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Want to pay your SBI credit card bill online from the convenience of your home? Imagine not having to worry about finding time to drop off a cheque at the bank. Or mailing a cheque and wondering if it would be credited in time. Paying online is a safe, quick and convenient alternative way of paying your bills that saves you time and effort.
To pay your bills online, you need to sign up for the net banking facility with your bank and receive a User ID and password. With this, you can not only pay bills but also conduct other transactions online. Most banks offer net banking, so check that you can avail of the facility at your bank.
How to pay your SBI credit card bill online through NEFT:
If you have net banking facilities, log onto your bank website and add SBI as a beneficiary. Enter the IFSC code (details on the SBI site). You will need to enter your 16 digit credit card number and fill in the details for the sections on Bank Name and Bank Address. The SBI website has clear step-by-step instructions on what to input in these fields and how you can pay your bill online.
Your payment will be credited to your account in 1 working day. Using NEFT is a quick and safe way of paying your bills. Each bank has different processing charges and fees for using NEFT so it is best to check with your individual bank.
If you already have a savings account at SBI, then the procedure to be followed for paying your bill is different. Check the details on the SBI website and follow the instructions mentioned there.
If you have an SBI Visa card, you can opt to use the ‘Visa Credit Card Pay’ facility on the bank’s website. It can take up t 3 days for your payment to be credited to your account.
How to ensure automatic payment of your credit card bill
You can also arrange for your SBI credit card bill to be paid automatically every month from your savings account. This will save you the tension of remembering the due date on your bill and ensuring timely payments. You need to download and fill in the Auto-Debit form from the SBI website and get it verified by the bank. Then you need to mail the completed form..
You can choose to have the Minimum Due amount paid every month or for the full amount to be paid. Your account will be automatically debited every month for the chosen amount. You can avail of this facility if you have a savings account at SBI or SBI associated banks which include: State Bank of Bikaner and Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Patiala and State Bank of Travancore.