The State Bank of India offers internet banking services through the YONO mobile app. With this app, you can avoid long bank queues and worry about bank timings. Just download the YONO app and do your banking anytime, anywhere. 

When you sign up for the YONO app, you'll see an option to enter a referral code. Use a referral code to get a bonus. You can also share your referral code with friends and family to earn cashback and a bonus. Below, we’ll explain how to get and use a referral code in the SBI YONO app to earn rewards. 

Key Takeaways: 

  • The SBI YONO referral code is a unique code that rewards both the referrer and the new user. 

  • To get your referral code, download the YONO app, log in, and find it in the "Invite and Earn" section. 

  • Use your referral code to share with friends and family, and enjoy rewards for everyone. 

  • Use a referral code during the YONO app sign-up process to claim bonus rewards. 

What is the SBI YONO Referral Code? 

The SBI YONO referral code is a special code that you can use to get rewards when you sign up for the YONO app. It's like a secret code that gives you extra perks. 

When you, as an existing YONO user, share your unique referral code with your friends and family, you both can benefit. You'll earn rewards for inviting new users, and your friends will get special offers when they sign up using your code. 

To get your SBI referral code, simply download the YONO app from the Google Play Store or Apple App Store, log in, and look for the "Invite and Earn" section. Your unique code will be displayed there, ready to be shared. 

Sharing your YONO referral code is easy. Copy and send it to your friends and family and they can use it during the sign-up process to claim their rewards. 

By using a referral code, you and your friends can enjoy exciting benefits and make the most of the YONO app. 

How to Find Your SBI YONO Referral Code 

To find your SBI YONO Referral Code, follow these simple steps: 

  1. Get the YONO App: If you haven’t installed it yet, you can download the YONO app directly from the Google Play Store or Apple App Store.

  2. Sign Up or Log In: Launch the app to set up a new account or access your existing one. 

  3. Navigate to "Invite and Earn": Once you're logged in, look for the "Invite and Earn" section. It’s generally available in the main menu or on the app’s dashboard. 

  4. Find Your Referral Code: In the "Invite and Earn" section, you'll find your unique referral code.  

Sharing Your SBI YONO Referral Code 

When you have your referral code, you’ll be able to share it with others in a few different ways: 

  • Direct Sharing: Copy the code and share it directly with your contacts via messaging apps or email. 

  • Social Media: Post your referral code on your social media profiles, encouraging your followers to sign up. 

  • YONO App's Sharing Feature: Use the app's built-in sharing feature to easily share your referral code with friends and family. 

YONO Referral Code Expired: What to Do? 

If your YONO activation code has expired, you'll need to start the registration process again. This is because the code is only valid for 30 minutes. Once it expires, you can't use it to activate your account. 

Follow the instructions below to reapply for a fresh activation code. 

  1. Open the YONO app: Launch the YONO app on your device. 

  2. Select your SIM: Choose the SIM card that is registered with your State Bank of India account. 

  3. Verify your mobile number: You'll need to verify your mobile number by sending an SMS to a specific number. Make sure your mobile has enough balance to send the SMS. 

  4. Enter your details: Key in your credentials - username and password. 

  5. Accept terms and conditions: Read and consent to the terms and conditions of registration. 

  6. Receive activation code: After completing these steps, you'll receive a new activation code on your registered mobile number. 

  7. Activate your account: Use the new activation code to complete the registration process and activate your YONO account. 

Remember, once you receive the new activation code, you have 30 minutes to use it. If you don't use it within that time, it will expire, and you'll have to start the process again. 

Recommended Read: What are the features of SBI YONO?  

How to Use a SBI YONO Referral Code  

To take advantage of the SBI YONO bonus, you can use a referral code during your signup process.  

  1. Download the SBI YONO App: 

  • First, download the SBI YONO app from your device's app store. 

  • Once downloaded, open the app. 

  1. Select Your SIM: 

  • Choose the SIM card that is linked to your State Bank of India account. 

  • Tap on the "Next" button to proceed. 

  1. Login Credentials: 

  • Enter your YONO SBI username and password. 

  1. Enter the Referral Code: 

  • Look for the "Referral Code" field. This is usually optional. 

  • You can either: 

  • Directly enter the referral code provided by your friend or bank staff. 

  • Or, input the 10-digit mobile number of the person who referred you. 

  • Tap on "Submit" to proceed. 

  1. Verify Your Mobile Number: 

  • Input the OTP received on your number and proceed to the next step by clicking "Next." 

  1. Accept Terms and Conditions: 

  • Read the terms and conditions carefully. 

  • Scroll down and check the box to acknowledge your consent. 

  • Tap on "Next" to continue. 

  1. Set Your MPIN: 

  • Set up a robust MPIN for your account. 

  • This MPIN will facilitate future logins and transactions. 

  • Tap on "Next" to finalise the process. 

You've successfully registered for SBI YONO and used a referral code to get a bonus. You can now enjoy the various banking services offered by SBI YONO. 

Benefits of Using a YONO Referral Code 

Using a YONO referral code offers several advantages for both the referrer and the new user: 

For the New User: 

  • Earn Rewards: New users can receive a reward of Rs 150 for signing up with a referral code. 

  • Easy Onboarding: Referrals often provide a smoother onboarding experience, guiding new users through the process. 

For the Referring User: 

  • Earn Rewards: Referrers can also earn rewards for each successful referral. 

  • Promote YONO: By sharing the referral code, users contribute to the growth of the YONO community. 

  • Community Building: Referrals help create a stronger YONO community, fostering a sense of belonging among users. 

How to Withdraw Cash from an SBI ATM Using YONO App 

Here's a simple guide to withdraw cash from an SBI ATM using the YONO App: 

  1. Locate an SBI ATM: Find an SBI ATM near you. 

  1. Log in to YONO App: Open the YONO App on your phone and log in using your YONO PIN. 

  1. Request Cash Withdrawal: 

  • Go to the "YONO Pay" section. 

  • Select the "YONO Cash" option. 

  • Request the desired amount of cash. 

  1. Verification Code Received: A 6-digit verification code will be sent to your registered mobile number for confirmation.

  1. Go to the ATM: Proceed to the SBI ATM you selected before. 

  1. Choose Cashless Withdrawal: On the ATM screen, select the option labeled "Cashless Withdrawal. 

  1. Enter Verification Code: Input the 6-digit verification code you received. 

  1. Enter YONO PIN: When prompted, enter your YONO App PIN for access. 

  1. Collect Cash: The requested amount will be dispensed by the ATM. 

By following these steps, you can easily withdraw cash from an SBI ATM using the YONO App, ensuring a secure and convenient transaction. 

 

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.