only can you choose the best offer from anywhere in the country while based in Chennai, you can also complete the loan application entirely online.

Owning your own home can be a big and impossible dream, but very often that dream does come true. If you are looking for a new home loan, there is a huge array of possibilities available in the market. You will need to look at the interest rates, the loan amount you are eligible for, and the tenure of the loans on offer and compare the benefits and features. Once you identify a property, finding a suitable home loan to enable you to buy it should not be a problem. What are the

If you own a property and are in need of funds, a mortgage loan is a simple and relatively inexpensive way to raise money.  People often view a property as being of value only in bringing in rental income or selling at an appreciated price. It is often overlooked as an asset when raising funds for business or personal expenses. If you are in need of substantial funds, you can unlock the dormant potential of your property and raise funds at a relatively lower interest rates than a

Would you love to have a big fat Indian wedding but are wondering where to get the money from? Most people look forward to being able to celebrate their wedding or their children’s marriage in lavish style but, as always, the biggest question is where to find funds to cover the enormous marriage expenses. If you are sure you want to take a loan to celebrate the wedding, then a personal loan is the best option as it gives you the freedom to spend on anything you want, does not require a

Need money to pay for emergency medical expenses? Or to buy a two-wheeler? Or maybe to finally own a home? There is a bank loan for all these situations – and more. Before you apply for a loan, you need to be clear about what type of bank loan you need so you can apply for the right one. How can I qualify for a bank loan? Credit score: Your loan- eligibility depends on the

A big fat Indian wedding also means big fat expenses for the couple and the parents of the couple!  Celebrating a child’s wedding is one of the most important occasions in any parent’s life – and in India, this most joyous of occasions involve expenses on an equally grand scale. Few people have ready cash to fund expenditure of such a magnitude – which is why many parents look for suitable ‘wedding loans’ at a low interest rate that can help them tide

Celebrating a child’s marriage is one of the most important occasions in any parent’s life – and in India, this most joyous of occasions involve expenses on an equally grand scale. Few people have ready cash to fund expenditure of such a magnitude – which is why many parents and couples look for suitable ‘wedding loans’ that can help them tide over this huge cash outflow. While there is no specific product known as wedding loans, you can take a pers

A big fat Indian wedding also means big fat expenses for the couple and the parents of the couple!  Celebrating a child’s wedding is one of the most important occasions in any parent’s life – and in India, this most joyous of occasions involve expenses on an equally grand scale. Few people have ready cash to fund expenditure of such a magnitude – which is why many parents and individuals look for a loan for marriage expenses and take out a personal loan that can h

If you are based in Chennai and looking for  ‘marriage loans’ that will help you cover the enormous expenses associated with a wedding, the internet can bring the best loan offers from around the country to your doorstep. You need not limit yourself to a local lender – every major bank and NBFC has a branch presence in the city and you can choose which offer best suits your requirements. Celebrating a child’s wedding is one of the most important occasions

Celebrating a child’s wedding is one of the most important occasions in any parent’s life – and in India, this most joyous of occasions involve expenses on an equally grand scale. Few people have ready cash to fund expenditure of such a magnitude – which is why many parents and couples look for a suitable ‘marriage loan’ that can help them tide over this huge cash outflow. While there is no specific product known as a marriage loan, you can take a p

Celebrating a child’s wedding is one of the most important occasions in any parent’s life – and in India, this most joyous of occasions involve expenses on an equally grand scale. Few people have ready cash to fund expenditure of such a magnitude – which is why many parents and couples look for a suitable ‘marriage loan’ that can help them tide over this huge cash outflow.While there is no specific product known as a marriage loan, you can take a p

If you are in quick need of money and own gold jewellery, then a gold loan is an attractive and convenient option. Several lenders, including Manappuram Finance Limited, offer gold loans that are disbursed quickly and with minimal documentation.Of course, since family jewelry is involved, it is important to make sure that you choose a reliable lender and that you are confident of redeeming your gold at the end of the loan tenure.

Being an entrepreneur can be a very exciting business! The satisfaction of creating a new business from scratch and making it grow is a unique experience, both exhilarating and frustrating in equal measure.  As always, money plays an important part in converting dreams into reality and a business loan is probably one of the simplest and most effective ways to fund your independent venture. Can I get a loan to start a new business? A business loan is a sim

If you are in need of a significant amount of money and own property, then a Loan Against Property is an attractive, and relatively reasonable, credit option to consider. People often view a property as being of value only in bringing in rental income or selling at an appreciated price. It is often overlooked as an asset when raising funds for business or personal expenses. If you are in need of substantial funds, you can unlock the dormant potential of your property and raise funds at a rela

A Loan Against Property is exactly what its name suggests – it is a loan where the bank or NBFC (Non-Banking Financial Company) lends you money and holds your property as security until the loan is repaid. Of course, the loan approval is dependent on the property eligibility, among other factors.  Once you repay the loan in full, you regain possession of the property. In case you fail to repay the loan, the lender can attach the property and dispose of it to recover the unpaid dues

If you are planning to apply for a new credit card from ICICI Bank, you have a huge array of cards to choose from. You have the option of lifestyle cards that offer discounts on shopping, dining at restaurants and leisure activities like movies; or you can choose a card with travel benefits including frequent flyer miles, complimentary airport lounge access, fuel surcharge waivers; or you can choose a card that offers attractive cashback benefits and rewards programmes.If you are a l

Are you applying for a first credit card? You might have many questions and concerns regarding their use and how to choose the card best suited to you.  In many developing economies, like India, credit cards are becoming increasingly popular because of their convenience and ease of use. You can use a credit card to buy anything from jewelry to groceries. Having a credit card means that you do not need to carry around cash with you a

Taking a personal loan for the first time can be a fairly straightforward matter so long as you keep in mind a few factors. If you are in need of money for a personal expense and do not have any asset to offer as collateral, then this kind of loan might be the best option. You, the borrower, have full freedom to use the money for any purpose you want.There are two attractive features of a personal loan if you are in need of quick funds for a personal expense:1. Complete flex

It is not an exaggeration to say that one of the goals common to people across the world is to own a home. However, for most people, buying a home automatically means having to get a home loan to help them finance the huge cost. In India too, buying a house of your own is perceived as a much desired sign of stability and security. Fortunately, it has never been easier to borrow money for buying a house and the market is flush with a multitude of loan products and offers to choose from.

Weddings are a celebration of love. More than a ritual, weddings are the time for friends and families to come together, bless the couple, as they start a new phase of their life. With every passing year, the fat Indian wedding seems to be getting bigger and grander.

Are you in the loan market as a first-time house buyer? Identifying a suitable home and then finding the finances to purchase it can be a new and unfamiliar terrain for most people. Here are some tips on the kind of buyer credit that lenders look for when they review a home loan application.  How can I qualify for a home loan as a first-time house buyer? What do lenders look for? Lenders look at severa