The State Bank of India offers its customers with a wide range of debit cards for different purposes. Whenever you get a new debit card issued, you have to make sure that it is activated. By default, all the SBI debit cards are disabled for online transactions. Thus, activation is necessary for you to be able to make online payments on shopping apps or e-commerce platforms.

In this guide, we will have a look at how you can activate an SBI debit card for online transactions in simple steps.

Points to Note Before Activating SBI Debit Card for Online Transaction

  • Ensure that the right contact number is connected with your SBI account, as the OTPs will be sent to that number.

  • To activate online services, register with SBI internet banking options like ‘Online SBI’ or the ‘SBI Yono’ app.

Steps to Activate SBI Debit Card for Online Transaction via SMS

Don't want to use internet banking? Here's how to activate your debit card:

  1. Text "swon ecom nnnn" to 09223966666. (In place of "nnnn", write the last four digits of your debit card.)

  2. You'll get a confirmation message saying your debit card is now active for online transactions.

Steps to Activate SBI Debit Card for Online Transaction via Net Banking

Below are the steps to activate your Debit Card using SBI's internet banking service:

  1. Open the SBI internet banking website on your phone or computer. Log in with your username, password, and the captcha code.

  2. Go to "ATM Card Services" under "e-Services."

  3. Choose "ATM Card Limit/Channel/Usage Change."

  4. Pick the account and card number you want to activate, then click "Continue."

  5. To set your usage to domestic, click "Change Usage Type" and activate "Domestic Usage."

  6. Enter the high-security password sent to your phone and confirm the change.

  7. You'll get a message confirming your card is now active for online transactions.

Steps to Activate SBI Debit Card for Online Transaction via the YONO App

Here's how to activate your Debit Card via the SBI YONO App in simple steps:

  1. Launch the SBI Yono App and log in using your MPIN.

  2. Swipe down to find the menu on the left and select "Service Request."

  3. Choose "ATM/Debit Card" from the options that appear.

  4. Enter your Internet banking credentials and click on "Submit."

  5. Select "Manage Card," then "Manage Usage." Activate both E-commerce transactions and domestic usage.

  6. To verify, enter the security code received on your registered number. Next, click "Submit."

You'll be able to shop online after your card activation is confirmed.

Steps to Activate SBI Debit Card for Online International Transactions

  • Log in to the YONO SBI App with your MPIN or user ID and password.

  • Find the "Quick Links" section on the home page and tap "Service Request."

  • Choose "ATM/Debit Card" and then enter your Internet banking credentials. Click "Submit."

  • Once submitted, select "Manage Cards" and then choose the account and debit card you want to enable. Go to "Manage Usage."

  • Swipe the toggle right to allow international usage for your debit card.

  • To confirm, enter the one-time OTP sent to your phone and click "Submit."

  • Upon successful activation, you'll receive a confirmation SMS.

To Conclude,

This guide covered all the ways to activate your SBI Debit Card for online shopping (e-commerce transactions). Need to turn off online transactions? Send a message "swoff ecom xxxx". In the designated field, enter the final four digits of your debit card number (xxxx). The message needs to be sent to 09223966666 from your registered contact number and it will be deactivated. 

Frequently Asked Questions

1. How can I activate my SBI debit card?

SBI offers multiple ways to activate your debit card: YONO SBI app, internet banking, SMS banking, or any SBI ATM.

2. How to activate an SBI debit card for online transactions?

Activate your SBI debit card for online transactions using the YONO SBI app, internet banking, or SMS to enable "e-commerce" transactions.

3. Can I activate my SBI debit card for online transactions via SMS?

Yes, you can activate your SBI debit card for online transactions by sending an SMS with a specific format to SBI's number.

4. How can I activate my SBI debit card for online payment?

Activating your SBI debit card for online payment is the same as activating it for online transactions (e-commerce).

5. How can I activate my SBI Debit Card through mobile banking?

Manage your SBI Debit Card directly from your phone. Activate it through the YONO SBI app by navigating to "Service Request" and then "ATM/Debit Card."