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Credit cards come with multiple benefits like eliminating the need to carry cash, offering you discounts, rewards, and cashback on your purchases, transacting offline and online with the same card, etc. There are several credit cards from different banks, and it is essential to choose one based on your needs. The Flipkart Axis Bank credit card is one of the best options for cashback. It offers accelerated cashback across all categories like travel, shopping, entertainment, and lifestyle. Let us now see how to activate this card.
Ways in Which You Can Activate The Flipkart Axis Bank Credit Card
To activate your Flipkart Axis Bank credit card, you have to generate your credit card PIN first. You can generate your credit card PIN through different methods as follows
1. Netbanking
If you are an Axis Bank customer with an active net banking account, you can generate your Flipkart Axis Bank credit card PIN through this account by following the steps mentioned below:
Step 1: Visit the official portal of Axis Bank - www.AxisBank.com
Step 2: Login to your Axis Bank internet banking account using your login credentials.
Step 3: Under the menu option, navigate to ‘Accounts’ and then click on ‘My Credit Cards’
Step 4: Then, click on ‘More Services’ and choose the ‘Credit Card PIN Change’ option.
Step 5: Click on ‘Go’ to authenticate your option.
Step 6: Enter the desired PIN number and then tap ‘Next’.
Step 7: The bank will send a NETSECURE code to your registered mobile number for generating the PIN.
Step 8: Enter the NETSECURE code.
Step 9: Confirm the activation.
2. Mobile Application
If you have an Axis Bank mobile app downloaded on your phone and have an Axis Bank net banking account, then you can use this method to create your Axis credit card PIN.
Step 1: Log in to the Axis Bank mobile application using your credentials.
Step 2: From the submenu, choose ‘Banking’ and then click on the ‘Services’ tab.
Step 3: Choose ‘Credit Card’ and then tap ‘Set/Reset PIN’
Step 4: An OTP or one time password will be dispatched to your registered mobile number.
Step 5: Enter this OTP to move ahead.
Step 6: Type in the desired 4 digit PIN
Step 7: Authenticate the new PIN with your mobile banking personal identification number (MPIN).
Step 8: A confirmation message will be shown once the PIN has been changed successfully.
3. ATM
Case 1: For customers who are generating the PIN for the first time
Step 1: Visit any Axis Bank ATM and insert your Axis Bank Credit Card.
Step 2: Choose ‘Set PIN’ on the ATM screen. If you are a first time user, another screen will be displayed on the ATM screen with the ‘Generate OTP’ option.
Step 3: Insert the card and the ATM machine will capture the card number. On the subsequent screens, you will be required to enter your account details, including date of birth, registered mobile number, and card expiry date. Then, you will have to type your passcode or OTP received on the mobile number registered with the bank
Step 4: On entering the above details successfully, you will have to type in a PIN of your choice on the next and re-confirm it.
Step 5: You will receive a confirmation message on your registered mobile number from the bank as soon as your PIN is created successfully.
Case 2: For customers who have generated OTP/activation passcode but not the credit card PIN
Step 1: Go to any Axis Bank ATM and insert your Axis Bank Credit Card
Step 2: Choose the option ‘Set PIN’ on the ATM screen.
Step 3: If a valid OTP has been sent to your registered mobile number already, then, the ATM will show another screen with the ‘Set pin having an OTP’ option.
Step 4: Type the activation passcode or OTP received on the registered mobile number.
Step 5: On keying in the above details successfully, you will be able to set a PIN of your choice on the subsequent screen.
Step 6: Re-confirm the desired PIN set by you.
Step 7: A confirmation message will be sent to your registered mobile number from the bank on creating your PIN with success.
4. Customer Care
Alternatively, you can contact the Axis Bank Customer Care team at 1860 419 5555 or 1860 500 5555 to activate your Flipkart Axis Bank Credit Card.
Conclusion
If you do not activate your new credit card, it will have a negative impact on your credit score if you default on your payments. Your account will be open if you do not activate your card, and you will still have to pay the fees for it. If the fees is not paid, it will have a detrimental impact on your credit score since payment history is an important factor used in computing your score. It is recommended to follow the methods and steps given above to activate your Flipkart Axis Bank Credit Card successfully.
FAQs on Activate Flipkart Axis Bank Credit Card
1) How to activate the Flipkart Axis Bank Credit Card by SMS?
The customer has to send an OTP request through his registered mobile number. The SMS request is in the format - PREOTP XXXX (Last 4 digits of your card number) to 5676798. The validity of the OTP is 30 minutes for each transaction. As soon as the customer receives the OTP, he can login to the shopping website and choose the Pre-OTP option.
2) Can I get the Flipkart Axis Bank Credit Card without salary slip?
You will need a salary slip for the Flipkart Axis Bank Credit Card. The required documents for Flipkart Axis Bank Credit Card include a copy of your PAN card or Form 60, residence proof, a colour photograph, and income proof in the form of latest payslip/Form 16/IT return copy. However, this list could vary on case to case basis.