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Buy Digital Camera & Refrigerator on EMI at Bajaj Finserv
All around you see advertisements for the latest camera models. You might have set your heart on one but do not have ready cash to pay for your photography dream. Or maybe you are looking to upgrade your kitchen appliances. You don’t own a credit card and don’t quite know how to get a loan to cover the cost of that brand new refrigerator model. No more worries! You could apply for a consumer durable loan from Bajaj Finance and buy a digital camera, or perhaps a refrigerator, as per your needs!
Getting a credit card might be difficult - you need to satisfy the requisite salary criteria, and have a prior credit history which might not be possible especially if you are a young student or a working professional who has just started out in his career. Credit card issuers have stringent policies when it comes to issuing a credit card, and you might not quite be eligible for one.
With no credit card options - and no bulk savings in the bank - lending agencies like Bajaj Finserv are a boon for those in search of credit. Bajaj Finance has various options that will allow you to buy your desired gadget in easy EMIs - that too without a credit card.
Durable Loan from Bajaj Finserv - Your path to credit
All you need to do is buy your desired gadget or appliance from a Bajaj Finserv partner durable store. You can find the nearest Bajaj Finserv partner store by looking up the section on ‘Find the Nearest Store’ on the Bajaj Finserve website. Presently, there are more than 7000 durable stores that have partnered with Bajaj Finserv so it shouldn’t be a problem finding a store near you.
You can approach the in-store representative for help with your loan application process. The documentation is minimal. You would be required to submit a filled-in application form along with requisite documentation like PAN card, driving license, proof of address, etc. The formalities can be completed in-store while you are buying your appliance, and you can walk out with your purchase that very day!
Advantages of a consumer durable loan: The advantage to getting a durable loan from Bajaj is that there are no foreclosure charges. In case you choose to foreclose your loan anytime during your chosen tenure after the first EMI is paid, you can do so without any added foreclosure charges.
It is a simple process with very little documentation required.
A consumer durable loan is ideal for those who do not have access to credit cards or do not have enough cash savings to buy their desired items. What’s more, this durable loan from Bajaj Finserv doesn’t require you to have any prior credit history. So, what are you waiting for? Happy shopping!