State Bank of India (SBI) is a leading financial institution known for its extensive range of banking services catering to customers from diverse economic backgrounds. One of the essential tools for managing financial transactions is the SBI cheque book, which facilitates seamless payments and withdrawals.
Recognizing the need for convenience, SBI offers an online cheque book request service. This allows customers to request a new cheque book without the hassle of visiting a branch. Whether you need to apply for a cheque book through Internet Banking, the SBI Mobile App, or by SMS, the process is straightforward and user-friendly.
This blog aims to guide you through the process of requesting an SBI cheque book online, ensuring a smooth and efficient experience using various methods such as Internet Banking, Mobile App, and SMS.
Also Read: SBI Savings Accounts – Types, Features & Benefits
Why You Need an SBI Cheque Book?
Having an SBI cheque book is essential for various financial transactions and offers numerous benefits:
Uses and Benefits:
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Ease of Payments: Cheques are widely accepted for payments, making it easy to manage transactions without needing cash.
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Record Keeping: Each cheque provides a record of payments, helping you keep track of your financial activities.
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Security: Cheques are a safer option for large transactions, reducing the risk of carrying large amounts of cash.
Common Scenarios:
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Paying Bills: Many utility companies and service providers accept cheque payments.
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Business Transactions: Ideal for business-related payments and maintaining a professional record.
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Gifts and Donations: Convenient for gifting money or making donations to charities.
By using the online SBI cheque book service, you can easily request and manage your cheque book needs without visiting a branch, making the process more efficient and time-saving.
Methods to Request an SBI Cheque Book Online
There are several convenient methods to make an SBI cheque book request online. Using these methods ensures a seamless and efficient process, making it easier to apply for an SBI cheque book and manage your banking needs.
Methods:
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Internet Banking: Log in to your SBI account and navigate to the cheque book request section.
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Mobile App: Use the SBI Mobile App to apply for a cheque book with just a few taps on your smartphone.
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SMS: Send an SMS in a specified format to request your cheque book.
Advantages of Requesting Online:
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Convenience: You don’t have to physically visit the branch.
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Time-Saving: Make your request from anywhere at any time.
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Tracking: Easily track the status of your cheque book request online.
Requesting a Cheque Book via SBI Internet Banking
Using SBI Internet Banking for your SBI cheque book request is convenient and time-saving, ensuring a hassle-free experience. Here are the steps:
1. Login to SBI internet banking, and from the top menu bar, click on Request & Enquiries.
2. From the drop-down list, choose More>>
3. Now select 'Cheque Book Services'.
4. And then select 'Cheque Book Request'.
5. Choose the correct account number for which you want the cheque book.
6. Enter the correct details for Multi City Option, Number of Cheque Books, Number of Cheque Leaves, and Instrument Sub Category.
7. Once you have filled in all the details, hit 'Submit'.
8. Choose the delivery address for the cheque book.
9. Once you choose the delivery address and hit 'Confirm', your request will be updated, and a confirmation message will display on the screen.
10. You will also receive a confirmation SMS on your registered mobile number.
11. You can expect the cheque book to be dispatched within 3 working days from the date of request.
Interesting Read: YONO SBI App – Features & Benefits
Requesting a Cheque Book through the SBI Mobile App
- Using the SBI YONO App for your SBI cheque book request is a user-friendly and efficient way to manage your banking needs. Here are the instructions:
- Login to the SBI YONO App with your credentials.
- At the bottom menu bar, click on Service Requests.
- Then click on 'Cheques'.
- Now click on the 'Request Cheque Book' option.
- You are now prompted to select the account for which cheque book is being requested.
- Choose the number of cheque leaves required and accept the terms & conditions by checking the boxes. Hit Next.
- Select the delivery address. You can choose from 'Registered Address', 'Last Dispatched Address', or 'New Address'. Choose the suitable option and hit Next.
- Review the details on the Review Confirmation page for accuracy and hit Confirm.
- A confirmation message will display on the screen.
- You will also receive a confirmation SMS on your registered mobile number.
- The cheque book shall be dispatched within 3 working days.
Requesting a Cheque Book via SMS
SBI offer ‘Quick Banking’ facility which enables you to get your cheque book through SMS. If you don’t use net banking or mobile banking, this SMS-based cheque book request facility will be highly convenient for you. Here's how:
First, register for SBI Quick:
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Type “REGAccount number” and send it to 092234 88888 from your registered mobile number (e.g., REG 398765432544).
Now, you can request a cheque book by sending an SMS from your registered mobile number:
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Type “CHQREQ” and send it to 092235 88888.
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After sending this SMS, you will receive a message from the bank to confirm your request. Send the confirmation SMS as mentioned in the message, for example, CHQACC Y 675433.
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After sending the confirmation SMS, your cheque book request will be accepted, and a new cheque book will be delivered to your registered address within 10 days.
Important Points to Remember When Requesting an SBI Cheque Book Online (100 words)
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You can request a cheque book for any of your Savings, Current, Cash Credit, and Over Draft accounts.
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Cheque books can have 25, 50, or 100 cheque leaves.
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You can choose to collect it from the branch or have it sent by post or courier.
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The cheque book can be delivered to your registered address or an alternate address.
Are there any Charges or Fees to apply for an SBI Cheque Book?
Yes, a nominal charge is levied for a new cheque book.
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Rs. 3 per cheque leaf for savings accounts with a quarterly average balance (QAB) below Rs. 25,000.
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Rs. 2 per cheque leaf for accounts with a QAB of Rs.25,000 and above.
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50 leaves free per year for senior citizens and salary accounts.
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P-Segment or AGL Segment customers - 20 leaves free per year.
FAQs on SBI Cheque Book Request
1. How many cheque books can be requested at a time?
You can request multiple cheque books based on your account type and bank policies.
2. Is there a fee for requesting a cheque book?
Yes, fees vary based on the type of account and the number of cheque leaves requested. For example, Rs 3 per cheque leaf for accounts with a QAB below Rs 25,000 and Rs 2 per cheque leaf for accounts with a QAB of Rs 25,000 and above.
3. How long does it take to receive the cheque book?
Cheque books are typically dispatched within 3 working days from the date of request.
4. Can I request a cheque book for a joint account online?
Yes, you can request a cheque book for a joint account through online SBI cheque book services.
5. What to do if the cheque book does not arrive on time?
If your cheque book does not arrive on time, contact SBI customer support for assistance.
6. How to track the status of my cheque book request?
You can track the status of your SBI cheque book request online through Internet Banking or the SBI Mobile App.
Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.