The Reserve Bank of India notified on February 25, 2016, that every bank account holder must update their KYC. The State Bank of India (SBI) suspended several accounts in July 2022 due to delayed KYC updates. To avoid account suspension and other problems, it is important to update your SBI KYC regularly. 

SBI offers online KYC updates through net banking and the YONO app. You can log in to either to update your information. In this article, we will walk you through the steps and the documents needed. 

How to Update KYC Online in SBI via Internet Banking? 

Here are the steps to update your SBI KYC via internet banking:

  1. Access your SBI net banking account. 

  2. Click on "My Accounts & Profile." 

  3. Choose "Update KYC" from the options. Enter your profile password and then click "Submit." 

  4. Select your account and click "Submit." 

  5. Provide the necessary details, attach the required documents, and submit. 

  6. Enter the OTP sent to your registered mobile number to confirm the update. 

Note: Updating your KYC details will affect all bank accounts linked to your Customer Identification File/ Form (CIF). 

You can also email these documents to your SBI branch or ask your relationship manager for help. The email address is on the first page of your passbook. 

How to Update SBI KYC Using YONO 

  1. Log in to the YONO app. 

  2. Go to "SERVICE REQUEST" in the menu. 

  3. Click on "update KYC." 

  4. Enter your profile password and submit. 

  5. Check the address shown. 

  6. Update your occupation or income information (if needed). 

  7. Update your KYC address details (if needed). 

  8. Choose whether to update your KYC address. 

  9. Tick the box and click "next." 

  10. Enter the OTP sent to your phone and submit. 

Documents Needed to Update SBI Account KYC 

SBI requires different sets of documents for individuals, minors, senior citizens, and NRIs. Below is a detailed list:

For Individuals (choose one): 

  • Aadhaar card/letter 

  • Driving licence 

  • Passport 

  • Voter's ID card 

  • NREGA card 

  • PAN card 

For Minors (choose one): 

  • Passport 

  • Voter's ID card 

  • Driving license 

  • Aadhaar card 

  • NREGA card 

  • PAN card (of the parent or guardian) 

For NRIs: 

  • Documents from a foreign office, notary public, Indian embassy, or officer of a correspondent bank (with verifiable signatures) 

How to Download the SBI KYC Form Online & Offline

To download the SBI KYC form, you have two options:

  1. Visit an SBI Branch -You can visit your nearest State Bank of India branch to collect the KYC form in person.

  2. Download from the Official Website: Alternatively, you can download the SBI KYC form from the official SBI website. Here’s how:

  • Go to sbi.co.in.

  • Navigate to the ‘Download Forms’ section.

  • Look for the KYC form in the list of available forms.

  • Click to download the form in PDF format.

  • Print the downloaded form, fill it out with the required details, and submit it to your nearest SBI branch along with any necessary documents.

How to Update KYC if Previous Details Are Incorrect 

If your previously submitted KYC details are not updated in your SBI account, visit your nearest branch and submit a self-declaration form. This is the Annexure A form, which you can download from the State Bank of India's website. 

Why It's Important to Update SBI KYC 

To Avoid Account Freezing: 

  • Not updating KYC can freeze your account. 

  • You won't be able to withdraw cash using ATMs or chequebooks. 

To Comply with RBI Rules: 

  • The RBI requires you to update KYC regularly. 

  • All bank account holders must follow this rule. 

Updating your KYC will: 

  • Help you follow RBI rules. 

  • Prevent your account from being frozen. 

  • Save you from unnecessary problems. 

How Long Does It Take to Update KYC in SBI?

The KYC update process typically takes 3-5 working days once your documents are submitted successfully. You can track the status of your KYC update through the reference number provided after submission. If there are any discrepancies, the bank may contact you for further clarification.

FAQs on SBI KYC Update 

1. Can I update KYC online for SBI? 

Yes, you can update your SBI KYC online using the YONO app or net banking. 

2. How to fill KYC update form in SBI? 

To fill out the SBI KYC update form, provide your personal details like name, date of birth, address, and contact information. The form contains 3 comprises of sections: A, B, and C. Section A is for identification, Section B for address and contact details, and Section C for income and occupation information. 

3. Can I update my KYC through YONO SBI? 

Yes, you can update your SBI KYC through the YONO app. Key in your MPIN, navigate to "Service Request," pick "Update KYC," and fill out the fields. 

4. Can I update my KYC in any SBI bank? 

It's best to visit your local SBI branch to update your KYC. 

5. How can I avoid going to the bank for KYC updates? 

You can update your SBI KYC online using net banking or the YONO app. Nevertheless, you will need to present the required documents (ID proof) to the bank. 

6. How can I update my KYC in SBI without visiting the branch? 

You can update your SBI KYC online using net banking or the YONO app.