To conduct safe and secure banking transactions, it is necessary to have your KYC updated. According to the guidelines given by RBI, every bank needs to collect all the information of their customers, which is known as KYC (Know Your Customer) to verify their identity. Thus, like all other banks, you need to complete this process if you have an HDFC bank account. 

You can update KYC in HFDC bank online easily. You can also visit the bank branch to get the process done.

Let’s have a look at the step-by-step process that you can follow to update your HDFC KYC.

Pre-Requisites to Update KYC in HDFC Bank 

  • You need to be a resident individual or senior citizen with a savings or salary account or an individual current account.

  • Your savings or salary account must be operational.

  • The bank will initiate a video KYC process if it applies to you.

Acceptable Documents to Update KYC in HDFC Bank

Identity Proof: 

  • Valid passport 

  • PAN Card

  • E-Aadhaar letter

  • Driving License

  • Voter ID

  • NREGA Job Card (signed by an authorised official)

  • Letter provided by a Gazette officer (with photo, for BSBDA only)

Residence Proof: 

  • Valid passport

  • PAN Card

  • E-Aadhaar letter

  • Driving License

  • Voter ID

  • NREGA Job Card (signed by an authorised official)

  • Letter provided by a Gazette officer (with photo, for BSBDA only)

  • Identity Card issued by Central/State Government, Public Sector Undertaking, Scheduled Commercial Bank, or Public Financial Institution

You can update KYC in HDFC bank online using net banking or mobile banking. 

How To Update KYC In HDFC Bank Online Using Mobile Banking

The KYC process goes like this:

    1. The HDFC bank will send you a notification to update your KYC information. Fill out the re-KYC form once you receive it.

    2. This notification will be sent to you through email, on your mobile app, and through SMS.

    3. Next, upload copies of your proof of identity and residency.

   4. After you complete your part of the KYC process, it takes about ten days to be reflected in your account.

How To Update KYC In HDFC Bank Online Using Net Banking

    1. Go to the official HDFC Bank website and log in with your credentials.

    2. Once logged in, find the 'Profile' section and click on 'Update KYC Details'.

    3. A new page will open where you can choose the type of KYC update you need: address, mobile number, or email ID.

    4. Fill out the required details and upload the documents they ask for.

    5. Once you submit your request, you'll get a confirmation message. Your KYC details will be updated within a few days.

How To Update KYC In HDFC Bank Offline

    1. Visit the HDFC Bank branch where you have your account. Bring the KYC documents they require.

    2. At the bank, grab a KYC form and fill it in with your information.

    3. Once you've completed the form, attach your supporting documents and submit them to the bank.

HDFC Bank will then verify your documents. If everything checks out, they'll confirm your KYC update and send a confirmation message to your registered mobile number.

Why is it Important to Update KYC in HDFC Bank?

There are three main reasons why you should update your KYC information with HDFC Bank:

  • Stay compliant: Indian rules require banks to have your latest KYC details. This helps fight fraud and money laundering. Updating your KYC ensures your account follows these rules and avoids any limitations.

  • Keep using your account: Outdated KYC can restrict your HDFC Bank services. This could mean trouble using your debit card, online banking, or even stop transactions altogether. Updating your KYC keeps your account running smoothly.

  • Security: Having accurate KYC information helps HDFC Bank identify you properly and protect your account from unauthorised access. This is especially important in today's digital banking environment.

Frequently Asked Questions

1. Can I submit KYC online to HDFC Bank?

You can easily submit your KYC documents to HDFC Bank online through net banking or mobile banking.

2. How to check HDFC bank KYC status online?

To check your HDFC KYC status, call HDFC Bank's phone banking number. Alternatively, you can email HDFC Bank with the branch name and submission date of your KYC request.

3. What documents are required for KYC in HDFC Bank?

To complete KYC, Indian residents need to provide ID proof like passport, Aadhaar card, PAN card, or driving license. They also need to show proof of address with documents like driving license, voter ID, Aadhaar card, etc.

4. What happens if KYC is not done in HDFC Bank?

If you don't follow standard banking rules and fail to submit your KYC documents, your bank account could be suspended. This suspension might restrict your banking activities and prevent a smooth banking experience.

5. What does the KYC policy of HDFC Bank say?

HDFC Bank follows strict KYC rules set by the Reserve Bank of India.  To open a bank account or get a loan (personal, business, etc.), you'll need to complete KYC. This involves providing documents like PAN card, passport, voter ID, and a recent photo. Not following these steps can limit your ability to use your bank account.

 

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.