In today’s time, every individual must have their own bank account. It is a fundamental step towards saving and managing your money, along with taking the benefit of several banking services offered by banks.  

In order to open a bank account, a form needs to be filled out and submitted to the bank officials. This form is provided by the bank itself and requires you to fill in details about yourself. The form needs to be thoroughly filled without leaving any blanks to ensure that your account is opened smoothly.  

Let’s walk through the required steps that you need to take to fill out a bank account opening form in India. 

What is a Bank Account Opening Form? 

A bank account opening form is a document that needs to be filled with all the details required by the bank. These details are used to verify your identity, ensure smooth communication, and provide banking services. Various personal as well as financial information needs to be provided to the bank in order to open an account. 

The details asked on a bank account opening form can vary according to the type of account and the bank that you opt for. 

Nowadays, many banks also offer the option of filling out the account opening form online. We'll cover both online and in-person methods for filling out the bank form. 

How to Fill Bank Account Opening Form - Online Process 

  • First, decide which bank account you want and choose a bank. 

  • Go to the bank's online platform or their mobile application. 

  • Search for the section to start a new account. 

  • Fill in your name, birthdate, address, contact details, job, and other information. 

  • Upload copies of your Aadhaar card, PAN card, passport, or other needed documents. 

  • Check all information is correct and submit the form. You might need to e-sign with Aadhaar. 

  • The bank will send a message or email to confirm. 

  • Wait for the bank to process your application. You’ll get your account details, passbook, debit card, etc. 

  • Remember, steps might change between banks. Always use the bank’s official website or app to protect your information. 

Recommended Read: Different Banks in India and Services Offered by Them 

How to Fill Bank Account Opening Form - Offline Process 

You can start the process of opening a bank account by going to your nearest branch. Ask for the form and the bank officials will hand you the same. Below are the details that you’ll be required to fill in the form: 

Personal Information 

  • Write your full name. 

  • Write your date of birth. 

  • Write your complete address. 

Identification Details 

  • Choose an identity document (like Aadhaar card, passport, etc.). 

  • Write the document number and other details. 

  • Attach a photocopy of your ID. 

Permanent Account Number (PAN) 

  • Write your PAN card details. 

  • You can still open a basic account, regardless of PAN card status. 

  • Later, submit your PAN to upgrade to a full account. 

Contact Information 

  • Write your mobile number and email address. 

Employment Information 

  • Indicate your current job, the name of your employer, and the address of your workplace. 

  • If self-employed, write your business details. 

Account Type 

  • Choose a savings, current, or salary account. 

  • If it's a joint account, list the other account holder(s). 

Initial Deposit 

  • Decide how much money to deposit. 

  • Deposit the minimum balance required by the bank. 

Nomination Details 

  • Optionally, choose someone to inherit your money. 

  • Write their name, relationship, and contact details. 

Signature and Photograph 

  • Sign the form. 

  • Attach a recent passport-sized photo. 

Review and Submit 

  • Check all information is correct. 

  • The bank will verify your details. 

  • You will receive your account number and other details. 

Always follow the bank's rules. Ask bank staff if you need help. 

Frequently Asked Questions 

1. How much time does it take for a bank account to open after submitting the opening form? 

The time to open a bank account depends on the bank and the account type. Some accounts open quickly, while others take a few days to process. 

2. Is there a fee involved with opening a bank account? 

Opening a bank account is generally free of charge. However, some banks might charge a small fee for opening an account. 

3. What are the documents needed to open a bank account? 

You need to provide a government-issued ID, like a passport or driver's license, proof of address, such as a utility bill or bank statement, and other documents the bank requests to fill out the account opening form. 

4. How to write an application for opening a new bank account? 

To open a new bank account, provide personal details on the bank's application form, attach identification and address proof, and submit the completed form at the bank branch. 

5. Can I open a bank account online? 

Many banks let you open accounts online, but some banks need you to go to a branch, especially if they need more proof of who you are. 

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.