CitiBank Credit Card Christmas Offers

Heading to the stores to complete your Christmas shopping? Planning to pay with a credit card? For many people in India, paying with a credit card is still the way to go when it comes to transactions, as they are convenient, offer reward points and is a safe and secure way to make payment. Read on if you are one of them.

So, which is the best credit card to use for your Christmas purchases?

While choosing a card, you must carefully consider your income, shopping expenses, budget and repayment capacity. There are many specialized credit cards that come with a rewards or cashback program specially designed to reward the user with accelerated points every time he/she swipes the credit card for shopping transactions like apparel shopping, grocery and supermarket spends at partner stores. Simply put, the credit card issuer pays you back in the form of points which can be redeemed at multiple outlets, or redeemed as cashback.

Citibank credit cards poses a range of benefits to the cardholder, especially in this festive Christmas season. Citi credit cards like the First Citizen Citi Titanium credit card lets you earn reward points on all purchases, and up to 7 times more points at Shoppers Stop. You can pay with your points for Shoppers Stop merchandise. Plus, you enjoy exclusive shopping privileges throughout the year, including Christmas!

The Citi Reward credit card lets you earn reward points on all spends. You get accelerated 10 X reward points on your purchases at apparel and department stores and other partner stores. You can get theses reward points redeemed when you shop at partner outlets and e-shopping sites.

The Citi Rewards Domestic credit card offer similar rebates like the Citi Reward credit card including 10 times more reward points on your apparel and department store spends. You can redeem these points for a wide variety of options like air miles, cash back, premium merchandise etc.

If Cashback is your need, you may consider the Citi Cashback credit card. Using the credit card for all your expenses gives you 5% cashback. You may apply for any Citibank credit card by visiting your nearest Citibank branch and submit the application with the required documentation or apply online.

There are a wide range of cards available in the market nowadays and it can be daunting to decide which one is the best for you. Before applying for any kind of credit card, it is vital to compare the features, benefits and fees of the credit card. This will help you to find out the best card suited for your needs.

If you think you need help with your credit card application and advice on eligibility, CreditMantri can guide you through the entire process and match you with the credit card that suits your needs the best.

As you inch towards the end of the year in high spirits, make way for a happy and credit healthy 2017!

Note: The cards mentioned in the article are merely indicative of the kinds of rewards and benefits on offer, and you will need to choose your card based on your specific requirements.