The State Bank of India (SBI) is India's biggest government bank which handles the bank accounts of a plethora of people. To make things easier for its customers, SBI has used technology to automate the process of creating documents for its services. 

Like all other banks, SBI offers digital bank statements to its customers. However, to ensure the privacy and security of your confidential data, the bank statement that you download online is encrypted with a password. 

This password is associated with your account information and is mandatory to open and access the bank statement PDF.  

Below are the details and steps you need to know about your statement password and how to access it. 

How to Get Your SBI Bank Statement? 

In the past, banks used to send paper statements to customers. But nowadays, most banks, including SBI, prefer to send statements electronically. Both the bank and the customer benefit from this increased convenience. 

To get your SBI bank statement as a PDF, follow these easy steps: 

  1. Log into your SBI account: 

  • Navigate to the SBI website or tap into the SBI mobile app. 

  • Hit the "Login" button, then fill in your username and password. 

  • To authenticate, you may need to use a one-time password (OTP) sent to your phone or email. 

  1. Find the "Account Statement" section: 

  • Once you're logged in, find "Account Statement" which will typically be located in the main menu or a relevant tab. 

  1. Choose your account and date range: 

  • Choose the account, beginning and end dates that match the period you're looking at. 

  1. Download your statement: 

  • Click on the "Download Statement" button. 

  • Your statement will be downloaded as a PDF file which you can then save to your computer or device. 

Why SBI Puts Password on Your Bank Statement? 

Your SBI bank statement holds important information about your account, such as your account number, customer ID, name, branch, and all your transactions. This sensitive information could put you at risk of fraud or identity theft if it falls into the wrong hands. 

To keep your statement safe, SBI uses a special security measure. When you download your statement, it's protected by a unique code. This code is a combination of numbers and letters, often using your mobile number, date of birth, or customer ID. 

This extra level of protection ensures that your statement remains accessible only to you. It's like a digital lock that keeps your financial information safe. 

What is Your SBI Statement Password? 

To access your SBI bank statement PDF, you'll need a password. Here's how to find it: 

1. For SBI Account Statements: 

  • Downloaded from Internet or Mobile Banking: The password is your 11-digit account number (without the leading zeros). 

  • Sent via Email: The password is your mobile number’s last 5 digits, followed by your birthdate in the format DDMMYY. 

2. How to Open SBI YONO Statement Password-Protected File: 

  • Sent via Email: Enter your birthdate in DDMM format, followed by @ and the last 4 digits of your registered mobile number as the password. 

3. For SBI Credit Card Statements: 

  • Your main credit card's 16-digit number is the key to unlocking your statement. 

How to Open Your SBI Bank Statement PDF 

Once the download of your SBI bank statement PDF is complete, you can open it in two different ways: 

Method 1: Opening Directly from Your Email 

  1. Locate the Email: Check your email inbox for the message containing your bank statement. 

  2. Double-Click the Attachment: Double-click the PDF attachment to open it. 

  3. Enter the Password: The system will ask you to enter the password. 

Method 2: Opening from Your Computer 

  1. Find the PDF: Locate the PDF file on your system. 

  2. Open with a PDF Reader: You can use a PDF reader like Adobe Acrobat Reader or a web browser like Chrome, Firefox, or Edge to open the file. 

  3. Enter the Password: When you open the PDF, you'll need to enter the password to view its contents. 

How to Unlock Your SBI Credit Card Statement 

To access your SBI credit card statement, you'll need a password. This password is straightforward: it's your 16-digit primary credit card number. 

Here's how to unlock your statement: 

  1. Download the Statement: 

  • The attached credit card statement can be found in your registered email. 

  • Download the PDF file to your device. 

  1. Open the PDF: 

  • Search for the downloaded PDF file in your device's storage. 

  • Double-click on the file to open it. 

  1. Enter the Password: 

  • You'll be prompted to enter a password, where you’ll need to key in your 16-digit credit card number. 

  1. Access Your Statement: 

  • Click or tap on the "Open" button. 

  • Your credit card statement will open instantly, providing you with a detailed overview of your recent transactions. 

Removing the Password from Your SBI Bank Statement PDF 

A Word of Caution: 

Removing the password from your SBI statement PDF can expose your sensitive financial information. This could lead to serious security risks. It’s crucial to consider the potential risks alongside the benefits before moving forward. 

If you're an accountant and need to access multiple statements efficiently, here's how to remove the password: 

  1. Open the PDF: 

  • Locate the PDF statement on your device. 

  • Right-click on the file, choose "Open with," and select "Google Chrome," or simply double-click it. 

  1. Enter the Password: 

  • A prompt will appear requesting the password, allowing you to open the document.  

  1. Print to PDF: 

  • Once the statement is open, press "Ctrl+P" on your keyboard to open the print settings, and select “Save as PDF.” 

  • Tap "Save" to export a passwordless PDF. 

  1. Verify the Password Removal: 

  • Open the newly saved PDF file. 

  • Check if you're able to access the statement without entering a password. 

Frequently Asked Questions 

1. What password do I use to unlock my SBI bank statement PDF? 

The password for your SBI bank statement PDF is typically your 11-digit account number (without leading zeros). 

2. How can I unlock my SBI credit card statement? 

To unlock your SBI credit card statement, use your 16-digit primary credit card number as the password. 

3. Why does SBI password-protect bank statements? 

SBI password-protects bank statements to safeguard your sensitive financial information from unauthorised access and potential fraud. 

4. Is it secure to disable the password protection on my SBI statement PDF? 

Removing the password from your SBI statement PDF can expose your sensitive financial information. It’s generally not recommended unless it's completely necessary. 

5. Where can I find more information about SBI bank statements and passwords? 

For more detailed information, you can visit the official SBI website or contact your nearest SBI branch. 

 

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.