Congratulations on receiving your Axis Bank credit card! Now, it's time to activate it so you can start enjoying its benefits. Activating your credit card is an essential step before you can start using it at different merchant locations or online. 

The process involves generating a credit card PIN. Read on to know how to activate your Axis Bank credit card by creating a PIN through one of the three methods:

  • Axis Bank online Internet Banking site
  • Axis Bank mobile app Axis Mobile
  • Axis Bank ATM. 

How to Activate Axis Bank Credit Card through Internet Banking

Follow the below steps to activate Axis Bank credit card using Axis Bank omnichannel site- https://omni.axisbank.co.in/axisretailbanking/

  1. Log in to your Axis Internet Banking account using your credentials.
  2. Go to the "Accounts" option in the Menu and click on "Credit Cards."
  3. Go to the option of "More Services" and select the option for "Credit Card PIN Change."
  4. In the subsequent screen, enter your desired four-digit PIN and confirm.
  5. A NETSECURE code will be sent to your registered mobile number.
  6. Enter the NETSECURE code received and confirm the PIN and activation.

How to Activate Axis Bank Credit Card through the Mobile App Axis Mobile

Follow the below steps to activate Axis Bank credit card using Axis Bank mobile app Axis Mobile

  1. Download the Axis Bank mobile app Axis Mobile from App Store or Play Store
  2. Log into your Axis Bank mobile app with your credentials.
  3. Select "Banking" from the submenu, then click on "Services."
  4. From the options given, select "Credit Card" and go to the option of "Set/Reset PIN."
  5. An OTP (One Time Password) will be sent to your registered mobile number.
  6. Enter the OTP in the field provided and proceed.
  7. Enter your desired four-digit PIN.
  8. Validate the PIN with your MPIN (Mobile Banking Personal Identification Number).

A confirmation message will be displayed, indicating that your PIN has been successfully set or changed.

How to Activate Axis Bank Credit Card through Axis Bank ATM:

There are two options to activate your Axis Bank credit card and generate Axis Bank credit card PIN through Axis Bank ATM: First, generate an OTP and then generate PIN. Second, to generate a PIN, where OTP is already available.

Steps to generate OTP and PIN:

  1. Insert your Axis Bank credit card into the ATM.
  2. Select the "Set PIN" option.
  3. Click on "Generate OTP."
  4. Enter the required details: Date of birth, card expiry, and registered mobile number.
  5. Enter the received OTP.
  6. Set up your new PIN with a four-digit code of your choice and reconfirm it.

A confirmation message on your PIN generation will be sent to your registered mobile number.

Steps to generate PIN for users who have generated their OTP:

  1. Insert your Axis Bank credit card into the ATM.
  2. Select the "Set PIN" option.
  3. Choose "Set PIN having an OTP."
  4. Enter the OTP.
  5. Enter your desired four-digit PIN and reconfirm it .

A confirmation message on your PIN generation will be received on your registered mobile number.

Conclusion

Activating your Axis Bank credit card is a simple process that can be done through Axis NetBanking, the Axis Bank mobile app, or by visiting an ATM. By following the provided steps and ensuring the security of your card details, you can successfully generate a PIN and activate your credit card. Once activated, you can start using your Axis Bank credit card for various transactions and enjoy the benefits and rewards it offers. If you encounter any difficulties or have questions, Axis Bank's customer service is always available to assist you. Start enjoying the convenience and flexibility of your Axis Bank credit card today.

FAQs on Axis Bank Credit Card Activation

Q1: Can I generate the OTP before the transaction?

A1: Yes, you can generate the OTP before the transaction by sending a short code [PREOTP (last four digits of your card number)] to 5676798 from your registered mobile number.

Q2: Can I generate a PIN for an add-on credit card?

A2: Yes, you can generate a PIN for an add-on card by following the above steps. Provide the details of the primary cardholder, not the add-on cardholder.

Q3: Can I generate an Axis Bank credit card PIN at any ATM?

A3: No, you can only generate an Axis Bank credit card PIN at Axis Bank ATMs.

Q4: What should I do if I am unable to receive an OTP on my registered mobile number?

A4: For security and authenticity reasons, registered details are used for banking purposes. You can change your registered mobile number by visiting the Axis Bank branch. Contact the customer care for more information regarding changing mobile number.

Q5: Is it necessary to have Axis Internet Banking login details to generate a PIN?

A5: The requirement for Axis Internet Banking login details depends on the medium used to generate the PIN. ATM or SMS PIN generation does not require Internet Banking details, but Mobile Banking and Axis Internet Banking do require login details to register with the facility